Category Archives: Budgeting

The Con That Grey Thursday and Black Friday Deals Save Money

Retailers are trying to con you and they are doing a good job at it. At least they are doing it well enough to be able to con enough people to make the whole Grey Thursday (the new name for … Continue reading

Posted in Budgeting, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 2 Comments

Great Gifts That Don’t Cost Any Money

There is a misconception in our society that to give a really nice gift, you have to spend a lot of money. One of the worst assumptions that is made is that a gift has to be something that is … Continue reading

Posted in Budgeting, Frugal, Holidays, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , | 8 Comments

10 Ways Children Can Ruin Your Retirement

Discussing children and money in the same sentence can be dangerous. Most parents want to be able to support their children financially, but sometimes worry how to do so without putting their own futures in jeopardy. Children can be expensive, … Continue reading

Posted in Budgeting, Credit Cards, Debt, Personal Finance, Relationships, Retirement | Tagged , , , , , , | 5 Comments

Credit Cards, Like Alcohol, Have Benefits when Used in Moderation

I was informed by a friend today that credit cards are the worst thing ever created and that nobody should have them. I hear this tirade more often than not from those who have gotten deeply in debt from misusing … Continue reading

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10 Ways to Save Money on Gluten Free Products

Anyone who is on a gluten free diet because of medical issues such as celiac disease or gluten intolerance knows how expensive grocery shopping for these products can be. Unfortunately, gluten free products are sometimes twice as expensive as products … Continue reading

Posted in Budgeting, Food / Groceries, Health, Personal Finance, Saving Money | Tagged , , , , , | 8 Comments

25 Things That Hold Your Money and Your Dreams Hostage

We all have things that we’d like to do in life. Have kids, travel, get married, buy a new home, start our own business, or simply retire well (and maybe early). You probably have your own dreams that aren’t on … Continue reading

Posted in Budgeting, Debt, Housing, Personal Finance, Saving Money, Shopping, Taxes | Tagged , , , , , , , | 3 Comments

25 Ways to Discover and Reach Your Financial Goals

By Kimberly Foss, CFP, FCWA, and author of Wealthy by Design: A Five Step Plan for Financial Security. A friend of mine recently shared the story of an unsettling trip to the supermarket. Her husband was out of town and … Continue reading

Posted in Budgeting, Credit Cards, Debt, Insurance, Investing, Personal Finance, Relationships, Saving Money | Tagged , , , , , , , | 1 Comment

Money Management from A to Z

By Jamie Englert Managing your finances may seem like a dizzying mass of numbers. But you can also think of personal finance in terms of letters, as in the initials of some important personal finance terms to know. From bonds … Continue reading

Posted in Budgeting, Credit Cards, Debt, Insurance, Investing, Personal Finance, Saving Money, Timeshares | Tagged , , , , , , , , | Leave a comment

10 Celebrity Money Mistakes to Avoid

Most celebrities have more money in their bank accounts than many of us will ever see in one lifetime. The thing to remember is that having a lot of money doesn’t mean that you are necessarily financially savvy. In fact, … Continue reading

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10 Common Financial Blunders

There are plenty of steps that you can take to help you become financially successful, but all your hard work will end up being for nothing if you’re undermining the financial success you’re seeking to attain. The financial steps to … Continue reading

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10 Reasons to Find a Money Mentor

Financial education tends to be done through books, online or through some type of course. While these can be valuable tools to get your finances in order, one of the best resources is often not even considered — finding a … Continue reading

Posted in Budgeting, Debt, Education, Frugal, Personal Finance, Relationships, Saving Money | Tagged , , , , , , , | 5 Comments

51 Reasons I Won’t Lend Money to Friends and Family

“Should I lend money to a friend?” is a question that comes up on this site from time to time. A lot of people say it’s a bad idea in almost all cases, while others say they will lend without … Continue reading

Posted in Budgeting, Debt, Personal Finance, Relationships | Tagged , , , , , , , , | 16 Comments

10 Reasons I’ve Purposely Chosen Not to Be Rich

Most people I know want to be rich. There is absolutely nothing wrong with this goal, and I can certainly see why many people would want to attain it. I think that’s why people find it a little shocking when … Continue reading

Posted in Budgeting, Making Money, Personal Finance | Tagged , , , , , , | 23 Comments

The $500 Mistake

We all have different personalities and things that we find fun. For many years, I’ve known that I am not the sort of person who enjoys going out to crowded places and doing the “typical” Friday and Saturday night activities … Continue reading

Posted in Budgeting, Entertainment, Personal Finance, Relationships, Saving Money | Tagged , , , , , , | 7 Comments

21 Reasons Dave Ramsey Sucks at Giving Credit Score Advice

There are huge disadvantages of having no credit score. I actually know this better than most. After living over ten years in Japan, I came back to the US naively assuming that the credit history I had built over there … Continue reading

Posted in Budgeting, Credit Cards, Debt, Education, Housing, Insurance, Personal Finance, Saving Money, Travel, Work | Tagged , , , , , , , , | 99 Comments

You Can Afford It. But Should You Spend It?

Once you reach a certain level of financial comfort, you’ll find yourself buying things you might have bypassed in your more financially strapped days. You may find yourself springing for nicer accommodations on vacation, or taking longer vacations. Maybe you … Continue reading

Posted in Budgeting, Personal Finance | Tagged , , , , , | 4 Comments

9 Ways to Vacation for Free (or Nearly So)

Many people think that vacations, particularly to far flung destinations, are out of their financial reach. But this isn’t always the case. While travel can be expensive, there are ways to travel for free or at deeply discounted rates. These … Continue reading

Posted in Budgeting, Personal Finance, Saving Money, Travel | Tagged , , , , , , , , | 2 Comments

Challenge Yourself: Fun Money Friday

Saving money (and spending it wisely) can get boring. It’s hard to deny yourself all of your wants and to consistently focus on “good” financial behavior. You can spice things up, though, by challenging yourself to improve in any area … Continue reading

Posted in Budgeting, Making Money, Personal Finance, Saving Money | Tagged , , , , , , , | 4 Comments

10 Ways Getting Out of Debt is Like Running a Marathon

Getting out of debt is an exhausting process that often requires a well thought out plan which needs to be accomplished step-by-step over a long period of time. When you’re buried under piles of dept, sometimes it feels as though … Continue reading

Posted in Budgeting, Debt, Personal Finance, Saving Money | Tagged , , , , , , , , | 8 Comments