Category Archives: Debt

Is StudentZoom a Scam or Legit?

For those who are dealing with student loans, consolidation of these loans often holds a great appeal, especially if you’re able to sign-up for an income-based repayment plan. There are a lot of companies out there claiming that they can … Continue reading

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Is Quizzle Free Credit Score a Scam or Legit?

Many people have come to realize that your credit score can be quite important to save money when you are trying to get certain types of loans. A good credit score can mean paying thousands of dollars less in interest … Continue reading

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Lean Body Fat Wallet: How to be Physically and Fiscally Healthier

By Ellie Kay If you are like most people, those two goals are on the top of your list each New Year and the source of your frustration at year’s end as you fail to permanently realize your objectives. Why … Continue reading

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Should I Balance Transfer My Credit Card? 7 Terrible Mistakes People Make

By Beverly Harzog, author of Confessions of a Credit Junkie If you’re in credit card debt and you’re paying a lot of interest expense, you probably feel like you’ll never be free of the debt. Hey, I know that feeling. … Continue reading

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10 Ways Children Can Ruin Your Retirement

Discussing children and money in the same sentence can be dangerous. Most parents want to be able to support their children financially, but sometimes worry how to do so without putting their own futures in jeopardy. Children can be expensive, … Continue reading

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25 Things That Hold Your Money and Your Dreams Hostage

We all have things that we’d like to do in life. Have kids, travel, get married, buy a new home, start our own business, or simply retire well (and maybe early). You probably have your own dreams that aren’t on … Continue reading

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25 Ways to Discover and Reach Your Financial Goals

By Kimberly Foss, CFP, FCWA, and author of Wealthy by Design: A Five Step Plan for Financial Security. A friend of mine recently shared the story of an unsettling trip to the supermarket. Her husband was out of town and … Continue reading

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Money Management from A to Z

By Jamie Englert Managing your finances may seem like a dizzying mass of numbers. But you can also think of personal finance in terms of letters, as in the initials of some important personal finance terms to know. From bonds … Continue reading

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10 Reasons to Find a Money Mentor

Financial education tends to be done through books, online or through some type of course. While these can be valuable tools to get your finances in order, one of the best resources is often not even considered — finding a … Continue reading

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51 Reasons I Won’t Lend Money to Friends and Family

“Should I lend money to a friend?” is a question that comes up on this site from time to time. A lot of people say it’s a bad idea in almost all cases, while others say they will lend without … Continue reading

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Trends That Are Influencing Your Financial Future

By Carla Blair-Gamblian Every decision we make in life has both short term and long term rewards and consequences. Many Americans still have the desire to achieve the “American Dream” but reality often times ends up getting in the way, … Continue reading

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10 Money Lessons Everyone Should Learn from Judge Judy

My guess is that at some point in your life, you’ve watched at least one episode of Judge Judy as you’ve been flipping through the channels during the day. Maybe you’ve seen it playing in your doctor’s office or at … Continue reading

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21 Reasons Dave Ramsey Sucks at Giving Credit Score Advice

There are huge disadvantages of having no credit score. I actually know this better than most. After living over ten years in Japan, I came back to the US naively assuming that the credit history I had built over there … Continue reading

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Death by Debt: 25 Ways You’re Killing Your Credit

By Jason Bushey Few sectors of personal finance are as misunderstood as credit. We’ve all been passed on some semblance of how credit score works by our parents, but often those before us are as confused about their scores as … Continue reading

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10 Ways Getting Out of Debt is Like Running a Marathon

Getting out of debt is an exhausting process that often requires a well thought out plan which needs to be accomplished step-by-step over a long period of time. When you’re buried under piles of dept, sometimes it feels as though … Continue reading

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Don’t Focus on the Numbers

Everyone loves a personal story. We like to hear how other people paid off debt, retired early, paid for college, or afforded that fabulous vacation. Personal stories are fun to read and can be inspiring. However, too many people focus … Continue reading

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Buying Stuff Isn’t Saving Money

Ah, well. I knew it was too good to last. A couple of months ago, I wrote a piece about how Fidelity’s latest ad campaign about managing your personal economy impressed me with its common sense message. Well, here we … Continue reading

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10 Warren Buffett Money Tips Everyone Should Follow

If you want to get the most out of your money, it makes sense to listen to people who know a thing or two about it. Finding a financial mentor is a great way of doing this, but if you … Continue reading

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10 Ways Life Gets Better When You Get Out of Debt

Have you ever had to cut back on your expenses or choose between paying the water bill or the electricity bill? When you’re drowning in debt, it might seem as though you’ll never break free. It seems that there is … Continue reading

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No Forgiveness for Youthful Stupidity

My neighbor’s child graduated from college this week. When she came over to thank me for the gift I sent, I asked her how the job hunt was going. “Not great,” she sighed. “What happened?” I asked. “Well, I had … Continue reading

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