Category Archives: Credit Cards

Credit Karma vs Quizzle: Which is Better for Free Credit Scores and Reports?

There are so many websites out there that promise free credit scores and free credit reports. The problem is many of them walk the tightrope of being scams, and only a few of them tend to deliver on their promise. … Continue reading

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Apple Pay Mobile Payment System Continues to Attract Merchants

Rumored in the days up to the announcement of the iPhone 6 launch, Apple confirmed the new mobile payment app dubbed Apple Pay. Expected to change the way purchases are made, Apple claims Apple Pay will be a secure, private … Continue reading

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Six Reasons to Like Credit Karma, Quizzle and Credit Sesame

If you want to find out your credit score these days, it’s a lot easier than it was even a few years ago. With sites like Credit Karma, Quizzle and Credit Sesame, you can find out your credit score by … Continue reading

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How Credit Karma, Credit Sesame and Quizzle Make Money

As the saying goes, “Nothing in life is free,” but what about the companies like Credit Karma, Credit Sesame and Quizzle which offer free credit scores, free credit reports and free identity protection? None of these companies require a credit … Continue reading

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Home Depot Confirms Hacker Security Data Breach at 2000 Stores

In what could essentially mean lost money for millions, Home Depot has just confirmed that their point of sale (POS) or payment systems have indeed been compromised. This massive breach in Home Depot’s data security may certainly impact customers in … Continue reading

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Google Agrees with FTC to Refund Childrens’ Unauthorized App Purchases

More good news has come this week for parents who’ve been hit with unexpected credit card charges due to children making unauthorized in-app purchases. Google has agreed to refund $19 million to parents whose children were able to make purchases … Continue reading

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Will the Apple iPhone 6 Become the Master of Mobile Wallet Payments?

In the last few years, the hype around mobile payment systems has exploded. Words like “convenience” and “security” have driven tech giants and start-ups alike, to encourage consumers to use their smart phones for “quick and easy” in-store purchasing. But … Continue reading

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If You Get a Phone Call from the IRS, It’s a Scam

If you get a call from the Internal Revenue Service (IRS,) and they haven’t contacted you by mail so you’re expecting the call, it’s a scam. That’s what the IRS wants you to know as people trying to scam consumers … Continue reading

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Is the Credit Karma Free Credit Report a Scam?

Credit Karma recently made the announcement they would offer their users free credit reports on top of the free credit scores they already give. The question many people have when they hear about something like the free credit report is, … Continue reading

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How Much Does Credit Karma Spend Giving You Free Credit Scores and Reports?

One of the most interesting tidbits which came with the announcement that Credit Karma will now be offering free credit reports from TransUnion (see how their offer compares to AnnualCreditReport) along with free credit scores was the amount they spend … Continue reading

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Credit Karma vs Annual Credit Report: Which Is Better?

With the announcement that Credit Karma now offers free credit reports in addition to free credit scores, there are a number of people wondering how it compares to the government mandated free credit report site, AnnualCreditReport. For those looking to … Continue reading

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Why the New FICO Scoring System May Not Raise Your Credit Score

Most consumer advocates reacted positively to the news that the Fair Isaacs Corporation is going to revamp the way they calculate their FICO score so medical debts aren’t going to be viewed on the same level as credit card debts … Continue reading

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FICO to Change Their Scoring System Which Could Help Millions Save Billions

Credit scores are an important factor when determining how much consumers pay in interest for such things as car loans and mortgages, along with a host of other areas it can affect a consumer’s personal finances. Since credit scores can … Continue reading

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Credit Karma Adds Free Credit Reports

Credit Karma went back to its roots with the announcement the company will now offer free credit reports in the same way they offer free credit scores. That is, those who sign up for their service will now be able … Continue reading

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Are Credit Cards Beating Credit Karma at Its Own Game?

Credit Karma is currently the king of free credit scores, but that crown may be in jeopardy. Major credit card companies, such as Discover, Barclaycard and First Bankcard are now offering free credit scores to their customers as part of … Continue reading

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Google to Stop Listing Games with In-App Purchases as “Free”

It began in December last year, when the European Commission issued a statement to market leaders (namely Google and Apple) which requested that they begin transparent labeling practices on games with hidden costs. The commission finally realized that many app … Continue reading

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Credit Karma Warns Shoppers Who Get Store Credit Cards for a Discount

It wasn’t that long ago when retail stores would offer you a freebie to open up a credit card account. While this still happens, there has been a shift to retail outlets offering an immediate percentage discount off of a … Continue reading

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Credit Karma Won’t Be Giving FICO Scores Anytime Soon

Now that some credit card companies are giving FICO scores to customers with their monthly statements, some people wonder why the free credit score companies don’t simply begin providing users with their FICO score as well? Many of these free … Continue reading

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AAA Predicts More Travelers and Higher Gas Prices This Fourth of July

There are going to be more cars on the road this Fourth of July, and the most since 2007,¬†according to AAA travel. An estimated 4.1 million Americans will be on the road traveling 50 miles or more away from their … Continue reading

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Why Credit Karma Doesn’t Give Members Their FICO Score

One of the things which stands out when looking at websites like Credit Karma, Credit Sesame, and Quizzle is they don’t give their customers their FICO score. Instead, they give a FAKO score (sometimes referred to as an educational score), … Continue reading

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