A lot of people carry around more credit cards than they need or use. One might think that canceling or closing the old and unused credit cards would be the most financially responsible thing you can do. Well, not necessarily.…
Category: Saving Money
10 Baby Items You Think You Need, But Really Don’t
Between the time when you are expecting, and continuing up through showing off your new baby as a proud mother or father, you will be bombarded with advertisements, endorsements, plugs, and discussions of all of the purchases that you will…
Clever Ideas for Saving Money and Leading a Healthy Lifestyle
Saving money is something that anyone can do, but sometimes you need new ideas to get you motivated. If you have debt that you want to pay off, or you are saving up for a major expense, such as purchasing…
Back to School Savings in September
Back to school shopping is traditionally a big event, but more families are saying, “Meh,” to it. According to a Deloitte study, 38 percent of K-12 parents say they don’t care so much about back-to-school shopping because they get what…
Reasons to Use Costco Checks
Most people don’t realize they can get cheap checks by using a check printing service outside of the bank. Costco checks are known for being affordable and easy to order. They save you money while giving you more design options that…
Verizon FiOS Promotion Codes Don’t Exist – Here’s How to Get the Best Deals
Verizon is always offering some sort of deal on FiOS service, but you don’t need promotion codes to get them. You can save on bundles or get introductory rates if you’re new to FiOS. Sites like Retailmenot.com and Coupons.com can…
Senior Citizen Discounts That Help You Stay Young
It’s coming! Senior Citizens Day is August 21, 2015. It’s a day when we recognize the older citizens of our community. This is important because they helped build the society we live in today. Many of them fought in wars, built…
How to Apply for a Bank Account
Getting an American bank account takes a little doing. But don’t worry. There are only a few steps between you and your very own bank account. The process for a savings account and checking account are basically the same. It’s…
National Simplify Your Life Week 2015
The first week of August has been designated as Simplify Your Life Week! This oddball holiday is just gaining traction. It’s why you haven’t heard of it and neither had I until this morning. Basically, it’s a period of time…
10 Cheap Alternative Housing Options
Many people believe that housing consists of buying a house or renting an apartment. But here are a few alternative housing options other people have readily embraced. Sometimes you gotta be weird in order to get ahead! Become a Landlord…
10 Universal (and Frugal) Household Products to Own
This list covers the 10 household products everyone should have on hand. They are cheap. They are versatile. They are useful. They are the must-have’s: 1. Hydrogen Peroxide Many people have a bottle of hydrogen peroxide in their medicine cabinet…
10 Money Saving Efforts That Actually Lead to Increased Spending
You want to save money but you enjoy spending money. The solution? Buy stuff that will save you money! It actually can work. But most of the time… it does not. The following post calls out some of the ways…
10 Daily Purchases That Hurt Your Budget as Much as Morning Coffee
You’ve probably heard people talk about how buying a daily cup of coffee can drastically hurt your finances. Some refer to this as the latte effect. A daily cup of coffee would cost you anywhere between $15 and $25 a week.…
Drawbacks of Tiny House Living
Buying a tiny may be financially wise. A tiny house usually results in tiny house payments – or even no payments at all. But what about the drawbacks? According to CNN Money, the average house size in America is growing rapidly.…
18 FREE Redbox Movie or Video Game Rental Codes – July 30th, 2015
This post gives the many, many ways to get free Redbox rentals. There are so many ways in fact, light movie watchers never could go all year without paying for a rental. Talk about another great way to save on…
Coinstar Fees (and How to Avoid Them)
What is Coinstar? Many banks nowadays don’t accept coins. Many other banks will accept coins but they take a fee for sorting them. It’s a bummer but hey, at least some banks still offer good interest rates. But even as…
The Highest Yielding Savings Account in America…
According to DepositAccounts.com, this is the highest yielding savings account available in the United States at 1.25% APY. It’s also a no fee and no minimum savings account. Basically, if you’re in search of the highest-yielding savings account available, you…
Ally Savings Account Review: Better than American Express?
Earlier today, I wrote about the American Express high-yield savings account. That account certainly does have its perks – and no, you don’t have to be an American Express cardholder to apply. It also features no minimum balance and no maintenance fees.…
Detailed American Express Savings Account Review
That’s right – American Express offers more than just credit cards. They also offer a way to save money – by way of an actual savings account. This was news to me as well until recently. I want to start…
Roth Conversion Ladder: Explained
The Roth conversion ladder is a powerful way you can pull funds from your Roth IRA or 401(k) without paying taxes. Normally, these types of withdrawals come with at least a 10% tax penalty. Fortunately, there is a way to…