Tag Archives: Shopping

Why I Use Credit Cards More and More (and What Would Make Me Return to Cash)

What I am about to say may be shocking to some in financially responsible circles: I use my credit cards more and more each year. Now, to make a disclaimer, I have never been tempted to rack up credit card … Continue reading

Posted in Credit Cards, Personal Finance, Saving Money, Shopping, X Files | Tagged , , , , , , | 34 Comments

10 Great Places To Find Coupons

The other day someone mentioned to my husband something about the fact that I always find the best deals and I always have a coupon for something. That’s actually a pretty true statement. I can sniff out a coupon a … Continue reading

Posted in Food / Groceries, Saving Money | Tagged , , , | 10 Comments

Get Out Your Magnifying Glass, Read the Fine Print and Save Money

You can save a lot of money just by reading the fine print that retailers post on their websites and in their store polices. I’m embarrassed to admit that, as careful as I am with money, I didn’t really tune … Continue reading

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Funding The Holidays: Twelve Funds of Christmas

Christmas cheer kicked in when I returned from my vacation and decorated my house. I emptied my Post Office box into a bag, then onto my table. Christmas cards (I scribble on a notebook some addresses before the envelopes disappear), … Continue reading

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Wal-Mart Has a New Coupon Policy

In recent weeks I’ve seen reports flying around the Internet that some Wal-Mart stores are accepting only ten coupons or less per transaction. For a heavy coupon user like me, this is bad news. I had hoped that perhaps it … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 39 Comments

How to Take the Bulk Out of Warehouse Club Purchases

If you have a lot of storage space, warehouse clubs, such as BJ’s, Costco, and Sam’s Club, can help you save some money on products you use frequently. The one we visit does not offer the best deals on every … Continue reading

Posted in Food / Groceries, Personal Finance, Shopping | Tagged , , , , | 4 Comments

Bananas and Grocery Shopping Optimism

My son asked for some bananas for snack, and I started singing something I had a vague recollection of: “Yes, we have no bananas, we have no bananas today!” I got the melody all wrong, and as my husband and … Continue reading

Posted in Food / Groceries, Shopping | Tagged , , , | 2 Comments

The Discomfort of Being Financially Abnormal

In recent weeks I’ve felt a distinct discomfort when listening to the media, the government, and even my acquaintances talk about money. It’s always been pretty clear that I’m not normal and that I don’t fit financially into this society. … Continue reading

Posted in Budgeting, Credit Cards, Debt, Frugal, Holidays, Personal Finance, Shopping | Tagged , , , , , , , , | 16 Comments

When Junk Mail Pays

Who doesn’t hate the clutter of junk mail that comes via snail mail? Someone’s always advertising something and it just seems to pile up in your garbage can. I’ve personally done virtually all I can to eliminate junk mail from … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , , , , | 8 Comments

Bank Error in Your Favor: Collect $100 or Do the Right Thing?

I remember playing Monopoly when I was younger and I remember landing on the squares that were marked Chance or Community Chest. You could get a card that said “Go straight to Jail,” “Pay $50 to each player” or “Win … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , | 9 Comments

Advertisements That Work on Me

A number of people have pointed out that advertisements that insult consumers use these ads because they work and that I must be affected by ads, too. I agree with these comments. I never said that those particular ad strategies … Continue reading

Posted in Shopping | Tagged , , , , | 2 Comments

The Item That Will Change Your Life

Why is it that we can hear that promise again and again for different products, yet we still perk our ears up to find out what it is that is being advertised and if it really will change our life? … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , , , , | 2 Comments

Tips for After-Christmas Shopping

Bargain hunters looking for deeply discounted Christmas items and gift recipients eager to exchange their loot for something that better fits their bodies or personalities make the day after Christmas a busy one for retailers. With 364 shopping days until … Continue reading

Posted in Frugal, Holidays, Saving Money, Shopping | Tagged , , , , , , , | 3 Comments

Sacrifice Without Deprivation

Everyone knows you have to sacrifice in order to spend less and save more. Just how much you are willing to sacrifice depends on how much you want to save or how quickly you want to pay off debt. It … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , , , | 6 Comments

The Quality Trap – Items Where Quality Is Over-Rated

If I were to ask the average person what makes a Lexus better than a Kia, an outfit from Nordstrom better than one from WalMart or a Coach purse better than a Canyon River Blues one, the most common response … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 4 Comments

Twelve Ways Advertisers Insult Consumers

Advertising sells products. Yet, for all the time advertisers spend trying to make their products stand out, many ads don’t seem to be very well thought out. In fact, many of them have the opposite of the intended effect on … Continue reading

Posted in Shopping | Tagged , , , , | 17 Comments