Personal Finance Advice

Many people have financial troubles, and while financial difficulty happens due to legitimate reasons such as job loss or medical expenses, many times the poor financial state is due to nothing more than bad habits. Here are a number of things that people do that keeps them poor: Inability to Save Money There are a [...]

Many months ago, one of my posts about how financially secure people eat leftovers turned up on another message board that I frequent. That board has nothing to do with finance, but the poster came across my article when she was trying to figure out whether the guy her daughter was dating was bad news. [...]

I wrote a few weeks ago about how many people are upset about the end of the Social Security tax holiday. Now that tax rates have returned to 6.2%, many people are struggling to readjust their budgets because they’d come to count on that money, rather than viewing it as a temporary windfall. There’s another [...]

A lot of people put off thinking and worrying about their financial picture. They figure they’ll think about it when they get their next raise, get a tax refund, have kids, want a house, have more time, or need to save for something specific. There’s always a “someday” around the corner when money issues will [...]

Over the years I’ve found myself, both here and in my real life, telling people with financial problems that small changes will help. I’ve told people that, “If you just stop eating out,” or “Stop spending on magazines at the grocery store,” or “Save $10 per pay period,” you can really help your financial situation. [...]

Money is physically dirty 99.9% of all paper money is covered in germs and bacteria including E. coli and salmonella. Money isn’t just dirty because of the microorganisms; it’s also covered in bits of fecal matter and grains of cocaine. You would probably be just as well off licking the bottom of your shoe as [...]