Tag Archives: Credit Cards

Are Credit Cards Beating Credit Karma at Its Own Game?

Credit Karma is currently the king of free credit scores, but that crown may be in jeopardy. Major credit card companies, such as Discover, Barclaycard and First Bankcard are now offering free credit scores to their customers as part of … Continue reading

Posted in Credit Cards, Personal Finance | Tagged , , , , , , , | 10 Comments

Money Topics They Don’t Teach in High School, but Should

One of the biggest disgraces of the school system is that it often fails to teach basics that we all need for everyday life once we graduate. A prime example of this is basic personal finance. If we could get … Continue reading

Posted in Budgeting, Credit Cards, Debt, Education, Insurance, Investing, Personal Finance, Retirement, Saving Money, Taxes | Tagged , , , , , , , , , , , , , , , , | 5 Comments

Why You Don’t Want “Coin” to Consolidate All Your Credit Cards

Chances are if you open your wallet, you will have a wide variety of credit, debit, gift and other cards tucked away inside. What if you could upload all these to a single card where you could access them all? … Continue reading

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Credit Cards, Like Alcohol, Have Benefits when Used in Moderation

I was informed by a friend today that credit cards are the worst thing ever created and that nobody should have them. I hear this tirade more often than not from those who have gotten deeply in debt from misusing … Continue reading

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Death by Debt: 25 Ways You’re Killing Your Credit

By Jason Bushey Few sectors of personal finance are as misunderstood as credit. We’ve all been passed on some semblance of how credit score works by our parents, but often those before us are as confused about their scores as … Continue reading

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Using Credit as an Emergency Fund is a Bad Idea

Not too long ago my neighbor needed a new water heater. After it was installed, we went on one of our daily walks and she moaned about the expense and hassle. “Well,” I said, “at least you covered it out … Continue reading

Posted in Budgeting, Credit Cards, Personal Finance | Tagged , , , , , , , | 7 Comments

10 Purchases You Should Always Make With A Credit Card

There are a lot of people who hate credit cards because of the debt that they have helped get people into through their use. On the other hand, there are others that love them due to the advantages credit cards … Continue reading

Posted in Cars, Credit Cards, Frugal, Holidays, Personal Finance, Saving Money, Shopping, Travel | Tagged , , , , , , | 2 Comments

Debt Snowball: 5 Options

For anyone trying to get out of debt, the debt snowball method has become the choice of many to tackle their debt. This shouldn’t be a surprise as it is a straightforward and easy to follow method that works. While … Continue reading

Posted in Budgeting, Credit Cards, Debt, Personal Finance | Tagged , , , , , , | 6 Comments

Using Cash Means You’re A Terrorist?

I do have a credit card and I use it for a lot of my travel expenses because it provides me with a lot of advantages. I also use cash a lot just because I developed the habit when I … Continue reading

Posted in Credit Cards, Financial Videos, Frugal, Personal Finance | Tagged , , , , , | 8 Comments

How To Avoid Debit Card Fees

New legislation that took effect on October 1st means that banks can no longer collect exorbitant fees from merchants whenever you swipe your debit card. What does this mean for you? Your bank will now likely switch to collecting those … Continue reading

Posted in Credit Cards, Frugal, Personal Finance, Saving Money | Tagged , , , , , , , , , , | 13 Comments

Don’t Let Your College Student Graduate with Debt

Financial responsibility is a crucial part of the college experience for those attending both university online and on campus, yet some personal finance skills remain foreign to students as they prepare for college. Parents have the task of preparing their … Continue reading

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Stop Robbing Your Future Wealth

One of the hardest things for many people to see in relation to their finances is how their actions today are robbing them of future wealth. It’s easy to focus on today and think that if you can make the … Continue reading

Posted in Debt, Housing, Personal Finance, Retirement | Tagged , , , , , | 3 Comments

You’ve Earned It

I received a call from my TV provider the other day. After giving me a pep talk about what a great customer I am, the representative explained that I was about to receive, “A very special offer. Something that we’re … Continue reading

Posted in Credit Cards, Entertainment, Frugal, Personal Finance, Saving Money | Tagged , , , , | 1 Comment

Preventing On-Line Money “Accidents”

As more kids get on the Internet at younger ages, I’m hearing about more and more on-line money accidents. These “accidents” occur when kids play paid online games or games that let players buy items in the game, when they … Continue reading

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See ID? Should I Sign My Credit Card?

The question of whether to write “See ID” on your credit cards instead of signing them comes up a lot in financial circles. The idea is that, by writing, “See ID” on your card instead of signing it, you are … Continue reading

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Dave Ramsey Financial Peace University Review: Week 4

This is a series of posts about what you will find in Dave Ramsey’s Financial Peace University course. This is week four (week one — week two and week three) This week’s lesson focused on getting out of debt. We’re … Continue reading

Posted in Budgeting, Credit Cards, Debt, Education, Personal Finance, Saving Money | Tagged , , , , , , , , , , , | 22 Comments

A Life Without Debt: Engineering a Debt Free Life

Many people want to be out of debt. They talk about it and they may even take steps toward the goal. They may make up their minds that they will never have debt (again) and that may become their mantra. … Continue reading

Posted in Budgeting, Credit Cards, Debt, Entertainment, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 6 Comments

Why Literacy Is An Important Financial Building Block

“More than 20 percent of adults read at or below a fifth-grade level – far below the level needed to earn a living wage.” – National Institute for Literacy “Nearly half of America’s adults are poor readers, or ‘functionally illiterate.’ … Continue reading

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