There is an old saying I like about commerce very much. “We pay the price that we think we deserve to pay.” I used to be very uninformed about how about business work. For one thing, no price is final…
Category: Saving Money
Affordable Family Trip Alternatives to Disney World
I have never been to Disneyland, Disney World, or any other behemoth theme park with the word, “Disney,” in the name. The closest alternative I ever experienced were academic day trips when I was a kid. I never went on…
Obese People Pay 42% More For Medical Care – Cut Back on Fast Food
I love fast food. It is the only addiction that seems to be tolerated in modern society. In all seriousness, I should be a major shareholder of stocks in White Castle considering how much I have patronized them over the…
An Air Ambulance Costs $40K – Preparing For Unexpected Emergencies
About a decade ago, I was diagnosed with a rare form of skin cancer. It’s called dermatofibrosarcoma protuberans. Don’t worry if you can’t pronounce it either. It took me two days to learn how to pronounce it. To this day,…
Making Travel Dollars Last Longer – Colombia and Indonesia
I love my job most of all when I am on vacation. That is one of my most favorite quotes about vacations. I like it because it focuses on the fact that vocations and vacations are inexplicably intertwined for most…
Do Senior Citizens Need Life Insurance?
Life insurance is driven by crunching numbers and analyzing data. Or, statistics specifically. It is the job of life insurance actuaries to protect life insurance companies from paying out death benefits against the company’s financial interests. For example, actuaries compile…
Money Maxims To Teach Kids
Do you have children or teenagers in your life? Whether it’s your own children, nieces, nephews or cousins, it’s important to conduct yourself in a manner that reflects well on their nascent understanding of how money management works. Children are…
How Canceling Old and Unused Credit Cards Can Hurt You
A lot of people carry around more credit cards than they need or use. One might think that canceling or closing the old and unused credit cards would be the most financially responsible thing you can do. Well, not necessarily.…
10 Baby Items You Think You Need, But Really Don’t
Between the time when you are expecting, and continuing up through showing off your new baby as a proud mother or father, you will be bombarded with advertisements, endorsements, plugs, and discussions of all of the purchases that you will…
Clever Ideas for Saving Money and Leading a Healthy Lifestyle
Saving money is something that anyone can do, but sometimes you need new ideas to get you motivated. If you have debt that you want to pay off, or you are saving up for a major expense, such as purchasing…
Back to School Savings in September
Back to school shopping is traditionally a big event, but more families are saying, “Meh,” to it. According to a Deloitte study, 38 percent of K-12 parents say they don’t care so much about back-to-school shopping because they get what…
Reasons to Use Costco Checks
Most people don’t realize they can get cheap checks by using a check printing service outside of the bank. Costco checks are known for being affordable and easy to order. They save you money while giving you more design options that…
Verizon FiOS Promotion Codes Don’t Exist – Here’s How to Get the Best Deals
Verizon is always offering some sort of deal on FiOS service, but you don’t need promotion codes to get them. You can save on bundles or get introductory rates if you’re new to FiOS. Sites like Retailmenot.com and Coupons.com can…
Senior Citizen Discounts That Help You Stay Young
It’s coming! Senior Citizens Day is August 21, 2015. It’s a day when we recognize the older citizens of our community. This is important because they helped build the society we live in today. Many of them fought in wars, built…
How to Apply for a Bank Account
Getting an American bank account takes a little doing. But don’t worry. There are only a few steps between you and your very own bank account. The process for a savings account and checking account are basically the same. It’s…
National Simplify Your Life Week 2015
The first week of August has been designated as Simplify Your Life Week! This oddball holiday is just gaining traction. It’s why you haven’t heard of it and neither had I until this morning. Basically, it’s a period of time…
10 Cheap Alternative Housing Options
Many people believe that housing consists of buying a house or renting an apartment. But here are a few alternative housing options other people have readily embraced. Sometimes you gotta be weird in order to get ahead! Become a Landlord…
10 Universal (and Frugal) Household Products to Own
This list covers the 10 household products everyone should have on hand. They are cheap. They are versatile. They are useful. They are the must-have’s: 1. Hydrogen Peroxide Many people have a bottle of hydrogen peroxide in their medicine cabinet…
10 Money Saving Efforts That Actually Lead to Increased Spending
You want to save money but you enjoy spending money. The solution? Buy stuff that will save you money! It actually can work. But most of the time… it does not. The following post calls out some of the ways…
10 Daily Purchases That Hurt Your Budget as Much as Morning Coffee
You’ve probably heard people talk about how buying a daily cup of coffee can drastically hurt your finances. Some refer to this as the latte effect. A daily cup of coffee would cost you anywhere between $15 and $25 a week.…