Category Archives: Education

American Culture Is Why People Don’t Save Money

Here is an interesting question to ponder. Is the reason that Americans are such lousy savers due to the freedom that parents give to their kids as opposed to how children are raised in other countries? We aren’t told who … Continue reading

Posted in Education, Financial Videos, Personal Finance, Relationships, Saving Money | Tagged , , , , , , , , , , | 10 Comments

Why Literacy Is An Important Financial Building Block

“More than 20 percent of adults read at or below a fifth-grade level – far below the level needed to earn a living wage.” – National Institute for Literacy “Nearly half of America’s adults are poor readers, or ‘functionally illiterate.’ … Continue reading

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Is College Really Necessary?

It’s no secret that college costs are rising to ridiculous levels. Kids are graduating with huge debt loads. Even if their parents have saved for their schooling since birth, costs are rising so fast they’re still likely to have to … Continue reading

Posted in Debt, Education, Personal Finance, Work | Tagged , , , , , , | 19 Comments

A Life Without Debt: Setting The Example

If you’re debt free, chances are that you are one of the few in your family or circle of friends who is. In the circle of people I know well, only my parents and two close friends are debt free. … Continue reading

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Cutting the Cost of Lessons and Coaching

When money gets tight, lessons and coaching for the kids often end up on the chopping block. Whether it’s sports, music, or dance, these extracurricular activities are often costly and expendable in hard times. If your child is already in … Continue reading

Posted in Budgeting, Education, Entertainment, Frugal, Personal Finance, Saving Money | Tagged , , , , , , , , , , , , , , , , | 6 Comments

Cutting School Book Costs

I’ve mentioned that my son attends a parochial high school. That means that right about this time every summer, we receive a list of his classes and directions to visit the school’s on-line book store. I love books, but it … Continue reading

Posted in Education, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , | 10 Comments

Little House on the Prairie Financial Lessons

I grew up watching Little House on the Prairie in the 70′s. It was a fun and entertaining show plus each episode had a moral to it. However, it wasn’t until I staged a marathon viewing session courtesy of Netflix … Continue reading

Posted in Budgeting, Debt, Education, Entertainment, Frugal, Personal Finance, Relationships, Saving Money, Work | Tagged , , , , , | 8 Comments

Back to School Shopping on a Budget

Now that the Fourth of July has passed, the next big item on the calendar is back to school shopping. This year is likely to be financially tighter than previous years for many people. Not only are families facing tighter … Continue reading

Posted in Education, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , | 7 Comments

Being More Valuable in the Work Place

I am in the midst of a job search. Although I have excellent experience and academic credentials, I am one of the hundreds of thousands of intelligent, articulate and qualified jobseekers in the market today. I am sure I shall … Continue reading

Posted in Education, Personal Finance, Work | 7 Comments

Stop Depending On Others to Fix Everything

I was listening to the radio the other day and the DJ was talking about how he had to call someone to come fix his garage door opener. No matter how much he pushed the button, it wouldn’t open. There … Continue reading

Posted in Education, Frugal, Housing, Personal Finance, Saving Money | 10 Comments

Why Parents Shouldn’t Pay Entirely For College

One of the most enduring images that I recall from college was a video clip of an obviously drunk student at a football game and holding up a sign which read, “I don’t care. Daddy’s paying.” At the time, although … Continue reading

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Why You Should Put Your Kids in Private Schools

There are a lot of discretionary expenses that we incur every day. Whether we spend more for a brand name product or save money on a generic product is entirely up to each individual buyer. Whether we should buy a … Continue reading

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Your Kids Can be Financially Savvy

We have all struggled with our finances at one time or another, and I worry how my children’s financial lives will proceed. I want to spare them the trials and tribulations of my experience, but I wonder is that really … Continue reading

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What College Doesn’t Teach You about the Real World

For all the time and expense involved and for all the talk about how a college degree will help you land a job and make a higher salary, there sure are a lot of important things that many college curriculum … Continue reading

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It’s Never Too Soon to Teach Kids about Money

Children don’t usually learn money management skills in schools, but don’t think that means they don’t learn about money. Children are like sponges. They soak up everything they can at an early age, and learn much more than we’d like … Continue reading

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Don’t Tell Me Your Money Problems

I work at home and see a lot of neighborhood moms as I go about my daily errands. The other day, I bumped into a woman I have known for several years because our sons have played on the same … Continue reading

Posted in Education, Personal Finance | Tagged , , , , , , | 18 Comments

Getting a Paycheck Doing Something You Love

The summer of 1987 was a great summer for me. I was between the junior and senior years of college and had decided that I could give up the retail job that I had held since age 16. Instead, I … Continue reading

Posted in Education, Making Money, Personal Finance, Work | Tagged , , , , , , , | 5 Comments

Can Adult Education Help You Become Debt-Free?

John and Jane Doe desperately want to be debt-free. They’ve sliced and diced their credit cards and cut their expenses until they’re living on next to nothing but macaroni and mooched meals off relatives. They recycle and reuse. They never … Continue reading

Posted in Debt, Education, Making Money, Personal Finance, Work | Tagged , , , , , , | 7 Comments

Why Does College Cost So Much?

Consider that, according to the Bureau of Labor Statistics, in the 20 years from 1985 to 2005 energy costs have risen 108%, Medical costs 251%, and college costs increased 439% — but a college degree is worth it, right? Not … Continue reading

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Are Children Entitled to a College Degree?

It seems like every personal finance magazine I read reinforces the idea that our children are entitled to a college education. Beyond that – it’s the parent’s sole financial responsibility to provide a college education free and clear for their … Continue reading

Posted in Education, Personal Finance, Relationships | Tagged , , , | 20 Comments