Category Archives: Credit Cards

Credit Karma Has No Plans to Offer Free Identity Theft Protection

Credit Sesame made the big announcement that they now offer free identity theft protection to consumers without the need of a credit card. It’s big news in the free credit score business, as this instantly differentiates them from their competitors … Continue reading

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The Chase Black Card is Palladium

The tale of the Black Card dates back to the 1980′s when a rumor began to circulate that American Express offered an exclusive credit card, which happened to be black in color, to wealthy celebrities and the social elite. The … Continue reading

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Credit Sesame Launches Free Identity Theft Protection Service

Credit Sesame launched a new, free Identity Protection service today which we knew was coming. We now have some more details about this new service. Credit Sesame hopes adding identity theft protection to their suite of other no-cost services will … Continue reading

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Credit Sesame to Offer Free Identity Theft Protection

Credit Sesame is planning to launch a no cost identity theft protection service later this month. Best known for offering free credit scores, this is a move that makes sense with the increasing competition in the free credit score market. … Continue reading

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Will Discover Make Credit Karma Obsolete?

There is once again a change taking place in the world of free credit scores. When Credit Karma first appeared, it was the one bringing a change in this same business. Their entry altered the way many people obtained their … Continue reading

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Your Child Could Be Heading Toward Financial Failure If…

By Gregg Murset If you haven’t heard the famous stand-up comedy routine of Jeff Foxworthy I would suggest taking a few minutes to pull some one-liners up on the Internet before reading the rest of this piece. Foxworthy has worked … Continue reading

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Is Quizzle Free Credit Score a Scam or Legit?

Many people have come to realize that your credit score can be quite important to save money when you are trying to get certain types of loans. A good credit score can mean paying thousands of dollars less in interest … Continue reading

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How to Protect Yourself from the California DMV Credit Card Information Breach

In the latest possible credit card breach, the California Department of Motor Vehicles (DMV) is investigating whether their credit card system has been compromised by hackers. This comes on the heels of other high-profile credit card system breaches at retail … Continue reading

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Is LifeLock a Scam and Do You Need It?

With more and more news stories of credit card theft, people begin to look for ways to protect themselves. One company that they will likely come across in their search is Lifelock and many wonder, “Is Lifelock a scam?” The … Continue reading

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Why Teens Fail at Finances

A lot of people are guilty of making financial mistakes, but teenagers are often guilty of making mistakes with money because they don’t know any better. While many adults are guilty of making similar financial mistakes, most adults quickly learn … Continue reading

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Neiman Marcus Credit Card Information Stolen: Steps to Take to Protect Yourself

It appears that Target wasn’t the only retailer to suffer a credit card breach during the holiday shopping season. It’s being reported that the upscale retailer Neiman Marcus has had an unknown number of customer credit and debit cards exposed … Continue reading

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How Target’s “Free” Credit Monitoring Offer Can Cost You

In my original post about the Target credit card data breach, I mentioned that one of the things that Target was likely to do was to offer a free year of credit card monitoring. This is what they included in … Continue reading

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The Target Credit Card Breach Could Personally Cost You More Than $600

I’ve been telling friends who have shopped at Target this holiday season to make sure that they cancel their debit and credit cards and get new ones. I’ve been surprised that some seem fairly nonchalant about it, and they aren’t … Continue reading

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Cancelling Target Stolen Credit Card Shouldn’t Hurt Your Credit Score

Anyone who has shopped at Target during the holiday season (November 29 through December 15, 2013) and used a credit card or debit card (including the Target Red Card) for the transaction has likely had their information compromised. There are … Continue reading

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Target Credit Card Information Stolen: Steps You Should Take to Protect Yourself

Target is a great place to save money, but it’s being reported that up to 40 million credit and debit cards have been compromised (including the Target Red Cards). The theft took place from November 27 though December 15, 2013. … Continue reading

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Should I Balance Transfer My Credit Card? 7 Terrible Mistakes People Make

By Beverly Harzog, author of Confessions of a Credit Junkie If you’re in credit card debt and you’re paying a lot of interest expense, you probably feel like you’ll never be free of the debt. Hey, I know that feeling. … Continue reading

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Why You Don’t Want “Coin” to Consolidate All Your Credit Cards

Chances are if you open your wallet, you will have a wide variety of credit, debit, gift and other cards tucked away inside. What if you could upload all these to a single card where you could access them all? … Continue reading

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10 Ways Children Can Ruin Your Retirement

Discussing children and money in the same sentence can be dangerous. Most parents want to be able to support their children financially, but sometimes worry how to do so without putting their own futures in jeopardy. Children can be expensive, … Continue reading

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Credit Cards, Like Alcohol, Have Benefits when Used in Moderation

I was informed by a friend today that credit cards are the worst thing ever created and that nobody should have them. I hear this tirade more often than not from those who have gotten deeply in debt from misusing … Continue reading

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25 Ways to Discover and Reach Your Financial Goals

By Kimberly Foss, CFP, FCWA, and author of Wealthy by Design: A Five Step Plan for Financial Security. A friend of mine recently shared the story of an unsettling trip to the supermarket. Her husband was out of town and … Continue reading

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