A dear friend of mine is getting a divorce. It is a very heart wrenching and sensitive subject to talk about with people who are enduring it. Marriage is supposed to be forever. When you say, “I do,” you make…
Author: Allen Francis
The College Admissions Scandal and Protecting Your Child’s Educational Investment
To paraphrase a certain famous phrase: “the system is rigged.” In the United States, there are indeed two separate systems for engaging in life. One is for everyday people and the other is for the wealthy. One need not look…
Do You Really Need a Car? Probably Not
I know people who conflate owning a car with an identity. After all, a car is a status symbol. Some people consider how friends, people they are attracted to, neighbors, and strangers will look at them depending on the type…
Senior Citizen Discount Programs: Getting the Most Out of Your Golden Years
They call them the “Golden Years,” but it’s a sobering thought to consider how getting older can dramatically affect our lives and health. When I was in my teen years and 20s, I just never thought about getting old. Now…
Here’s Why You Don’t Need Debt Consolidation Management
Have you ever gotten into an argument with someone who asked your advice and then got upset when you offered it? I have a friend who is drowning in debt. It is not an unheard-of problem, as many other people…
Do You Need Burial Insurance? It’s Probably a Good Idea
In the U.S., the average cost of a funeral is $7,000. However, that is a conservative estimate, with many costing close to $10,000. Additionally, depending on where you live, the cost of a funeral and burial can be as high as…
What to Look for in a Day Spa or Med Spa
Did you know that the average American employee doesn’t take full advantage of his or her vacation time? All over the world, the stereotype of the laid-back, carefree, and hardly working American is a pervasive norm. It is far from…
Need Some Extra Money? Consider Buying Old Websites and Blogs
In the 20th century, a solid passive income generating endeavor was to buy a vending machine franchise. Starting such a business takes time. You would have to network and make deals with businesses to provide vending machines. If you…
Important Crowdfunding Tips You Need for Business Success
A friend of mine, someone of advanced age, recently asked me to explain the concept of crowdfunding to them. I struggled for a moment. It is not always easy to explain something that you understand well until you are called…
The Questionable Convenience of Fast Loans Online
Since the near global collapse of the financial and banking industry in 2008, the rates of personal, household, credit, and financial debt has been increasing exponentially. If there is one thing that Americans seem to know how to do very…
Do Senior Citizens Need Life Insurance?
Life insurance is driven by crunching numbers and analyzing data. Or, statistics specifically. It is the job of life insurance actuaries to protect life insurance companies from paying out death benefits against the company’s financial interests. For example, actuaries compile…
Here Are the Highest Paying Online Surveys
It’s easy to make a viable, supplemental income by taking paid surveys for various companies. Many companies hire market research companies to hire people to take paid surveys. Paid surveys help companies and retailers to better market, redesign, or…
How to Make 500 Dollars Fast
The advent of the internet has created a world of opportunities for making money fast. Or relatively fast. A generation ago the term, “get money fast,” was considered dirty and disingenuous. But if you have a marketable skill and need…
Try One of the Best Survey Sites Available
It can be difficult to make ends meet for most Americans. Even with the country experiencing some of the lowest unemployment rates in the last 50 years. Currently, the American unemployment rate is hovering under 4%. Although, it should also…
How to Make $10,000 – You Might Be Surprised
You can make $10,000 relatively easy. By, “relatively easy,” I mean if you have employable in-demand skills, patience, and if you can endure unorthodox employment opportunities. Nothing in life is actually easy. However, with these legitimate work opportunities, you can…
Need Extra Money? Try Some of the Best Paid Surveys Available
You can’t make a living at it, but if you optimize how many surveys you take and manage time well, you can make a good supplemental income. Here are some of the best paid surveys to try out. Survey…
How to Make 100 Dollars a Day
Recently, I hired myself out as a delivery driver on a website that connects private car owners with businesses that need people to deliver groceries or food to customers. I was a bit embarrassed at first, as though my pride…
Here Are Some Ways to Make a Passive Income
Every day is the newest day where I pledge to abandon the rat race and start a passive income generating business – to give up my day job and just enjoy raking in money from a job that takes care…
Is Real Estate Investing Worth It? Maybe
Investing in real estate is not easy, though many people seem to think it is. It involves significant financial investment, an acute understanding of the real estate market, and how people buy homes and properties. People lose their investments and…
Money Maxims To Teach Kids
Do you have children or teenagers in your life? Whether it’s your own children, nieces, nephews or cousins, it’s important to conduct yourself in a manner that reflects well on their nascent understanding of how money management works. Children are…