Category Archives: Debt

Congress Finally Compromises to Ease Veteran Healthcare Wait Times

There’s some good news out of Congress for Veterans and their health care needs. Tension was resolved over the weekend with a compromise reached between VA leaders, Bernie Sanders and Jeff Miller,on a bill to aid veterans faced with long … Continue reading

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Credit Karma Warns Shoppers Who Get Store Credit Cards for a Discount

It wasn’t that long ago when retail stores would offer you a freebie to open up a credit card account. While this still happens, there has been a shift to retail outlets offering an immediate percentage discount off of a … Continue reading

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AAA Predicts More Travelers and Higher Gas Prices This Fourth of July

There are going to be more cars on the road this Fourth of July, and the most since 2007,¬†according to AAA travel. An estimated 4.1 million Americans will be on the road traveling 50 miles or more away from their … Continue reading

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New Tool Helps Diagnose the Financial Pain of Cancer

Simply getting a diagnosis of cancer would send the stress level of most people through the roof. It’s not news that anybody visiting a doctor wants to hear. The stress of the disease, however, is not the only stress which … Continue reading

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The Cost of the Great Recession: As Many as 20,000 Lives

While the toll of the Great Recession is usually viewed in monetary terms, it cost a lot more than money for many families. According to a research paper published in the British Journal of Psychiatry, there were at least 10,000 … Continue reading

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Americans Love Debt Again: Consumer Credit Card Spending Surges by $8.8 Billion

Consumers seem to have forgotten their lesson that debt is not their friend. In what might be a positive sign for the economy that consumer spending is increasing, the April data from the Federal Reserve isn’t good news for those … Continue reading

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Ten Financial Choices You Will Regret in 10 Years

A lot of people who worry about their financial decisions often frame that worry on how it will impact them in the present, and often forget that the decisions will likely have consequences in the future as well. While financial … Continue reading

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15 Terrible Excuses That Will Wreck Your Finances

We all tend to make excuses from time to time. It’s just human nature. But I’ve seen people rely too heavily on excuses when it comes to money. When they have too much debt or can’t seem to make ends … Continue reading

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Money Topics They Don’t Teach in High School, but Should

One of the biggest disgraces of the school system is that it often fails to teach basics that we all need for everyday life once we graduate. A prime example of this is basic personal finance. If we could get … Continue reading

Posted in Budgeting, Credit Cards, Debt, Education, Insurance, Investing, Personal Finance, Retirement, Saving Money, Taxes | Tagged , , , , , , , , , , , , , , , , | 5 Comments

Credit Karma vs Discover FICO Score Review: Which is Better?

Now that Discover cards are offering free credit scores to all their card holders as part of their monthly statement, more people are wondering whether the score from Credit Karma or Discover is better? This isn’t an easy question to … Continue reading

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14 Money Lessons from Benjamin Franklin

Long before the financial gurus with their TV shows and persona finance books to sell were around, Benjamin Franklin was giving down-to-earth, sound money advice to anyone who would listen. The advice was so sound that it’s still relevant and … Continue reading

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Credit Karma vs FICO Score

One of the negative points thrown at websites like Credit Karma is that the free credit score they give is not your FICO score. Credit Karma offers three different types of credit scores, all supplied by the credit reporting agency … Continue reading

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Consumer Borrowing Increase Verifies Consumers Still Stink at Finances

If there was any ray of hope that US consumers could learn the lesson that consumer debt was not their friend, and try to part ways with it, the latest numbers suggest that consumers have no intention of breaking up … Continue reading

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Is StudentZoom a Scam or Legit?

For those who are dealing with student loans, consolidation of these loans often holds a great appeal, especially if you’re able to sign-up for an income-based repayment plan. There are a lot of companies out there claiming that they can … Continue reading

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Is Quizzle Free Credit Score a Scam or Legit?

Many people have come to realize that your credit score can be quite important to save money when you are trying to get certain types of loans. A good credit score can mean paying thousands of dollars less in interest … Continue reading

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Lean Body Fat Wallet: How to be Physically and Fiscally Healthier

By Ellie Kay If you are like most people, those two goals are on the top of your list each New Year and the source of your frustration at year’s end as you fail to permanently realize your objectives. Why … Continue reading

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Should I Balance Transfer My Credit Card? 7 Terrible Mistakes People Make

By Beverly Harzog, author of Confessions of a Credit Junkie If you’re in credit card debt and you’re paying a lot of interest expense, you probably feel like you’ll never be free of the debt. Hey, I know that feeling. … Continue reading

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10 Ways Children Can Ruin Your Retirement

Discussing children and money in the same sentence can be dangerous. Most parents want to be able to support their children financially, but sometimes worry how to do so without putting their own futures in jeopardy. Children can be expensive, … Continue reading

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25 Things That Hold Your Money and Your Dreams Hostage

We all have things that we’d like to do in life. Have kids, travel, get married, buy a new home, start our own business, or simply retire well (and maybe early). You probably have your own dreams that aren’t on … Continue reading

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25 Ways to Discover and Reach Your Financial Goals

By Kimberly Foss, CFP, FCWA, and author of Wealthy by Design: A Five Step Plan for Financial Security. A friend of mine recently shared the story of an unsettling trip to the supermarket. Her husband was out of town and … Continue reading

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