Tag Archives: Credit Report

Credit Karma vs Quizzle: Which is Better for Free Credit Scores and Reports?

There are so many websites out there that promise free credit scores and free credit reports. The problem is many of them walk the tightrope of being scams, and only a few of them tend to deliver on their promise. … Continue reading

Posted in Credit Cards, Debt, Personal Finance | Tagged , , , , , , , , | 3 Comments

Six Reasons to Like Credit Karma, Quizzle and Credit Sesame

If you want to find out your credit score these days, it’s a lot easier than it was even a few years ago. With sites like Credit Karma, Quizzle and Credit Sesame, you can find out your credit score by … Continue reading

Posted in Credit Cards, Debt, Personal Finance | Tagged , , , , , , | 5 Comments

How Credit Karma, Credit Sesame and Quizzle Make Money

As the saying goes, “Nothing in life is free,” but what about the companies like Credit Karma, Credit Sesame and Quizzle which offer free credit scores, free credit reports and free identity protection? None of these companies require a credit … Continue reading

Posted in Credit Cards, Debt, Personal Finance | Tagged , , , , , , , | 14 Comments

Is Quizzle Free Credit Score a Scam or Legit?

Many people have come to realize that your credit score can be quite important to save money when you are trying to get certain types of loans. A good credit score can mean paying thousands of dollars less in interest … Continue reading

Posted in Credit Cards, Debt, Personal Finance | Tagged , , , , , , , , | 7 Comments

Neiman Marcus Credit Card Information Stolen: Steps to Take to Protect Yourself

It appears that Target wasn’t the only retailer to suffer a credit card breach during the holiday shopping season. It’s being reported that the upscale retailer Neiman Marcus has had an unknown number of customer credit and debit cards exposed … Continue reading

Posted in Credit Cards, Personal Finance, Shopping | Tagged , , , , , , , | Leave a comment

Target Credit Card Information Stolen: Steps You Should Take to Protect Yourself

Target is a great place to save money, but it’s being reported that up to 40 million credit and debit cards have been compromised (including the Target Red Cards). The theft took place from November 27 though December 15, 2013. … Continue reading

Posted in Credit Cards, Personal Finance, Shopping | Tagged , , , , , , , , | 11 Comments

Death by Debt: 25 Ways You’re Killing Your Credit

By Jason Bushey Few sectors of personal finance are as misunderstood as credit. We’ve all been passed on some semblance of how credit score works by our parents, but often those before us are as confused about their scores as … Continue reading

Posted in Credit Cards, Debt, Personal Finance | Tagged , , , , , , , , , , , | 2 Comments

10 Ways to Get a Free Credit Report

Did you know that many people don’t actually know how to obtain a credit report? More importantly, some of them don’t even know why they should check their credit report each year. Credit reports help prove your credit worthiness to … Continue reading

Posted in Credit Cards, Debt, Personal Finance | Tagged , , , , , , , , , | 1 Comment

Pride vs. Shame in Financial Matters

I read an article on MSNBC.com this week about how people are not paying on their homes and voluntarily entering foreclosure so that they can save money. The gist of the piece is that these people have simply decided to … Continue reading

Posted in Debt, Housing, Personal Finance, Saving Money | Tagged , , , , , , , , | 13 Comments

Dave Ramsey Financial Peace University: Week 5

This week’s lecture was about credit reports, credit reporting bureaus, identity theft, and collection agencies. Quite a scattering of topics. The first part of the class was on credit scores and credit bureaus. Dave makes the point that a FICO … Continue reading

Posted in Credit Cards, Debt, Personal Finance | Tagged , , , , , , , , , , , , , , | 7 Comments

Avoid Being A Victim of Theft

Each of us has a personal reason for saving money. I very much doubt that any of us does so just to be able to brag about having died with the most money in the bank. Whether you are frugal … Continue reading

Posted in Personal Finance | Tagged , , , , , | 8 Comments

A Life Without Debt: A High Credit Score

I know that many people believe that you have to have debt in order to have a high credit score. Many people keep their debt just so they can keep their score up (so they can get more credit later). … Continue reading

Posted in Credit Cards, Debt, Personal Finance | Tagged , , , , , , , , , , , | 13 Comments

Never Pay Someone to Protect Your Identity

You’ve probably seen the ads for LifeLock, an identity theft protection service, where the CEO gives out his Social Security number and claims that he can do that because he has such confidence in his company’s ability to protect his … Continue reading

Posted in Personal Finance | Tagged , , , , , | 29 Comments