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debt consolidation management
Debt, Personal Finance

Here’s Why You Don’t Need Debt Consolidation Management

Allen Francis / February 13, 2019

Have you ever gotten into an argument with someone who asked your advice and then got upset when you offered it? I have a friend who is drowning in debt. It is not an unheard-of problem, as many other people…

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Insurance, Personal Finance

Do You Need Burial Insurance? It’s Probably a Good Idea

Allen Francis / February 6, 2019

In the U.S., the average cost of a funeral is $7,000. However, that is a conservative estimate, with many costing close to $10,000. Additionally, depending on where you live, the cost of a funeral and burial can be as high as…

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what to look for in a day spa
Health

What to Look for in a Day Spa or Med Spa

Allen Francis / February 5, 2019

Did you know that the average American employee doesn’t take full advantage of his or her vacation time? All over the world, the stereotype of the laid-back, carefree, and hardly working American is a pervasive norm. It is far from…

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Making Money, Website, Work

Need Some Extra Money? Consider Buying Old Websites and Blogs

Allen Francis / January 30, 2019

  In the 20th century, a solid passive income generating endeavor was to buy a vending machine franchise. Starting such a business takes time. You would have to network and make deals with businesses to provide vending machines. If you…

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crowdfunding tips
Personal Finance, Social Media

Important Crowdfunding Tips You Need for Business Success

Allen Francis / January 29, 2019

A friend of mine, someone of advanced age, recently asked me to explain the concept of crowdfunding to them. I struggled for a moment. It is not always easy to explain something that you understand well until you are called…

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Personal Finance

The Questionable Convenience of Fast Loans Online

Allen Francis / January 23, 2019

Since the near global collapse of the financial and banking industry in 2008, the rates of personal, household, credit, and financial debt has been increasing exponentially. If there is one thing that Americans seem to know how to do very…

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do I need life insurance
Insurance, Personal Finance, Retirement, Saving Money

Do Senior Citizens Need Life Insurance?

Allen Francis / January 22, 2019

Life insurance is driven by crunching numbers and analyzing data. Or, statistics specifically. It is the job of life insurance actuaries to protect life insurance companies from paying out death benefits against the company’s financial interests. For example, actuaries compile…

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highest paying online surveys
Making Money, Personal Finance

Here Are the Highest Paying Online Surveys

Allen Francis / January 17, 2019

  It’s easy to make a viable, supplemental income by taking paid surveys for various companies. Many companies hire market research companies to hire people to take paid surveys. Paid surveys help companies and retailers to better market, redesign, or…

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how to make 500 dollars fast
Making Money

How to Make 500 Dollars Fast

Allen Francis / January 15, 2019

The advent of the internet has created a world of opportunities for making money fast. Or relatively fast. A generation ago the term, “get money fast,” was considered dirty and disingenuous. But if you have a marketable skill and need…

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best survey sites
Making Money

Try One of the Best Survey Sites Available

Allen Francis / January 9, 2019

It can be difficult to make ends meet for most Americans. Even with the country experiencing some of the lowest unemployment rates in the last 50 years. Currently, the American unemployment rate is hovering under 4%. Although, it should also…

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how to make 10,000
Making Money, Personal Finance

How to Make $10,000 – You Might Be Surprised

Allen Francis / January 8, 2019

You can make $10,000 relatively easy. By, “relatively easy,” I mean if you have employable in-demand skills, patience, and if you can endure unorthodox employment opportunities. Nothing in life is actually easy. However, with these legitimate work opportunities, you can…

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best paid surveys
Making Money, Personal Finance

Need Extra Money? Try Some of the Best Paid Surveys Available

Allen Francis / January 2, 2019

  You can’t make a living at it, but if you optimize how many surveys you take and manage time well, you can make a good supplemental income. Here are some of the best paid surveys to try out. Survey…

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how to make 100 dollars a day
Making Money, Personal Finance

How to Make 100 Dollars a Day

Allen Francis / December 26, 2018

Recently, I hired myself out as a delivery driver on a website that connects private car owners with businesses that need people to deliver groceries or food to customers. I was a bit embarrassed at first, as though my pride…

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how to make passive income
Making Money, Personal Finance

Here Are Some Ways to Make a Passive Income

Allen Francis / December 19, 2018

Every day is the newest day where I pledge to abandon the rat race and start a passive income generating business – to give up my day job and just enjoy raking in money from a job that takes care…

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Housing, Investing, Making Money, Personal Finance

Is Real Estate Investing Worth It? Maybe

Allen Francis / December 18, 2018

Investing in real estate is not easy, though many people seem to think it is. It involves significant financial investment, an acute understanding of the real estate market, and how people buy homes and properties. People lose their investments and…

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kids and money
Education, Personal Finance, Saving Money

Money Maxims To Teach Kids

Allen Francis / December 11, 2018

Do you have children or teenagers in your life? Whether it’s your own children, nieces, nephews or cousins, it’s important to conduct yourself in a manner that reflects well on their nascent understanding of how money management works. Children are…

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broke and poor
Budgeting, Making Money

This is Why You’re Broke and Poor (and How to Fix it)

Allen Francis / December 5, 2018

Did you know that a third of all Americans who are making over $70,000 a year are living paycheck to paycheck? The average American is almost $40,000 in debt – with the average credit card debt at about $7,000 a…

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improving your credit score
Debt, Personal Finance

Here Are Some Tips To Help You Stop Destroying Your Credit Score

Allen Francis / December 4, 2018

It’s hard to get through life without lines of credit. Whether you own a business or need it for personal purchases, having a credit card can make life convenient. What’s important to keep in mind is that protecting your credit…

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if you cosign a loan
Personal Finance

Don’t Cosign a Loan Ever. Here’s Why

Allen Francis / November 28, 2018

No good deed ever goes unpunished. Whoever coined that phrase may have once made the bad decision to cosign a loan. If you cosign a loan, you assume full responsibility to pay it off if the borrower can’t pay. The…

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bank deposit and lending system
Personal Finance

The Bank Deposit and Lending System – What You Need To Know

Allen Francis / November 27, 2018

Did you know that most of the money in the world isn’t intangible? Only a minuscule fraction of money that is actually tangible exists in the world. By tangible, I mean money you can feel and touch. If everyone in…

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