Category Archives: Education

Little House on the Prairie Financial Lessons

I grew up watching Little House on the Prairie in the 70′s. It was a fun and entertaining show plus each episode had a moral to it. However, it wasn’t until I staged a marathon viewing session courtesy of Netflix … Continue reading

Posted in Budgeting, Debt, Education, Entertainment, Frugal, Personal Finance, Relationships, Saving Money, Work | Tagged , , , , , | 8 Comments

Back to School Shopping on a Budget

Now that the Fourth of July has passed, the next big item on the calendar is back to school shopping. This year is likely to be financially tighter than previous years for many people. Not only are families facing tighter … Continue reading

Posted in Education, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , | 7 Comments

Being More Valuable in the Work Place

I am in the midst of a job search. Although I have excellent experience and academic credentials, I am one of the hundreds of thousands of intelligent, articulate and qualified jobseekers in the market today. I am sure I shall … Continue reading

Posted in Education, Personal Finance, Work | 7 Comments

Stop Depending On Others to Fix Everything

I was listening to the radio the other day and the DJ was talking about how he had to call someone to come fix his garage door opener. No matter how much he pushed the button, it wouldn’t open. There … Continue reading

Posted in Education, Frugal, Housing, Personal Finance, Saving Money | 10 Comments

Why Parents Shouldn’t Pay Entirely For College

One of the most enduring images that I recall from college was a video clip of an obviously drunk student at a football game and holding up a sign which read, “I don’t care. Daddy’s paying.” At the time, although … Continue reading

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Why You Should Put Your Kids in Private Schools

There are a lot of discretionary expenses that we incur every day. Whether we spend more for a brand name product or save money on a generic product is entirely up to each individual buyer. Whether we should buy a … Continue reading

Posted in Education, Personal Finance | Tagged , , , , , , , | 28 Comments

Your Kids Can be Financially Savvy

We have all struggled with our finances at one time or another, and I worry how my children’s financial lives will proceed. I want to spare them the trials and tribulations of my experience, but I wonder is that really … Continue reading

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What College Doesn’t Teach You about the Real World

For all the time and expense involved and for all the talk about how a college degree will help you land a job and make a higher salary, there sure are a lot of important things that many college curriculum … Continue reading

Posted in Education, Personal Finance, Work | Tagged , , , , , | 7 Comments

It’s Never Too Soon to Teach Kids about Money

Children don’t usually learn money management skills in schools, but don’t think that means they don’t learn about money. Children are like sponges. They soak up everything they can at an early age, and learn much more than we’d like … Continue reading

Posted in Education, Personal Finance, Relationships | Tagged , , , , | 6 Comments

Don’t Tell Me Your Money Problems

I work at home and see a lot of neighborhood moms as I go about my daily errands. The other day, I bumped into a woman I have known for several years because our sons have played on the same … Continue reading

Posted in Education, Personal Finance | Tagged , , , , , , | 18 Comments

Getting a Paycheck Doing Something You Love

The summer of 1987 was a great summer for me. I was between the junior and senior years of college and had decided that I could give up the retail job that I had held since age 16. Instead, I … Continue reading

Posted in Education, Making Money, Personal Finance, Work | Tagged , , , , , , , | 5 Comments

Can Adult Education Help You Become Debt-Free?

John and Jane Doe desperately want to be debt-free. They’ve sliced and diced their credit cards and cut their expenses until they’re living on next to nothing but macaroni and mooched meals off relatives. They recycle and reuse. They never … Continue reading

Posted in Debt, Education, Making Money, Personal Finance, Work | Tagged , , , , , , | 7 Comments

Why Does College Cost So Much?

Consider that, according to the Bureau of Labor Statistics, in the 20 years from 1985 to 2005 energy costs have risen 108%, Medical costs 251%, and college costs increased 439% — but a college degree is worth it, right? Not … Continue reading

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Are Children Entitled to a College Degree?

It seems like every personal finance magazine I read reinforces the idea that our children are entitled to a college education. Beyond that – it’s the parent’s sole financial responsibility to provide a college education free and clear for their … Continue reading

Posted in Education, Personal Finance, Relationships | Tagged , , , | 20 Comments

Investment Properties for College Students

I was chatting with a neighbor – Mike — over the weekend. Mike’s daughter is a senior in high school and looking at a lot of different colleges. Mike is a successful dentist but he is still worried about the … Continue reading

Posted in Education, Housing, Investing, Personal Finance | Tagged , , | 8 Comments

How Come I’m Broke and You’re Not?

One of the questions I’m asked most frequently is, “How did you learn so much about finance?” The subtext to the question is usually along the lines of, “I know you aren’t a genius or good with numbers, so how … Continue reading

Posted in Budgeting, Education, Personal Finance, Relationships, Saving Money | Tagged , , , , , , , , , | 5 Comments

Financial Lessons from my Creditors

It’s become quite fashionable to attack credit card companies or banks who hold our mortgages, especially with the recent turmoil in the financial market. While talk of increased regulation and pointing the finger of blame may each have their place … Continue reading

Posted in Credit Cards, Education, Personal Finance, Taxes | Tagged , , , , , , | 2 Comments

Saving Money Can Be Social

Why do many people opt to spend rather than save money? Because saving isn’t fun. It’s not as much fun as going to the movies, or out to eat, or to an amusement park. And why is that? Because many … Continue reading

Posted in Budgeting, Debt, Education, Entertainment, Investing, Personal Finance, Relationships, Saving Money | Tagged , , , , , , , , , | 4 Comments

How’s Your Money Attitude?

I am sure that almost everyone would say they would like to improve their financial position in some way. For many, it would be getting out from under mountains of credit card debt or paying off school loans. Others may … Continue reading

Posted in Budgeting, Education, Personal Finance, Saving Money | Tagged , , , , , , , , , , | 1 Comment

Why the Rich Get Richer and the Poor Get Poorer

An investment in knowledge pays the best interest. – Benjamin Franklin The secret is a simple one: Education. I’m not talking about going to Harvard or some elite university. I’m not even talking about a Masters or a PhD degree. … Continue reading

Posted in Education, Personal Finance, Relationships | Tagged , , , , | 11 Comments