Tag Archives: wants

Justification or the Truth?

I went out to lunch with a sometime friend/mostly acquaintance (it’s a complicated relationship) the other day and she spent the better part of the meal checking her cell phone, texting, and LOL’ing to Facebook posts. At one point she … Continue reading

Posted in Personal Finance, Relationships, Saving Money, Shopping | Tagged , , , , , , | 4 Comments

Sometimes Quitting Equals Winning

People like to refer to life as a game or a competition. The winners are the ones who accumulate the most or best things, achieve the most success, or get the most power. That’s the conventional wisdom, anyway, which means … Continue reading

Posted in Personal Finance, Work | Tagged , , , , , | 3 Comments

Blowing Money on Grail Objects

I have a friend who has lusted after a certain board game for years, now. It’s out of print and if you can find it on the secondary market in good to mint condition, it usually sells for north of … Continue reading

Posted in Budgeting, Personal Finance, Shopping | Tagged , , , , , , | 5 Comments

Become What You Envy

I have a relative who does nothing but whine about how she doesn’t have certain things, how she never gets to travel, she doesn’t have any money, and she’ll never own a nice car. Well, while I tend to think … Continue reading

Posted in Personal Finance | Tagged , , , , , , | 1 Comment

What Do You Need?

If you want to get ahead financially, one of the most important questions you can ask yourself is, “What do I need?” It seems like such a simple question, one where the answers should be immediately obvious. You need food, … Continue reading

Posted in Budgeting, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 2 Comments

Crafting a Healthier Approach to Work

I wrote earlier about just how far we should expect an employer to bend when dealing with work/life balance issues. The point of that piece was that while an employer may be willing to help you balance your work and … Continue reading

Posted in Personal Finance, Relationships, Work | Tagged , , , , , , , | 2 Comments

When Your Needs Become Wants

One of the keys to financial success is learning how to separate wants from needs. It sounds easy. A refrigerator is a need. A car (in most cases) is a need. Housing is a need. Utility usage is a need. … Continue reading

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Taking Issue With The Balanced Money Formula

If you’ve read the book, “All Your Worth” by Elizabeth Warren, you’ve probably seen her “Balanced Money Formula.” You may have seen it even if you haven’t read the book because it has become the budget of choice for many … Continue reading

Posted in Budgeting, Personal Finance, Saving Money | Tagged , , , , , , | 8 Comments

The Simple Question That Saves Money

When it comes to personal finance, the one question that can save you a lot of money, time, and heartache is, “Why?” Too often, though, it’s the question people don’t ask. I learned a long time ago to ask why … Continue reading

Posted in Budgeting, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , | 3 Comments

Amish Money: 10 Frugal Lessons from the Amish

Amish people and communities are unique in many ways. To most outsiders, they’re known mostly as soft-spoken people who live a simple life, don’t use electricity and don’t drive cars. They’ve also had just enough bad press to make some … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , , , , , , | 44 Comments

The Advantage of Over-Analyzing Your Spending

I’ve reached a point in my financial life where I tend to analyze everything to death. It’s not just because of the money, either, although that’s a big part of it. My small house only has so much space, so … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , , , , | 6 Comments

Reasons Not To Have A Cell Phone

I am probably one of the last people in the US that doesn’t have a cell phone. I don’t have a cell phone to protest in any way. I actually think there are a lot of interesting aspects to them. … Continue reading

Posted in Budgeting, Frugal, Personal Finance, Saving Money, Utilities | Tagged , , , , , , , , | 15 Comments

Know What Makes You Happy to Improve Your Finances

I am a firm believer, from my own experience, that after committing to spend less than you earn, the most important thing that you can do for your finances is to truly understand what is important to you and what … Continue reading

Posted in Budgeting, Frugal, Personal Finance, Relationships, Saving Money, Travel | Tagged , , , , , , , , | 5 Comments

Over-Saving: Walking the Line Between Saving and Living

We just bought some new living room furniture. Our old furniture was just that: Old. While it was still serviceable, it was no longer that comfortable. Yes, we could still sit on the couch, but the couch had lost a … Continue reading

Posted in Budgeting, Frugal, Housing, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 7 Comments

Wants that Morph Into Needs

Last year I finally caved in to my baser urges and bought a Wii. I also bought the Wii Fit and balance board to go with it so I could get a little fun exercise on bad weather days. I’ve … Continue reading

Posted in Entertainment, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , | 11 Comments

The Want List

A couple of weeks ago I wrote about how helpful a shopping list can be when you want to save time and money. I’m a firm believer in lists. I compile pro and con lists when I have to make … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , , , , | 3 Comments

What Do You Want?

What do you want? I don’t mean what fantastic things do you wish you owned or could do or could be. What reasonable things do you want in life that you do not currently have? Do you want to be … Continue reading

Posted in Health, Personal Finance | Tagged , , , , , , | 4 Comments

A Life Without Debt: Saying Screw The Budget

A friend of mine who, like me, has always lived a debt free life recently ran into a perfect storm of disasters. He was diagnosed with an illness and, despite having good medical coverage, ended up with bills that threatened … Continue reading

Posted in Budgeting, Credit Cards, Debt, Frugal, Holidays, Personal Finance, Saving Money | Tagged , , , , , , | 8 Comments