Personal Finance Advice

This week a friend was forced to stay with us for a few days when her air conditioner broke down. When it’s 110 degrees outside, you have to stay somewhere and she has no family nearby and she couldn’t afford a hotel. While she was here, I had some frugal business to attend to. We [...]

I’ve noticed that some respondents to my previous articles seem to think that I’m living a life of deprivation because I choose to save money aggressively and live debt free. I want to set the record straight: A debt free life is not a poor life; it’s not a life of deprivation and suffering. It’s [...]

The other day, I went out for coffee with my teen-aged son. My son and I went on a Sunday and I was not sure whether the bakery would be open as it was late in the day. My son asked why we were going to that particular bakery; since there is a coffee shop [...]