The thing about January is that it gets so filled up with New Year resolutions that you struggle to get even one thing done — you’re just too overwhelmed with your goals. That’s why a lot of experts recommend starting…
Great Last-Minute Gift Ideas For Father Day
My father abandoned me when I was a child. I am not trying to invoke your sympathy, as I know that I am not the only person in the world with such a background. I just mean, Father’s Day doesn’t…
Is Owning an In-Ground Pool More Trouble Than It’s Worth?
Many people buy in-ground swimming pools. That is, a cavity-like foundation structure that is first dug out of and then built into the ground. Most people construct in-ground swimming pools into their back yards. They are serious construction projects, serious…
M1 Finance – A Robo-Advisor You Control
I am becoming increasingly torn between hiring a human financial advisor or using a robo-advisor to manage my finances. These are options that I have been considering since I am an inexperienced investor. I am still learning about the financial…
Don’t Discount the Investment Appeal of U.S. Treasury Bonds
You want to know what has always scared me away from investing? The cost. Of course, there is the whole matter of researching prudently enough to even pick the right stock or company to invest into in the first place.…
Maximize Pay With Diverse Driving and Delivery Gigs
I have driven for Uber and Lyft and did not make as much money as I thought I would. For one thing, I have a house and family to manage. I just do not enough time to drive. Also, expenses…
Taking a $10K Pay Cut For a Fancy Job Title?
“Ain’t nothing going on but the rent.” That is a lyric fragment from one of my favorite 1980s pop songs. The song is about a woman who won’t date a man who can’t financially take care of himself. While that…
Learn to Negotiate Retail Prices
There is an old saying I like about commerce very much. “We pay the price that we think we deserve to pay.” I used to be very uninformed about how about business work. For one thing, no price is final…
Year-Round Savings Deals For Active Duty and Veterans
Americans spend an average of $500 on various Memorial Day deals, discounts, and sales. In fact, it seems that Memorial Day, a day to appreciate the fallen members of the military from the past to the present, seems designed to…
Should You Invest In a $5,000 Antique Rug?
One of the few things that drives me crazy is sharing a home with a significant other who insists on redecorating and swapping out furniture every season. I am very set in my ways, am not a fashionista, and cannot…
Making Travel Dollars Last: Mother’s Day Edition – Costa Rica and Hungary
Most people travel to escape life. Yet, what is important is to take a trip every now and then so that the life inside of you never escapes. Or, become dulled or fades away. Travel shouldn’t just be an escape…
What You Need To Know About Term and Life Insurance Policies
Purchasing life insurance nowadays gives you and your loved ones financial security for a later time, should you not be around to take care of them anymore. It may be a morbid discussion but let’s be realistic here – when…
Do You Need or Want to Own a Boat?
I have wanted to own a boat ever since I watched Sonny Crockett from the 1980s TV crime drama Miami Vice sail his in style. It’s funny how the pop culture representations of materialistic objects can affect a viewer’s mindset.…
Budget Versions of Luxury Timepieces
One should have style, know how to dress, and to accessorize. I love luxury watches, but they are way above my pay grade. Part of being an adult is always prioritizing need or want. Whether you have a family or…
Americans Can Only Afford to Buy A Home In 30% of the Country
A friend of mine just had his home foreclosed on. He is financially tapped. That home, which cost about $375,000, was just too much for him to handle. Also, he kept missing mortgage payments because he was in so much…
Affordable Family Trip Alternatives to Disney World
I have never been to Disneyland, Disney World, or any other behemoth theme park with the word, “Disney,” in the name. The closest alternative I ever experienced were academic day trips when I was a kid. I never went on…
Obese People Pay 42% More For Medical Care – Cut Back on Fast Food
I love fast food. It is the only addiction that seems to be tolerated in modern society. In all seriousness, I should be a major shareholder of stocks in White Castle considering how much I have patronized them over the…
An Air Ambulance Costs $40K – Preparing For Unexpected Emergencies
About a decade ago, I was diagnosed with a rare form of skin cancer. It’s called dermatofibrosarcoma protuberans. Don’t worry if you can’t pronounce it either. It took me two days to learn how to pronounce it. To this day,…
Making Travel Dollars Last Longer – Colombia and Indonesia
I love my job most of all when I am on vacation. That is one of my most favorite quotes about vacations. I like it because it focuses on the fact that vocations and vacations are inexplicably intertwined for most…
You Don’t Need These Non-Essential Products
Americans spent over $14 trillion on consumers goods during the last quarter of 2018. Keep in mind, that was during the final quarter of that year. It goes without saying that quite a few such purchases were perhaps non-essential. Its…