Personal Finance Advice

I hear from people who are struggling with money that one of the things that bothers them the most is their inability to financially help their favorite nonprofits and charities. The view that the only way to help these organizations is through a monetary donation is one that is far too prevalent. I hope this [...]

Many of us tend to go about our daily business without stopping to say hi to our neighbors. Even if we do give them a polite nod in acknowledgement, we rarely get to know them. Getting to know your neighbors can be a great thing. Of course, not all of your neighbors may turn out [...]

Everyone has bad days and as you’ve probably experienced, sometimes the best thing to happen on a bad day is receiving an unexpected compliment or friendly gesture. Those small things can make your day, so why not make an effort to make someone else’s day? It doesn’t matter whether it’s a stranger, friend, or colleague. [...]

It should go without saying that you should treat everyone you interact with during the day with respect and consideration even if there weren’t any benefit to doing so. It’s simply the nice (and right) thing to do. The fact is, however, that being considerate to others can often result in you saving money. Here [...]

Each time that I sit down to write an article, I never really know how it will turn out or whether it will be published. That sense of unknowing always takes me back to junior high school when I was always convinced that my papers just wouldn’t measure up to expectation. So far, I have [...]

When we think in terms of improving ourselves, we tend to think of big things like going back to school, investing in expensive clothes, joining a gym, using expensive cosmetics, or indulging in expensive spa treatments or hair styles. But there are many free and low cost things you can do to improve yourself (both [...]