Investment portfolio diversification is the best way to increase your chances of maximizing potential returns, as well as lowering risk. Consider: do you only invest in the same kinds of companies, businesses, or products? If there is a market correction…
Many people plan on enjoying the serenity of retirement after a lifetime of hard work. However, retirement expectations may come up short, or clash with reality, because of misinformed perceptions. The retirement years are the “advanced age,” chapters in the…
The downturn of the worldwide economy has caused most of us to watch our spending. While you may be doing well to track your budget, unexpected bills and emergencies can quickly result in financial worries. According to a study published…
Accounting and finance are the most popular faculties nowadays. Young people want to connect their future with business and finance; therefore, more and more students apply for the educational institutions to study these disciplines. A personal statement (also known as…
It is odd at times to think of all the lessons that are not taught in schools. Essentially these can be considered life skills that are fundamental to the well-being of an adult but for some weird reason they are…
With credit cards and prepaid cards making payments easy, a lot of people are closing their checking accounts. But is this a wise move? Consider the following advantages of having a checking account or business checking account before you decide…
Money and success – just how far have women come? Women’s Equality Day is celebrated every August 26th. Starting in 1971, it’s meant to observe the certification of the 19th Amendment, passed on August 26, 1920. The Amendment gave women the right…
The paper check is a dying payment method. But even if it is dying, it still comes in handy sometimes. We might use them to pay the doctor or the landlord, for instance. Just one of those reasons is enough…
Getting an American bank account takes a little doing. But don’t worry. There are only a few steps between you and your very own bank account. The process for a savings account and checking account are basically the same. It’s…
You’ve heard of Dave Ramsey. He’s the guy who preaches, “Debt is dumb. Cash is king!” on his nationally syndicated radio show. It’s aptly named The Dave Ramsey Show. He is perhaps the country’s most famous personal finance guru – right…
In today’s digital world, writing checks is becoming a rarity. There was a time when everyone paid their bills by check. But today, most of us only use checks to pay the landlord, a doctor’s office or a school organization. So it’s…
The first week of August has been designated as Simplify Your Life Week! This oddball holiday is just gaining traction. It’s why you haven’t heard of it and neither had I until this morning. Basically, it’s a period of time…
While some people who believe global warming isn’t a legitimate issue to be concerned about, most economic and geologic signs point towards global warming. Many people believe that global warming only impacts the weather, but it actually will impact the…
PayPal began trading today as an independent company. No longer is PayPal affiliated with eBay. And what a day it has been! PayPal ($49.5 billion) is valued above Netflix ($47.1 billion), eBay ($33.7 billion), and Twitter ($23.9 billion). The company is…
If you make money as a freelance writer or blogger, one difficult part of your craft is standing out from others in your field. One way to do so is to make sure your writing or blogging is the best…
Sam’s Club strives for customer satisfaction, especially since it’s competing with Costco. Whether this occurs by offering wonderful prices, special membership benefits, or easily accessible store hours, Sam’s Club is known for customer service. While it is possible to shop at Sam’s…
While the Fourth of July is the day the nation celebrates its independence, it has also turned into a holiday where retailers use it as a means to try and sell their wares through Independence Day sales. It might be…
With any major holiday there can be some misunderstandings on what places will or will not be open. You don’t want to waste your time trying to run errands just to find everything is closed due to the holiday. It’s…
Costco, the warehouse giant, is notorious for saving shoppers money. Customers can find everything from food products to home appliances and electronics. You can get prescriptions, eyeglasses, insurance, and even a car. Did you also know that you can purchase…
With the rising cost of living, it is getting harder and harder for people to make ends meet. Most of us try to cut corners whenever and wherever possible to save a few bucks here and there. After all, it…