Tag Archives: spending money

The Save What You Spend Challenge

There are a lot of different savings challenges like the 52 week money challenge and the 365 day money challenge, but this isn’t the only way that you can create an opportunity to save money. One of the most effective … Continue reading

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Why Teens Fail at Finances

A lot of people are guilty of making financial mistakes, but teenagers are often guilty of making mistakes with money because they don’t know any better. While many adults are guilty of making similar financial mistakes, most adults quickly learn … Continue reading

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The $500 Mistake

We all have different personalities and things that we find fun. For many years, I’ve known that I am not the sort of person who enjoys going out to crowded places and doing the “typical” Friday and Saturday night activities … Continue reading

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You Can Afford It. But Should You Spend It?

Once you reach a certain level of financial comfort, you’ll find yourself buying things you might have bypassed in your more financially strapped days. You may find yourself springing for nicer accommodations on vacation, or taking longer vacations. Maybe you … Continue reading

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Buying Stuff Isn’t Saving Money

Ah, well. I knew it was too good to last. A couple of months ago, I wrote a piece about how Fidelity’s latest ad campaign about managing your personal economy impressed me with its common sense message. Well, here we … Continue reading

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10 Warren Buffett Money Tips Everyone Should Follow

If you want to get the most out of your money, it makes sense to listen to people who know a thing or two about it. Finding a financial mentor is a great way of doing this, but if you … Continue reading

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Is This Going to Keep Me Alive?

Sometimes people over-complicate personal finance when they are in a crisis. They start trying to figure out what they can cut, yet still maintain a certain level of creature comforts. They start doing all kinds of mathematical gymnastics trying to … Continue reading

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Blowing the Wealth Bell Curve

I’ve been doing online surveys and focus groups for years as a way to earn a little extra cash in my lazy moments. I get a lot of surveys about the economy, credit cards, and financial services. Most of them … Continue reading

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Don’t Be a Shopping Zombie

I don’t know if it was a full moon, the holiday weekend, or whether I was just engaging in more people watching than usual, but I had an odd experience in Target this week. I ran in to pick up … Continue reading

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10 Habits Keeping You Poor

Nobody wants or sets out to be poor. While there are many factors which can contribute to people finding themselves in a position of not having much money such as lack of education, medical expenses and job loss, the reality … Continue reading

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Spend Money Where It Matters Most

One problem people have when it comes to money is prioritizing. They either don’t have the ability to sort out what matters most, or they simply can’t decide what’s most important. It’s a skill people need to master because achieving … Continue reading

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Contentment as a Substitute for Money

Maybe it’s just because I’m getting older, but I find myself becoming more content with my life. It’s not that anything has changed greatly in recent years. I haven’t won millions of dollars, bought a new house or car, or … Continue reading

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Is Your Defensiveness Trying to Tell You Something?

I read a lot of different financial message boards. I’m always amused when someone in a thread gets incredibly defensive over something that was posted. The latest example was a thread about luxury handbags. The original poster inquired about the … Continue reading

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Why Create Unnecessary Stress?

We all have stress in our lives. Much of it comes from things we can’t control. We have trouble at work, someone we love gets sick or dies, our kid has problems in school, or we have too many things … Continue reading

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Businesses That Should Not Be Thriving

I have recently read a number of articles about the businesses which are being hit the hardest by the current downturn in US and well as the global economy. This got me thinking about the businesses that should be affected, … Continue reading

Posted in Budgeting, Cars, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 7 Comments

Shopping When You Need It Now

When we talk about bargain hunting and getting the best price on items that you need, it’s usually with the assumption that you have time to shop, compare models and prices, and wait for sales. Most of the time that’s … Continue reading

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An iPhone Money App That I Would Buy

I don’t have an iPhone (I don’t even have a cell phone, but that’s a whole other story), but if I did, I would definitely buy the Opportunity Cost of Money iPhone app. This iPhone app makes the cost of … Continue reading

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At The End of Your Life, You Aren’t Going To Want To Spend Money

One of the biggest excuses that I hear for spending money you don’t have is that you might die tomorrow. “What if I’m hit by a bus tomorrow and I didn’t go on that vacation, or have that car, or … Continue reading

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American Culture Is Why People Don’t Save Money

Here is an interesting question to ponder. Is the reason that Americans are such lousy savers due to the freedom that parents give to their kids as opposed to how children are raised in other countries? We aren’t told who … Continue reading

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The Value of “Only” $40

Earlier this week a friend asked me out for dinner at a pretty pricey restaurant. Having been there once before for a special occasion I knew that the food and service wasn’t that great and definitely not worth the price … Continue reading

Posted in Budgeting, Food / Groceries, Frugal, Personal Finance, Relationships, Saving Money | Tagged , , , , , , | 10 Comments