Category Archives: Insurance

Rising Seas May Claim Parts of New York City According to Climate Change Panel

Over the last century, the temperature of the earth has increased by approximately 1.4 degrees F and is expected to increase another 2 to 11.5 degrees F in the next century. Scientists have shown human activities have driven these changes given … Continue reading

Posted in Environment, Insurance, Personal Finance, Science | Tagged , , , , , , , | 13 Comments

Health Insurance May Affect Your Tax Refund

The Affordable Care Act, popularly known as ObamaCare, strives to ensure that all Americans are covered by health insurance. Part of the impetus for the passage of the ACA is that Americans continue to spend significantly more on healthcare than … Continue reading

Posted in Health, Insurance, Personal Finance, Taxes | Tagged , , , , , , , , | 3 Comments

When Is the Last Day to Sign up for Health Insurance 2015?

The Patient Protection and Affordable Care Act (PPACA), known simply as the Affordable Care Act (ACA) or “ObamaCare” was signed into law on Mar. 23, 2010, and represents the “most significant regulatory overhaul” of the U.S. healthcare system since the … Continue reading

Posted in Health, Insurance, Personal Finance, Saving Money, Taxes | Tagged , , , , , , | 1 Comment

Tips to Get the Best Car Insurance Quote

Are you thinking about getting new car insurance? Before you do, it will be well worth your time to find out how you can get the best quote. Any insurance company can give you car insurance quotes, but in order … Continue reading

Posted in Cars, Insurance, Personal Finance, Saving Money | Tagged , , , , , , | Leave a comment

When Insuring Valuables, A Homeowners’ Insurance Policy Is Often Not Enough

By Melissa Neis Valuables and collectibles – whether coins, fine china, musical instruments, jewelry or art – have special meaning for many and can evoke warm memories of travel and adventures, or reflect great passions and interests. But are these … Continue reading

Posted in Insurance, Personal Finance | Tagged , , , , , , , | Leave a comment

Obamacare Health IRS Form Should Soon be Coming in the Mail

With the new year, you should start to get tax forms in the mail. There is a new one you should be on the lookout for if you were one of the millions of people who signed up under the … Continue reading

Posted in Health, Insurance, Personal Finance, Taxes | Tagged , , , , , , | Leave a comment

The 3% Home Loan Down Payment is Back

Saving for a down payment on a home loan can take years, especially when most lenders want a minimum of ten percent down.  That’s still a lot less than the 20% which used to be normal. This makes the dream … Continue reading

Posted in Debt, Housing, Insurance, Personal Finance | Tagged , , , , , , | 3 Comments

Paramedics Take Woman to Wrong Hospital Costing Her $250000 Instead of $1500

It was bad enough that 29-year old Megan Rothbauer suffered cardiac arrest that caused her heart to stop for nearly an hour. Taken to the wrong hospital, the Wisconsin woman was put into a medically-induced coma for ten days. After … Continue reading

Posted in Debt, Health, Insurance, Medical | Tagged , , , , , | 25 Comments

Can a $1000 a Pill Hepatitis C Drug Really Save Prisons Money?

With over 3 million cases of Hepatitis C in the US alone, it comes as no surprise pharmaceutical companies put great resources into testing new medications to help fight the disease. Gilead Sciences of Foster City received approval for a … Continue reading

Posted in Health, Insurance, Medical, Personal Finance, Saving Money | Tagged , , , , , , , , | Leave a comment

The Growth Rate of Type 2 Diabetes Finally Stabilizes in Americans

Americans have a lot of preventable diseases, with diabetes being one of them. After nearly twenty years of constant increase, the growth rate of type two diabetes has finally leveled off in American adults. This news comes from a study … Continue reading

Posted in Food / Groceries, Health, Insurance, Medical | Tagged , , , , , | Leave a comment

Tax Form 1095-A May Delay ObamaCare Recipients Tax Refunds

Millions of Americans may experience a delay in receiving their tax refunds next year. If you’re among those who have applied for, and successfully received  healthcare benefits through President Obama’s Affordable Care Act initiative, there’s a new form you’re going … Continue reading

Posted in Insurance, Personal Finance, Taxes | Tagged , , , , , , | 13 Comments

Mayo Clinic Will Be First to Use Cologuard Home Cancer Test

It makes sense. The Mayo Clinic will be the first medical institution to offer the new in-home Cologuard colon cancer screening test. Mayo helped to develope Colonguard in conjunction with Exact Sciences. The head gastroenterology and hematology doctor at the … Continue reading

Posted in Health, Insurance, Medical, Personal Finance | Tagged , , , , , | Comments Off

Money Topics They Don’t Teach in High School, but Should

One of the biggest disgraces of the school system is that it often fails to teach basics that we all need for everyday life once we graduate. A prime example of this is basic personal finance. If we could get … Continue reading

Posted in Budgeting, Credit Cards, Debt, Education, Insurance, Investing, Personal Finance, Retirement, Saving Money, Taxes | Tagged , , , , , , , , , , , , , , , , | 5 Comments

How Much Does It Cost to Own a Car? AAA Says a Little Less, But You Can Save More

If you think that owning your car costs too much money, AAA has some good news for you. The cost of owning a car actually decreased last year, falling to 52.9 cents a mile ($8,876 a year) according to their … Continue reading

Posted in Cars, Insurance, Personal Finance, Saving Money | Tagged , , , , , | 1 Comment

Do You Need Sewer Line Insurance?

A lot of home owners don’t realize that they are responsible for the water and sewer pipes that lead from their home to the utility pipes on the street. This has created an opportunity for a variety of businesses to … Continue reading

Posted in Budgeting, Insurance, Personal Finance | Tagged , , , , , , , | 5 Comments

Credit Sesame Launches Free Identity Theft Protection Service

Credit Sesame launched a new, free Identity Protection service today which we knew was coming. We now have some more details about this new service. Credit Sesame hopes adding identity theft protection to their suite of other no-cost services will … Continue reading

Posted in Credit Cards, Insurance, Personal Finance | Tagged , , , , , , , | 6 Comments

Smart Car Tipping Vandals: Why You Need Comprehensive Auto Insurance

It’s being reported that vandals in San Francisco spent the night tipping over smart cars for the fun of it. Clothed in black sweatshirts with hoods, the vandals tipped and damaged three cars between 1:00 and 1:30 AM in a … Continue reading

Posted in Cars, Insurance, Personal Finance | Tagged , , , , , | 2 Comments

Why Would a Billionaire Need a $201 Million Life Insurance Policy?

The largest life insurance policy ever issued has gone to an unnamed California billionaire living in Silicon Valley for an incredible $201 million dollars, according to the Guinness Book of World Records. Who exactly the policy covers isn’t known other … Continue reading

Posted in Insurance, Personal Finance | Tagged , , , , , , | 37 Comments

Is LifeLock a Scam and Do You Need It?

With more and more news stories of credit card theft, people begin to look for ways to protect themselves. One company that they will likely come across in their search is Lifelock and many wonder, “Is Lifelock a scam?” The … Continue reading

Posted in Credit Cards, Insurance, Personal Finance | Tagged , , , , , , , | 11 Comments

Dropping Car Coverage Can Affect Rental Car Costs

Finance gurus will tell you that you should drop the “Comprehensive and Collision” coverage on your auto insurance once the value of your car drops to the point that the insurer would automatically total your car in the event of … Continue reading

Posted in Cars, Insurance, Personal Finance, Saving Money | Tagged , , , , | 2 Comments