Category Archives: Education

Just Because You Can, Doesn’t Mean You Should

I had a roommate in college whose mantra in life was, “Just because you can, doesn’t mean you should.” She applied this to everything from dating (Just because you can date that drunk frat guy doesn’t mean that you should) … Continue reading

Posted in Budgeting, Debt, Education, Frugal, Personal Finance | Tagged , , , , | 5 Comments

Bet on Your Grades: Strange Ways to Make Money

If you’re in college, you know how hard it can be to find motivation to study. Enter Ultrinsic.com, a website that lets you “bet” on your grades. Here’s how it works: You set a target grade for a single course, … Continue reading

Posted in Education, Making Money, Personal Finance | Tagged , , , , , | 2 Comments

Renting Textbooks

If you’re a student, you know that textbooks are expensive. Some are so expensive you think they must have gold plating somewhere within the pages. For years the only way to save on textbooks was to buy used books, either … Continue reading

Posted in Education, Frugal, Personal Finance, Saving Money | Tagged , , , , | 2 Comments

The Student Loan Myth

For the past generation or so, lenders and financial gurus have been promoting the myth that all student loan debt should be considered Good Debt. Student loan debt is said to be good because it is debt accrued in the … Continue reading

Posted in Debt, Education, Personal Finance | Tagged , , , , , , , | 7 Comments

Learn Basic Math To Save Money

It’s the time of year when we’re all chasing deals. However, if you don’t know basic math it can be hard to figure out when a deal is a deal. This week I was in a store and I overheard … Continue reading

Posted in Education, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , | 2 Comments

Learn Without Leaving Home

I’m a big believer in lifelong education. I don’t think you need to stop learning just because you got a diploma. I encourage people to learn about finance because it’s not something that many people learn in their first pass … Continue reading

Posted in Education, Frugal, Personal Finance, Saving Money | Tagged , , , , , , | Leave a comment

eReaders and eBooks

As some of my more regular readers may recall, I also write a literary criticism column for Bibliobuffet. I have a long standing love of books and I would gladly give up my television before I would give up my … Continue reading

Posted in Education, Entertainment, Frugal, Personal Finance, Saving Money | Tagged , , , , , , , , , | 14 Comments

Buying Summer Reading Books For Kids On The Cheap

Summer is coming. There is no denying it, at least if you live in the Northern hemisphere. Days are getting longer. Winter clothes are being stored in attics to await the return of cooler nights. Kids are ready for the … Continue reading

Posted in Education, Entertainment, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , | 6 Comments

Box Tops For Education: Why You Should Participate (even if you don’t have kids)

If you spend more than a token amount of time either grocery shopping or cooking, you have probably noticed the Box Tops for Education and Campbell’s Labels for Education labels on certain grocery products. Box Tops for Education is a … Continue reading

Posted in Education, Food / Groceries, Personal Finance, Shopping | Tagged , , , , , , | 10 Comments

Dave Ramsey Financial Peace University Review: Week 10

This week we moved on to Baby Steps Four and Five, which are saving for retirement and saving for your kids’ college education. Baby step four was on deck first, which is to save 15% of your household income in … Continue reading

Posted in Education, Investing, Personal Finance, Saving Money | Tagged , , , , , , , , , , , , , | 2 Comments

Dave Ramsey Financial Peace University Review: Week 4

This is a series of posts about what you will find in Dave Ramsey’s Financial Peace University course. This is week four (week one — week two and week three) This week’s lesson focused on getting out of debt. We’re … Continue reading

Posted in Budgeting, Credit Cards, Debt, Education, Personal Finance, Saving Money | Tagged , , , , , , , , , , , | 22 Comments

Kids and Money

I remember when I was a kid, my parents would take the time to show me how money worked. (This was in the days before ATM’s and online banking.) My mom would show me how to write a check out … Continue reading

Posted in Budgeting, Education, Personal Finance, Relationships | Tagged , , , , , | 8 Comments

American Culture Is Why People Don’t Save Money

Here is an interesting question to ponder. Is the reason that Americans are such lousy savers due to the freedom that parents give to their kids as opposed to how children are raised in other countries? We aren’t told who … Continue reading

Posted in Education, Financial Videos, Personal Finance, Relationships, Saving Money | Tagged , , , , , , , , , , | 10 Comments

Why Literacy Is An Important Financial Building Block

“More than 20 percent of adults read at or below a fifth-grade level – far below the level needed to earn a living wage.” – National Institute for Literacy “Nearly half of America’s adults are poor readers, or ‘functionally illiterate.’ … Continue reading

Posted in Education, Entertainment, Personal Finance, Relationships | Tagged , , , , , , , , , , , , , , , , , , | 13 Comments

Is College Really Necessary?

It’s no secret that college costs are rising to ridiculous levels. Kids are graduating with huge debt loads. Even if their parents have saved for their schooling since birth, costs are rising so fast they’re still likely to have to … Continue reading

Posted in Debt, Education, Personal Finance, Work | Tagged , , , , , , | 19 Comments

A Life Without Debt: Setting The Example

If you’re debt free, chances are that you are one of the few in your family or circle of friends who is. In the circle of people I know well, only my parents and two close friends are debt free. … Continue reading

Posted in Debt, Education, Personal Finance, Relationships | Tagged , , , , , , , | 7 Comments

Cutting the Cost of Lessons and Coaching

When money gets tight, lessons and coaching for the kids often end up on the chopping block. Whether it’s sports, music, or dance, these extracurricular activities are often costly and expendable in hard times. If your child is already in … Continue reading

Posted in Budgeting, Education, Entertainment, Frugal, Personal Finance, Saving Money | Tagged , , , , , , , , , , , , , , , , | 6 Comments

Cutting School Book Costs

I’ve mentioned that my son attends a parochial high school. That means that right about this time every summer, we receive a list of his classes and directions to visit the school’s on-line book store. I love books, but it … Continue reading

Posted in Education, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , | 10 Comments

Little House on the Prairie Financial Lessons

I grew up watching Little House on the Prairie in the 70’s. It was a fun and entertaining show plus each episode had a moral to it. However, it wasn’t until I staged a marathon viewing session courtesy of Netflix … Continue reading

Posted in Budgeting, Debt, Education, Entertainment, Frugal, Personal Finance, Relationships, Saving Money, Work | Tagged , , , , , | 8 Comments

Back to School Shopping on a Budget

Now that the Fourth of July has passed, the next big item on the calendar is back to school shopping. This year is likely to be financially tighter than previous years for many people. Not only are families facing tighter … Continue reading

Posted in Education, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , | 7 Comments