Tag Archives: Personal Finance

Personal Finance Weekend Reading & Newsletters

Weekend reading is a round-up of personal finance and money related stories that caught the eye of our forum members this week: Buffett: “We had an economic Pearl Harbor hit” September Madness Opinion From A Well Run Bank (pdf) Renting … Continue reading

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How Come I’m Broke and You’re Not?

One of the questions I’m asked most frequently is, “How did you learn so much about finance?” The subtext to the question is usually along the lines of, “I know you aren’t a genius or good with numbers, so how … Continue reading

Posted in Budgeting, Education, Personal Finance, Relationships, Saving Money | Tagged , , , , , , , , , | 5 Comments

Financial Lessons from my Creditors

It’s become quite fashionable to attack credit card companies or banks who hold our mortgages, especially with the recent turmoil in the financial market. While talk of increased regulation and pointing the finger of blame may each have their place … Continue reading

Posted in Credit Cards, Education, Personal Finance, Taxes | Tagged , , , , , , | 2 Comments

The Money Journal Challenge

Are you left with more month than paycheck? Are you trying to stick to a budget, but can’t understand where all your discretionary income is going? Do you always end up searching the couch cushion and car seats for extra … Continue reading

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Weekend Money Reading

Weekend reading is a round-up of personal finance and money related stories that caught the eye of our forum members this week: 43 Mortgages Within Same Family What really killed WaMu? What Are the Economic Collapse Indicators to Watch For? … Continue reading

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Environmentally Friendly Electricity: Why I Am Opting Out

I received a letter from my electric power company recently encouraging me to sign up for the company’s “Green Generation” program. If I joined the “Green Team”, I could purchase energy generated from wind power and landfill gas for a … Continue reading

Posted in Budgeting, Personal Finance, Utilities | Tagged , , , , | 7 Comments

Playing Hide and Seek with Saving Money

I am a frugal shopper. I clip coupons, look for sales and comparison shop. Whether I am shopping for groceries or furniture or a car, I want to get the best deal I can get. I enjoy being a smart … Continue reading

Posted in Frugal, Insurance, Personal Finance, Saving Money, Shopping, Work | Tagged , , , , , , , , , , , | 3 Comments

Saving Money Can Be Social

Why do many people opt to spend rather than save money? Because saving isn’t fun. It’s not as much fun as going to the movies, or out to eat, or to an amusement park. And why is that? Because many … Continue reading

Posted in Budgeting, Debt, Education, Entertainment, Investing, Personal Finance, Relationships, Saving Money | Tagged , , , , , , , , , | 4 Comments

How’s Your Money Attitude?

I am sure that almost everyone would say they would like to improve their financial position in some way. For many, it would be getting out from under mountains of credit card debt or paying off school loans. Others may … Continue reading

Posted in Budgeting, Education, Personal Finance, Saving Money | Tagged , , , , , , , , , , | 1 Comment

Financial Lessons We Can Learn from Our Grandparents

Your grandparents (or maybe great-grandparents) were better than you at saving money. If you think long and hard about that, most of you will probably agree with that statement. There are a number of reasons why they were better and … Continue reading

Posted in Budgeting, Debt, Frugal, Personal Finance, Relationships, Saving Money, Shopping | Tagged , , , , , , , | 6 Comments

Weekend Finance Reading

Weekend reading is a round-up of personal finance and money related stories that caught the eye of our forum members this week: International Central Banks Team Up Governement Planning to Transfer All Bad Bank Debt to Taxpayers SEC Plans to … Continue reading

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Ten Money-Saving Reasons to Get Out of Bed Early

Most of us recall what Ben Franklin told us in his Almanack. “Early to bed and early to rise makes a man healthy, wealthy and wise.” In various forms, that proverb actually preceded Old Ben by about 300 years. The … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , , , , | 16 Comments

Throw Out The Budget

I find budgeting unreliable. Whatever method you use to budget, there is a good chance you are wasting your time, and possibly money. Just to be clear, when I say “budget,” I mean trying to predict how much you will … Continue reading

Posted in Budgeting, Personal Finance, Saving Money | Tagged , , , , | 13 Comments

You Can Be Too Frugal

Have you poured a half finished glass of orange juice back into the carton? Have you taken toilet paper down from your trees after being TP’d to use for its original purpose? I have heard of people doing just that. … Continue reading

Posted in Budgeting, Frugal, Personal Finance, Saving Money | Tagged , , , , , , | 7 Comments

Sitting on the Nest Egg

What I Know Among today’s financial headlines is the prediction that stocks will rise today because traders are optimistic about the Freddie and Fannie takeovers. The articles I read commonly noted this optimism, but none of them explained to me … Continue reading

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28 Gift Ideas That Save Money For The Recipient

With the holidays approaching, it’s time to think about Christmas shopping. We always talk about ways to save money on gifts, from hitting the sales to drawing names out of a hat. That’s all well and good, but these strategies … Continue reading

Posted in Holidays, Personal Finance, Relationships, Saving Money, Shopping | Tagged , , , , , , , | 24 Comments

Start: Your Finances Won’t Get Better Until You Do

You know you need to pay attention to your finances and create some kind of spending plan. So why haven’t you started? Are you just waiting for the right software, book, or moment? Maybe you feel overwhelmed. The reasons for … Continue reading

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Weekly Personal Finance Reading Round-Up

Weekend reading is a round-up of personal finance and money related stories that caught the eye of our forum members this week: 21% of those making over $100k are living paycheck to paycheck Earn an A? Here’s $50. C? Here’s … Continue reading

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What We Can Learn from the Kool-Aid Culture

Kool-Aid. A fruity sweet, thirst quenching, ambrosia for 6 year olds. We all remember it. It’s famous and served all over the world. Kool-Aid was invented in Hastings, Nebraska, as a liquid concentrate called Fruit Smack. In 1927, to save … Continue reading

Posted in Budgeting, Food / Groceries, Frugal, Personal Finance, Saving Money | Tagged , , , , , , | 5 Comments

Financial Lessons From Fantasy Football

Our personal finances mirror many things in life, and fantasy football is no exception. Wittingly or not, we apply many of the same tactics to succeed in both. At the risk of using way too many football analogies in one … Continue reading

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