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I have always been one who believes that it’s important to get all the big personal finance issues in order before you start looking at the small stuff. If you are losing several hundred dollars a month paying too high of an interest rate on your house payment and decide to spend your time trying [...]
Financial gurus usually tell people not to envy the financial successes of their family and friends. Don’t envy their nice cars or big houses. Don’t envy their great vacations or their early retirement. After all, you may not have their means or good fortune. The conventional wisdom is that envy simply leads you to try [...]
I’m frequently asked how I stay motivated to remain out of debt. After all, there are so many temptations and so many fun things that I could blow my money on. People assume that it is hard for me to remain motivated and disciplined. Sometimes it is. Like anyone else, I have days when I [...]
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