These 5 Mistakes Can Ruin Your Shot at Fair Compensation
Every step you take after an accident matters. You can have a valid case and still lose out on compensation because of small, simple mistakes. And once the damage is done, it’s hard to fix.
That’s why having the right legal help from day one is so important. Don’t try to handle it alone, and don’t wait until the insurance company twists your words or uses your actions against you. If you’ve been hurt, contact Terry Bryant Accident & Injury Law and let experienced professionals take the pressure off your shoulders.
Now, let’s go over five critical mistakes that can easily ruin your shot at fair compensation if you’re not careful.
Mistake #1 – Waiting Too Long to Get Medical Treatment
This is one of the most common mistakes people make after an accident. If you skip a doctor’s visit or put it off for a few days, you’re handing the insurance company a reason to say you weren’t seriously injured.
When there’s no medical record immediately after the accident, insurers can argue your injuries weren’t related to the crash at all or that they weren’t serious enough to treat. That’s a big problem when you’re trying to prove your case.
Go to a doctor immediately after your accident. Remember to mention every symptom, even if it feels minor. That sore shoulder or stiff neck might turn out to be a serious problem later. And your medical record will be the evidence that connects your injuries to the accident. No paper trail, no proof.
Mistake #2 – Talking About Your Injury on Social Media
Social media is where people share their lives. But after an accident, posting online can absolutely hurt your case. Even something as innocent as a gym selfie or a status update that says, “Feeling better!” can be used against you.
Insurance adjusters and lawyers for the other side will dig through your social media accounts, looking for anything they can twist. If they see you smiling in a photo or doing something physical, they might argue you’re not really injured. And that can be devastating to your credibility.
You should also ask friends and family not to tag you in anything. Even if your account is private, it’s not always as locked down as you think. One careless post can turn into a major legal headache.
Mistake #3 – Giving a Recorded Statement to the Insurance Company
After an accident, the other party’s insurance company will probably contact you and ask for a statement. They might sound friendly. They might say they just want your side of the story. But don’t fall for it.
Their job is to save money, not help you. They are trained to ask questions in a way that gets you to say something that can be used against you. Even something small, like saying you feel okay, can later be used to suggest your injuries aren’t serious.
You are not required to give them a recorded statement. And you definitely shouldn’t do it without talking to a lawyer first. Once something is on record, it’s hard to undo.
Mistake #4 – Not Documenting the Scene or Your Injuries
Injury cases are all about evidence. The more proof you have, the stronger your case. Yet this is where a lot of people slip up. If you don’t take pictures of the accident scene, your injuries, or your damaged belongings, it becomes your word against the other party. And if your case goes to court, vague descriptions won’t be enough.
What should you do? Take photos right away of the scene, the injuries, and the damage. Keep every piece of paperwork. Save clothing that got torn or bloodied. Write down how you feel every day in a journal. And don’t stop after one day. Document how your injuries progress, what pain you feel, and how it affects your life.
Mistake #5 – Hiding or Downplaying Pre-Existing Conditions
A lot of people think that if they admit to having a past injury or medical issue, it’ll ruin their case. But the opposite is true. Hiding something can seriously hurt your credibility. If the insurance company finds out (and they will), they’ll use it to say you were dishonest, and that can destroy your case even if you were truly hurt.
But if you’re upfront, your attorney can build your case around the worsening of a pre-existing condition, which is still legally valid. You have to be honest about the past so your lawyer can explain the full picture.