About The Writers
Allen Francis was an academic advisor, librarian, and college adjunct for many years with no money, no financial literacy, and no responsibility when he had money. To him, the phrase “personal finance,” contains the power that anyone has to grow their own wealth. Allen is an advocate of best personal financial practices including focusing on your needs instead of your wants, asking for help when you need it, saving and investing in your own small business.
James Hendrickson is an internet entrepreneur, blogging junky, hunter and personal finance geek. When he’s not lurking in coffee shops in Portland, Oregon, you’ll find him in the Pacific Northwest’s great outdoors. James has a masters degree in Sociology from the University of Maryland at College Park and a Bachelors degree on Sociology from Earlham College. He loves individual stocks, bonds and precious metals.
Behind the Scenes
PFadvice is now part of the District Media, Inc. portfolio of blogs. Originally founded in the District of Columbia in 2007, District Media, Inc. is an independent media company. Our objective is to deliver high-quality personal finance news and advice that informs, empowers, educates and entertains the public. We provide this information free of charge through our portfolio of personal finance websites, with all operating expenses paid through advertising.
Disclosure of Material Connection
Some of the links in the articles are affiliate links. This means that if you click on the link and purchase the item, we will receive an affiliate commission. Regardless, we only recommend products or services we use personally and believe will add value to my readers. we am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”