Why Trusting an Attorney Over an Insurance Adjuster is the Right Thing to Do

Insurance adjusters prefer you not to hire a lawyer because, once you do, the entire situation changes. They can no longer take advantage of your lack of legal knowledge. They can’t offer you a lowball amount without expecting pushback. They can’t trick you into saying something that weakens your claim. Simply put, they lose control of the situation, and that’s not what they want.

Attorneys know how the system works. They understand the law, the claims process, and how to fight for full and fair compensation. And if the insurance company refuses to play fair, your attorney can take the matter to court. That pressure alone often makes insurers take settlement negotiations more seriously.

You have to trust your attorney over the insurance adjuster, no matter what. If you want to be sure you’re not being misled or pressured into a low settlement, the best move you can make is to visit WapnerNewman.com and speak with an attorney who understands how to deal with insurance companies.

Insurance Adjusters Won’t Tell You the Whole Story

Let’s say you were hit by a driver with insurance. What the adjuster won’t tell you is how much insurance that driver actually has. This matters because if your injuries cost more than the policy limit, you could be missing out on extra compensation. 

Lawyers know how to demand that information, and they know how to uncover if there are other policies involved, like when a company vehicle causes a crash.

Insurance companies will also act like you have to use their preferred repair shops. You don’t. That’s your decision. And when they start asking you questions or sending you paperwork, they’re hoping you’ll rush to respond without understanding the legal consequences. 

You’re not legally required to answer their questions right away or sign anything, especially forms that give them access to your entire medical history. A lawyer will make sure you’re not signing away your rights. 

Adjusters Are Trained to Get You to Slip Up

The moment the insurance company hears about the crash, they’ll likely try to contact you. They might call or even show up at your door. They want a recorded statement to catch you saying something they can twist to limit your compensation.

They might ask leading questions or pressure you into accepting a settlement before you even know how badly you’re hurt. These offers often seem helpful, especially when you’re stressed or trying to recover, but they usually leave out important things like future medical costs, therapy, lost wages, or long-term pain. Once you cash that settlement check, your case is closed, and you don’t get any do-overs.

An attorney stops all that. They speak to the insurance company for you. They know what should and shouldn’t be said. They won’t let you sign anything that puts your case at risk.

They’ll gather proper evidence, calculate what your claim is truly worth, and push for the best possible outcome. Without a lawyer, you’re left trying to guess what’s fair while dealing with professionals trained to protect their company’s money. 

An attorney helps you recover full compensation

Insurance companies tend to only focus on the short term: what happened right after the crash. They might cover your emergency room visit but ignore your ongoing care. They might offer money for your car repair but skip over how your injuries affect your ability to work. A personal injury attorney sees the bigger picture — and they make sure nothing is left out.

They’ll look at every part of your life that’s been affected by the accident. That includes your pain, your recovery, your missed income, and your future needs. They don’t just settle quickly. They work toward getting you what you truly need to move forward. And that’s something no insurance adjuster will ever do voluntarily.