Tag Archives: save

13 Ways Women Can Avoid Emotional Spending

I recently came across an article on The Simple Dollar website entitled “Dealing With A Bad Day Without Spending Money.” The author, Trent Hamm, listed 6 things that help him to chill out after a bad day and don’t cost … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , | 7 Comments

The Real Reason People Save Money

This morning it was 2 degrees outside when I woke up. When it’s that cold outside, most people tend to want a hot cup of coffee or hot chocolate to warm them up. However, I made myself an iced latte … Continue reading

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Ways to Save for your Children’s Futures

I know many kids who grow up and go to college on their own dime, spending all their own hard earned cash for the next twenty years getting out of that debt. I also know of several kids who had … Continue reading

Posted in Education, Personal Finance | Tagged , , , , , , , , , | 21 Comments

Using Product Loyalty Programs to Help Teach Saving Skills

As a child, I went grocery shopping with my adult sister at a store that didn’t exist in my hometown. When she checked out, the cashier gave her a number of stamps based on how much she had spent, and … Continue reading

Posted in Food / Groceries, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 6 Comments

Frugal Tricks to Make Consumable Purchases Last Longer

Other than our mortgage and utilities, the majority of our regular spending goes to consumables. It’s amazing to think how much it costs to keep our bodies fed, clean, and healthy. Penny pincher that I am, I try to squeeze … Continue reading

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Winter Fun: Ways to Enjoy the Snow for Little Money

We recently had our first snow of the winter and now my city is under a blanket of white. Snow sure makes everything more beautiful (except the roads and my car). Many people take advantage of winter sports like skiing, … Continue reading

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Small Savings Add Up and Here’s The Proof

Some people are “pound wise and penny foolish.” That is, they focus their savings efforts only on big items while letting small amounts of money slip through their fingers. Having tallied up my “penny savings” from last year, I can … Continue reading

Posted in Food / Groceries, Personal Finance, Saving Money, Shopping | Tagged , , , | 13 Comments

The Frugal Counterculture

“Countercultural” is one of the last things most people would call me, but the description that fits me well. Chances are, if you are reading this article, you are countercultural, too. Living within your means and saving for the future … Continue reading

Posted in Frugal, Personal Finance | Tagged , , , , , , | 11 Comments

The Best Way to Save Money – Learn Contentment

Personal finance books and articles offer many simple ways to save money — cut out a daily trip to Starbucks, turn down the heat by one degree, order water at restaurants — and all of these tips are useful, but … Continue reading

Posted in Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , | 10 Comments

Stuff I Just Don’t Buy Anymore

We haven’t had a significant salary raise in this household for quite some time. Yet, despite the fact that our income hasn’t gone up very much, our standard of living has increased. We’re able to travel more and buy more … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , , | 18 Comments

To Be Green, Prepare to Spend Some Green

I try to live an environmentally friendly life. Among other things, I drive a smaller car, I recycle, and I use compact fluorescent light bulbs. I’m interested in doing more to help the environment, but sometimes I find myself stymied … Continue reading

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Prepare For Your Financial Winter in Times of Plenty

I was recently on a lengthy cross-state drive with a few family members that took us through miles and miles of farmland. Along the way, my brother in law asked “What do farmers do in winter?” Now, I’m no farming … Continue reading

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General Advice Is Good for Personal Finance, Too

Some bits of advice are so common that they’re cliche – don’t put all your eggs in one basket, don’t count your chickens before they hatch, don’t look a gift horse in the mouth, and so forth. But have you … Continue reading

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The Discomfort of Being Financially Abnormal

In recent weeks I’ve felt a distinct discomfort when listening to the media, the government, and even my acquaintances talk about money. It’s always been pretty clear that I’m not normal and that I don’t fit financially into this society. … Continue reading

Posted in Budgeting, Credit Cards, Debt, Frugal, Holidays, Personal Finance, Shopping | Tagged , , , , , , , , | 16 Comments

Don’t Be Pound Wise but Penny Foolish

Coupon clippers and other frugal types are under constant scrutiny by those who are eager to call them “penny wise but pound foolish.” “You might be saving pennies there,” the naysayers say, “but you waste dollars on the big things.” … Continue reading

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Save Money with Creative Problem Solving

Creativity is vital for frugal living. No, you don’t need to be a poet or a sculptor to save money, but you do need to look at life a little differently from how most people do. One of the ways … Continue reading

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Recession? Maybe. Protect Yourself in 2008

The drumbeat of recession talk continues to grow louder in the media and amongst financial analysts. The housing crisis, the credit crunch, high energy prices, the falling dollar, inflation, and slowing consumer spending are all contributing to a troubled economy. … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , , , , , | 10 Comments

The Quality Trap – Items Where Quality Is Over-Rated

If I were to ask the average person what makes a Lexus better than a Kia, an outfit from Nordstrom better than one from WalMart or a Coach purse better than a Canyon River Blues one, the most common response … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 4 Comments