Category Archives: Insurance

What’s the Average Cost of Braces

For those still single, a 2013 survey of 5,500 unattached adults ages 21 and older found nearly 60 percent of men cared most about “good teeth in a potential date,” whereas 71 percent of women ranked “teeth” as essential to … Continue reading

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Rising Seas May Claim Parts of New York City According to Climate Change Panel

Over the last century, the temperature of the earth has increased by approximately 1.4 degrees F and is expected to increase another 2 to 11.5 degrees F in the next century. Scientists have shown human activities have driven these changes given … Continue reading

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Health Insurance May Affect Your Tax Refund

The Affordable Care Act, popularly known as ObamaCare, strives to ensure that all Americans are covered by health insurance. Part of the impetus for the passage of the ACA is that Americans continue to spend significantly more on healthcare than … Continue reading

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When Is the Last Day to Sign up for Health Insurance 2015?

The Patient Protection and Affordable Care Act (PPACA), known simply as the Affordable Care Act (ACA) or “ObamaCare” was signed into law on Mar. 23, 2010, and represents the “most significant regulatory overhaul” of the U.S. healthcare system since the … Continue reading

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Tips to Get the Best Car Insurance Quote

Are you thinking about getting new car insurance? Before you do, it will be well worth your time to find out how you can get the best quote. Any insurance company can give you car insurance quotes, but in order … Continue reading

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When Insuring Valuables, A Homeowners’ Insurance Policy Is Often Not Enough

By Melissa Neis Valuables and collectibles – whether coins, fine china, musical instruments, jewelry or art – have special meaning for many and can evoke warm memories of travel and adventures, or reflect great passions and interests. But are these … Continue reading

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Obamacare Health IRS Form Should Soon be Coming in the Mail

With the new year, you should start to get tax forms in the mail. There is a new one you should be on the lookout for if you were one of the millions of people who signed up under the … Continue reading

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The 3% Home Loan Down Payment is Back

Saving for a down payment on a home loan can take years, especially when most lenders want a minimum of ten percent down.  That’s still a lot less than the 20% which used to be normal. This makes the dream … Continue reading

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Can a $1000 a Pill Hepatitis C Drug Really Save Prisons Money?

With over 3 million cases of Hepatitis C in the US alone, it comes as no surprise pharmaceutical companies put great resources into testing new medications to help fight the disease. Gilead Sciences of Foster City received approval for a … Continue reading

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The Growth Rate of Type 2 Diabetes Finally Stabilizes in Americans

Americans have a lot of preventable diseases, with diabetes being one of them. After nearly twenty years of constant increase, the growth rate of type two diabetes has finally leveled off in American adults. This news comes from a study … Continue reading

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Tax Form 1095-A May Delay ObamaCare Recipients Tax Refunds

Millions of Americans may experience a delay in receiving their tax refunds next year. If you’re among those who have applied for, and successfully received  healthcare benefits through President Obama’s Affordable Care Act initiative, there’s a new form you’re going … Continue reading

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Mayo Clinic Will Be First to Use Cologuard Home Cancer Test

It makes sense. The Mayo Clinic will be the first medical institution to offer the new in-home Cologuard colon cancer screening test. Mayo helped to develope Colonguard in conjunction with Exact Sciences. The head gastroenterology and hematology doctor at the … Continue reading

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Money Topics They Don’t Teach in High School, but Should

One of the biggest disgraces of the school system is that it often fails to teach basics that we all need for everyday life once we graduate. A prime example of this is basic personal finance. If we could get … Continue reading

Posted in Budgeting, Credit Cards, Debt, Education, Insurance, Investing, Personal Finance, Retirement, Saving Money, Taxes | Tagged , , , , , , , , , , , , , , , , | 5 Comments

Do You Need Sewer Line Insurance?

A lot of home owners don’t realize that they are responsible for the water and sewer pipes that lead from their home to the utility pipes on the street. This has created an opportunity for a variety of businesses to … Continue reading

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Credit Sesame Launches Free Identity Theft Protection Service

Credit Sesame launched a new, free Identity Protection service today which we knew was coming. We now have some more details about this new service. Credit Sesame hopes adding identity theft protection to their suite of other no-cost services will … Continue reading

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Why Would a Billionaire Need a $201 Million Life Insurance Policy?

The largest life insurance policy ever issued has gone to an unnamed California billionaire living in Silicon Valley for an incredible $201 million dollars, according to the Guinness Book of World Records. Who exactly the policy covers isn’t known other … Continue reading

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Is LifeLock a Scam and Do You Need It?

With more and more news stories of credit card theft, people begin to look for ways to protect themselves. One company that they will likely come across in their search is Lifelock and many wonder, “Is Lifelock a scam?” The … Continue reading

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Dropping Car Coverage Can Affect Rental Car Costs

Finance gurus will tell you that you should drop the “Comprehensive and Collision” coverage on your auto insurance once the value of your car drops to the point that the insurer would automatically total your car in the event of … Continue reading

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25 Ways to Discover and Reach Your Financial Goals

By Kimberly Foss, CFP, FCWA, and author of Wealthy by Design: A Five Step Plan for Financial Security. A friend of mine recently shared the story of an unsettling trip to the supermarket. Her husband was out of town and … Continue reading

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Money Management from A to Z

By Jamie Englert Managing your finances may seem like a dizzying mass of numbers. But you can also think of personal finance in terms of letters, as in the initials of some important personal finance terms to know. From bonds … Continue reading

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