Investment portfolio diversification is the best way to increase your chances of maximizing potential returns, as well as lowering risk. Consider: do you only invest in the same kinds of companies, businesses, or products? If there is a market correction…
Whether you are young or older, you may have to consider working in a semi-retired status before retiring. As is the case with most things related to retirement, its best to plan ahead. Just as you should plan for retirement,…
Many people plan on enjoying the serenity of retirement after a lifetime of hard work. However, retirement expectations may come up short, or clash with reality, because of misinformed perceptions. The retirement years are the “advanced age,” chapters in the…
A lot of people carry around more credit cards than they need or use. One might think that canceling or closing the old and unused credit cards would be the most financially responsible thing you can do. Well, not necessarily.…
While prom may be the most anticipated night of a teen’s life, it really doesn’t have to be one to break the bank. It’s easy to let the spending get out of control so you need to prepare yourself to…
Although big banks stole most of the spotlight in the Economic Growth, Regulatory Relief, and Consumer Protection Act, the new law includes improved fraud alerts and credit freezes for consumers. The law President Trump signed late last week had attempted…
Baby Boomers, the golden generation born between 1946 – 1964, is in big trouble. Regardless of how hard they worked through their lives, at least 20 percent of them will not be able to enjoy their retirement. Several studies have…
Average Homebuyer Score Rose from 700 in 2005 to 732 in 2016 Welcome to the 2018 home-buying market: Rising demand and an extremely tight supply of homes, especially in the critical starter-home market, make it difficult to realize your goal…
President Trump promised changes in Washington upon his election. Whether you are a Trump fan or foe, there’s no question he’s succeeded in that goal. Sometimes the change is precipitated by the President’s choice to lead an agency, as in…
Make 2018 the year you get serious about your debt. The longer you put off this problem, the more it will grow. Don’t let compound interest overwhelm you. Follow these simple steps to make a plan and pay off your…
Do you know your credit score? More importantly, do you know where your credit score comes from and why it’s so important to your financial health to understand your credit score. So, how do credit bureaus differ? Credit scores are…
Between the time when you are expecting, and continuing up through showing off your new baby as a proud mother or father, you will be bombarded with advertisements, endorsements, plugs, and discussions of all of the purchases that you will…
We all want or even need more money in our bank accounts. If we didn’t we wouldn’t go to work every day, instead, we would stay home and get caught up on whatever show we’re binging on Netflix. But what…
Despite living in the digital age and almost everything is accessible through the internet, there are still a few parts of businesses wherein the internet doesnt exactly reign supreme. In a recent study by lowestrates.ca, people compare vacation options, but…
Nobody wants to be in debt, but if you find yourself in a bind you will need a solution to your financial problems bad credit loans are readily available to folks nowadays. Yet, many people still believe that if you…
While most people dont enjoy having to spend the time and effort thats required to get a home loan, it is important to remember you dont have to stick with the same mortgage forever. In fact, while you may groan…
If youve been following Personal Finance Advice, you know that we like to encourage our readers to also contribute to our blog. The PFA team is excited to announce that we are looking for a new volunteer blogger(s) to regularly…
Having a bad score is not something you want to have in your life. That being said, its not like you can snap your fingers and raise your credit score either, or everyone would have a perfect score. But there…