Between the time when you are expecting, and continuing up through showing off your new baby as a proud mother or father, you will be bombarded with advertisements, endorsements, plugs, and discussions of all of the purchases that you will…
The 365 Day Money Challenge
We all want or even need more money in our bank accounts. If we didn’t we wouldn’t go to work every day, instead, we would stay home and get caught up on whatever show we’re binging on Netflix. But what…
How Canadians can Improve Financial Literacy
Despite living in the digital age and almost everything is accessible through the internet, there are still a few parts of businesses wherein the internet doesn’t exactly reign supreme. In a recent study by lowestrates.ca, people compare vacation options, but…
Alternative Ways to Tackle Debt
Nobody wants to be in debt, but if you find yourself in a bind you will need a solution to your financial problems bad credit loans are readily available to folks nowadays. Yet, many people still believe that if you…
Key Tips for Getting the Best Refinance Deal for Your Home
While most people don’t enjoy having to spend the time and effort that’s required to get a home loan, it is important to remember you don’t have to stick with the same mortgage forever. In fact, while you may groan…
Looking for a Writer
If you’ve been following Personal Finance Advice, you know that we like to encourage our readers to also contribute to our blog. The PFA team is excited to announce that we are looking for a new volunteer blogger(s) to regularly…
Top Tips on How to Keep a Good Credit Score
Having a bad score is not something you want to have in your life. That being said, it’s not like you can snap your fingers and raise your credit score either, or everyone would have a perfect score. But there…
The Art of Gap Trading
What are the benefits of day trading? Well, if you are stuck in a boring cubicle job, learning money-making skills to escape and control your financial destiny is one of the main benefits. What starts you out on that path…
Five Tips to Save on Your First Apartment
Moving into your first apartment is quite a thrilling experience. It’s a mix of freedom and stress that keeps you in a good work routine. Even when things get hairy, you find the drive to keep going because, after all,…
Questions for Personal Investing
In this article, we suggest 5 questions you may have which relate to your own investment portfolio. Everyone has a different set of circumstances, so we can’t cover everything here but it’s a good starting point to get your thinking…
5 Expert Tips on Managing Your Money After Retirement
You work your entire life and as a reward, you get to retire. But the reality is that your ‘work’ does not end the moment you receive your gold watch. Instead, you need to keep managing your money to make…
Living Frugally in the Big City
If you live in one of the major cities, there is no doubt that you and your family are affected by the higher cost of living. While wages in a metropolis tend to be higher – the increased cost of…
Insuring Cars Today vs 3000 Years Ago
Originating in Babylonian culture, casualty insurance — as the name implies began as a form of risk management used by individuals to assure the safe transfer of property to another upon one’s untimely, or unplanned, demise. When the items were…
Financial Survival Prep Guide for Students on a Shoestring Budget
Whether you are a student feeling the pinch of debt and itching to get a little bit to spend at the bar, or you’re trying to make ends meet and study too, stretching scholarship money, online credit rates or juggling…
Creating a Post-College Financial Plan to Stay Out of Debt
Millennials are finding themselves in unfamiliar territories after completing their college studies and starting the real life of looking for a job, paying bills and definitely paying off huge amounts of debts. The situation can get depressing if you are…
Things to Know Before You Start a WordPress Blog
If you’ve ever considered starting a blog, you have probably been advised by friends and fellow bloggers to use WordPress to start your blog. That’s with good reason. WordPress blogs are flexible, customizable, and easy to use – all great…
Signs It’s Time to Replace Your Pipes
Most areas have a fair share of older homes and with older homes comes older plumbing systems and pipes that may need to be upgraded or replaced. While this is not a fun or pleasant prospect to think about, in…
7 Ways to Find Money for College
Students do not have to stay at home simply because they do not have money to cater for their tuition fees and other college expenses. Given the cost of schooling at colleges, it worth trying some of the easy and…
Cell Phones and Accidents
Did you know that we now have the technology to disable cell phones while you are driving? This can prevent a lot of texting-related accidents. Some states have laws in place that prohibit the use of any type of handheld…
A Brief History of Spread Betting
Spread betting can be regarded as the derivatives product which allows you to trade on the movement of the price of a wide array of financial markets including shares, commodities, currencies, indices, and much more. The spread bets can be…