Life insurance is driven by crunching numbers and analyzing data. Or, statistics specifically. It is the job of life insurance actuaries to protect life insurance companies from paying out death benefits against the company’s financial interests. For example, actuaries compile…
Do you have children or teenagers in your life? Whether it’s your own children, nieces, nephews or cousins, it’s important to conduct yourself in a manner that reflects well on their nascent understanding of how money management works. Children are…
A lot of people carry around more credit cards than they need or use. One might think that canceling or closing the old and unused credit cards would be the most financially responsible thing you can do. Well, not necessarily.…
Between the time when you are expecting, and continuing up through showing off your new baby as a proud mother or father, you will be bombarded with advertisements, endorsements, plugs, and discussions of all of the purchases that you will…
Saving money is something that anyone can do, but sometimes you need new ideas to get you motivated. If you have debt that you want to pay off, or you are saving up for a major expense, such as purchasing…
Back to school shopping is traditionally a big event, but more families are saying, “Meh,” to it. According to a Deloitte study, 38 percent of K-12 parents say they don’t care so much about back-to-school shopping because they get what…
Most people don’t realize they can get cheap checks by using a check printing service outside of the bank. Costco checks are known for being affordable and easy to order. They save you money while giving you more design options that…
Verizon is always offering some sort of deal on FiOS service, but you don’t need promotion codes to get them. You can save on bundles or get introductory rates if you’re new to FiOS. Sites like Retailmenot.com and Coupons.com can…
It’s coming! Senior Citizens Day is August 21, 2015. It’s a day when we recognize the older citizens of our community. This is important because they helped build the society we live in today. Many of them fought in wars, built…
Getting an American bank account takes a little doing. But don’t worry. There are only a few steps between you and your very own bank account. The process for a savings account and checking account are basically the same. It’s…
The first week of August has been designated as Simplify Your Life Week! This oddball holiday is just gaining traction. It’s why you haven’t heard of it and neither had I until this morning. Basically, it’s a period of time…
Many people believe that housing consists of buying a house or renting an apartment. But here are a few alternative housing options other people have readily embraced. Sometimes you gotta be weird in order to get ahead! Become a Landlord…
This list covers the 10 household products everyone should have on hand. They are cheap. They are versatile. They are useful. They are the must-have’s: 1. Hydrogen Peroxide Many people have a bottle of hydrogen peroxide in their medicine cabinet…
You want to save money but you enjoy spending money. The solution? Buy stuff that will save you money! It actually can work. But most of the time… it does not. The following post calls out some of the ways…
You’ve probably heard people talk about how buying a daily cup of coffee can drastically hurt your finances. Some refer to this as the latte effect. A daily cup of coffee would cost you anywhere between $15 and $25 a week.…
Buying a tiny may be financially wise. A tiny house usually results in tiny house payments – or even no payments at all. But what about the drawbacks? According to CNN Money, the average house size in America is growing rapidly.…
This post gives the many, many ways to get free Redbox rentals. There are so many ways in fact, light movie watchers never could go all year without paying for a rental. Talk about another great way to save on…
What is Coinstar? Many banks nowadays don’t accept coins. Many other banks will accept coins but they take a fee for sorting them. It’s a bummer but hey, at least some banks still offer good interest rates. But even as…
According to DepositAccounts.com, this is the highest yielding savings account available in the United States at 1.25% APY. It’s also a no fee and no minimum savings account. Basically, if you’re in search of the highest-yielding savings account available, you…
Earlier today, I wrote about the American Express high-yield savings account. That account certainly does have its perks – and no, you don’t have to be an American Express cardholder to apply. It also features no minimum balance and no maintenance fees.…