They call them the “Golden Years,” but it’s a sobering thought to consider how getting older can dramatically affect our lives and health. When I was in my teen years and 20s, I just never thought about getting old. Now…
Category: Personal Finance
Here’s Why You Don’t Need Debt Consolidation Management
Have you ever gotten into an argument with someone who asked your advice and then got upset when you offered it? I have a friend who is drowning in debt. It is not an unheard-of problem, as many other people…
Do You Need Burial Insurance? It’s Probably a Good Idea
In the U.S., the average cost of a funeral is $7,000. However, that is a conservative estimate, with many costing close to $10,000. Additionally, depending on where you live, the cost of a funeral and burial can be as high as…
Important Crowdfunding Tips You Need for Business Success
A friend of mine, someone of advanced age, recently asked me to explain the concept of crowdfunding to them. I struggled for a moment. It is not always easy to explain something that you understand well until you are called…
The Questionable Convenience of Fast Loans Online
Since the near global collapse of the financial and banking industry in 2008, the rates of personal, household, credit, and financial debt has been increasing exponentially. If there is one thing that Americans seem to know how to do very…
Do Senior Citizens Need Life Insurance?
Life insurance is driven by crunching numbers and analyzing data. Or, statistics specifically. It is the job of life insurance actuaries to protect life insurance companies from paying out death benefits against the company’s financial interests. For example, actuaries compile…
Here Are the Highest Paying Online Surveys
It’s easy to make a viable, supplemental income by taking paid surveys for various companies. Many companies hire market research companies to hire people to take paid surveys. Paid surveys help companies and retailers to better market, redesign, or…
How to Make $10,000 – You Might Be Surprised
You can make $10,000 relatively easy. By, “relatively easy,” I mean if you have employable in-demand skills, patience, and if you can endure unorthodox employment opportunities. Nothing in life is actually easy. However, with these legitimate work opportunities, you can…
Need Extra Money? Try Some of the Best Paid Surveys Available
You can’t make a living at it, but if you optimize how many surveys you take and manage time well, you can make a good supplemental income. Here are some of the best paid surveys to try out. Survey…
How to Make 100 Dollars a Day
Recently, I hired myself out as a delivery driver on a website that connects private car owners with businesses that need people to deliver groceries or food to customers. I was a bit embarrassed at first, as though my pride…
Here Are Some Ways to Make a Passive Income
Every day is the newest day where I pledge to abandon the rat race and start a passive income generating business – to give up my day job and just enjoy raking in money from a job that takes care…
Is Real Estate Investing Worth It? Maybe
Investing in real estate is not easy, though many people seem to think it is. It involves significant financial investment, an acute understanding of the real estate market, and how people buy homes and properties. People lose their investments and…
Money Maxims To Teach Kids
Do you have children or teenagers in your life? Whether it’s your own children, nieces, nephews or cousins, it’s important to conduct yourself in a manner that reflects well on their nascent understanding of how money management works. Children are…
Here Are Some Tips To Help You Stop Destroying Your Credit Score
It’s hard to get through life without lines of credit. Whether you own a business or need it for personal purchases, having a credit card can make life convenient. What’s important to keep in mind is that protecting your credit…
Don’t Cosign a Loan Ever. Here’s Why
No good deed ever goes unpunished. Whoever coined that phrase may have once made the bad decision to cosign a loan. If you cosign a loan, you assume full responsibility to pay it off if the borrower can’t pay. The…
The Bank Deposit and Lending System – What You Need To Know
Did you know that most of the money in the world isn’t intangible? Only a minuscule fraction of money that is actually tangible exists in the world. By tangible, I mean money you can feel and touch. If everyone in…
Fiat Currency Definition and Your Guide to the Money System
Do you know what the money in your pocket is called? Yes, we call it, “money,” but that is not its official terminology. The money that you, I, and everyone else use is, “fiat currency.” Fiat currencies comprise the global…
You Probably Missed the Boat on Cryptocurrency Investing
Everyone is talking about cryptocurrencies. The intense pop culture hype surrounding cryptocurrencies reached their peak in late 2017. It seemed like everyone wanted to know exactly what the cryptocurrency market was about and how to cash in. Still, logic dictates…
Why You Should Consider Investing In Frontier Markets
Investment portfolio diversification is the best way to increase your chances of maximizing potential returns, as well as lowering risk. Consider: do you only invest in the same kinds of companies, businesses, or products? If there is a market correction…
Make Your Savings Last By Planning Your Retirement Right
Many people plan on enjoying the serenity of retirement after a lifetime of hard work. However, retirement expectations may come up short, or clash with reality, because of misinformed perceptions. The retirement years are the “advanced age,” chapters in the…