Tag Archives: Personal Finance

Ten Money-Saving Reasons to Get Out of Bed Early

Most of us recall what Ben Franklin told us in his Almanack. “Early to bed and early to rise makes a man healthy, wealthy and wise.” In various forms, that proverb actually preceded Old Ben by about 300 years. The … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , , , , | 16 Comments

Throw Out The Budget

I find budgeting unreliable. Whatever method you use to budget, there is a good chance you are wasting your time, and possibly money. Just to be clear, when I say “budget,” I mean trying to predict how much you will … Continue reading

Posted in Budgeting, Personal Finance, Saving Money | Tagged , , , , | 13 Comments

You Can Be Too Frugal

Have you poured a half finished glass of orange juice back into the carton? Have you taken toilet paper down from your trees after being TP’d to use for its original purpose? I have heard of people doing just that. … Continue reading

Posted in Budgeting, Frugal, Personal Finance, Saving Money | Tagged , , , , , , | 7 Comments

Sitting on the Nest Egg

What I Know Among today’s financial headlines is the prediction that stocks will rise today because traders are optimistic about the Freddie and Fannie takeovers. The articles I read commonly noted this optimism, but none of them explained to me … Continue reading

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28 Gift Ideas That Save Money For The Recipient

With the holidays approaching, it’s time to think about Christmas shopping. We always talk about ways to save money on gifts, from hitting the sales to drawing names out of a hat. That’s all well and good, but these strategies … Continue reading

Posted in Holidays, Personal Finance, Relationships, Saving Money, Shopping | Tagged , , , , , , , | 23 Comments

Start: Your Finances Won’t Get Better Until You Do

You know you need to pay attention to your finances and create some kind of spending plan. So why haven’t you started? Are you just waiting for the right software, book, or moment? Maybe you feel overwhelmed. The reasons for … Continue reading

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What We Can Learn from the Kool-Aid Culture

Kool-Aid. A fruity sweet, thirst quenching, ambrosia for 6 year olds. We all remember it. It’s famous and served all over the world. Kool-Aid was invented in Hastings, Nebraska, as a liquid concentrate called Fruit Smack. In 1927, to save … Continue reading

Posted in Budgeting, Food / Groceries, Frugal, Personal Finance, Saving Money | Tagged , , , , , , | 5 Comments

Financial Lessons From Fantasy Football

Our personal finances mirror many things in life, and fantasy football is no exception. Wittingly or not, we apply many of the same tactics to succeed in both. At the risk of using way too many football analogies in one … Continue reading

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Why the Rich Get Richer and the Poor Get Poorer

An investment in knowledge pays the best interest. – Benjamin Franklin The secret is a simple one: Education. I’m not talking about going to Harvard or some elite university. I’m not even talking about a Masters or a PhD degree. … Continue reading

Posted in Education, Personal Finance, Relationships | Tagged , , , , | 11 Comments

The Four Keys to a Successful Financial Future

There are many things you can do to improve your finances. We talk a lot about the various ways to cut your spending and increase your savings, both big and small. All the options can be difficult to sort out. … Continue reading

Posted in Debt, Insurance, Investing, Personal Finance, Retirement, Saving Money | Tagged , , , , , , | 6 Comments

Need Money? Get Naked!

A friend of mine recently told me her money secret. She has a modest job, yet always has the latest gadgets: flat screen TVs, home theater system, the works. She also recently had new carpet put in her basement and … Continue reading

Posted in Making Money, Personal Finance, Work | Tagged , , , , , | 493 Comments

The Consequences of Believing in the Entitlement Fairy Tale

It seems like every day I hear someone talking about what they “deserve.” Some examples: “I work hard, so I deserve a nice vacation.” “The kids are only young once, they deserve the best of everything.” “I’ve worked all my … Continue reading

Posted in Budgeting, Debt, Personal Finance | Tagged , , , | 9 Comments

Personal Finance Reading for the Week

Weekend reading is a round-up of personal finance and money related stories that caught the eye of our forum members this week: Inexpensive ways to improve value of house Homebuyers turn screws on sellers Is It Time For A Sex … Continue reading

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114 Ideas if You Want to Work From Home

One of the most common wishes I hear from people is, “I wish I could work from home.” And the thought that almost always immediately follows that is, “But I don’t know what I could do or how to go … Continue reading

Posted in Making Money, Personal Finance, Work | Tagged , , , | 13 Comments

7 Deadly Sins of Personal Finance

If you are reading this, I can safely assume that you are concerned about saving money and maximizing your financial resources. Unless you have unlimited wealth (which I can also safely assume is not the case), then you must be … Continue reading

Posted in Budgeting, Personal Finance, Saving Money, Shopping | Tagged , , , | 15 Comments

Adjusting From Single to Family Entertainment Costs

When I was a younger man, I used to spend most of my free time at night hopping from concerts to films to theatrical productions. It was easy then. I needed only to purchase tickets for myself and I could … Continue reading

Posted in Budgeting, Entertainment, Personal Finance, Relationships, Saving Money | Tagged , , , , , , , , | 4 Comments

Does Spending a Lot of Money Make You a Better Parent?

This week I was trawling one of my favorite message boards and noticed a thread on whether or not a child should have an expensive cell phone and, if so, should it be given as a gift for a big … Continue reading

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I Thought I Divorced That House

There is so much involved when you are getting a divorce. The emotional shock seems to outweigh all else. You certainly don’t want to think about financial matters. But you must. Many unscrupulous lawyers make their monies on quick and … Continue reading

Posted in Credit Cards, Debt, Housing, Personal Finance, Relationships | Tagged , , , , , | 4 Comments

Passive vs Active Income: Are You Working For the Wrong Income?

As children, we are often taught by our parents to do well in school, go to college and get a good job to succeed financially in life? We have all heard that being active and hard work will make us … Continue reading

Posted in Investing, Making Money, Personal Finance, Retirement, Work | Tagged , , , , , | 8 Comments

Weekend Reading – Personal Finance Round-Up

Weekend reading is a round-up of personal finance and money related stories that caught the eye of our forum members this week: Does $250K per year make you rich? Pinching pennies like your grandparents Vacation Homes Without All the Expense … Continue reading

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