You use this site 100%, absolutely, altogether, completely, comprehensively, entirely, exhaustively, fully, thoroughly, totally, unconditionally, wholly and without omission at your own risk. You are responsible for your own personal finances and should not rely on this site or anyone else to make the final decision for you. This blog is merely a device that can help you to think and consider, but you are 100% responsible for any actions you take by reading this blog.

The information contained within this blog from all writers is provided for informational purposes only and is not intended to substitute for obtaining professional financial advice. Please thoroughly research everything you read here and seek professional representation before acting on any information you may have found in this blog.

And just in case none of the above is clear:

It is the belief at pfadvice.com that you are the principle person responsible for your personal finances. Although we try to bring accurate information, under no circumstances can or do the pfadvice.com owners, contributors, authors and partners warrant the completeness or accuracy of the content found on pfadvice.com, or its usefulness for any particular purpose. Therefore, the pfadvice.com owners, contributors, authors and partners make absolutely no promises or warranties, nor accept responsibility for any liability, injury or damage that you may cause or incur when using the information provided on pfadvice.com. We also can’t and don’t make any promises that our content or service will be delivered to you uninterrupted, timely, secure, or error-free. All information and content provided on pfadive.com is to be used on an “as is” basis. We encourage you to research all information provided on this site thoroughly with other advice out on the web and from other sources and weigh it to your particular circumstances to be applied accordingly. None of the information provided on pfadvice.com is meant to be used in replacement of professional advice and the users are encourage to seek such advice before making any decision. It is solely up to the user to determine if advice is safe and suitable for their particular situation.