Tag Archives: wants vs needs

25 Ways to Discover and Reach Your Financial Goals

By Kimberly Foss, CFP, FCWA, and author of Wealthy by Design: A Five Step Plan for Financial Security. A friend of mine recently shared the story of an unsettling trip to the supermarket. Her husband was out of town and … Continue reading

Posted in Budgeting, Credit Cards, Debt, Insurance, Investing, Personal Finance, Relationships, Saving Money | Tagged , , , , , , , | 1 Comment

What Do You Need?

If you want to get ahead financially, one of the most important questions you can ask yourself is, “What do I need?” It seems like such a simple question, one where the answers should be immediately obvious. You need food, … Continue reading

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10 Reasons to Avoid Black Friday

With Black Friday just around the corner, you might be wondering if you should take a peak at the advertisements and possibly wade into the crowds to try to score a great deal. Don’t! Seriously, it isn’t worth it. You’re … Continue reading

Posted in Budgeting, Credit Cards, Holidays, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , | 6 Comments

Spend Money Where It Matters Most

One problem people have when it comes to money is prioritizing. They either don’t have the ability to sort out what matters most, or they simply can’t decide what’s most important. It’s a skill people need to master because achieving … Continue reading

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Reasons Not To Have A Cell Phone

I am probably one of the last people in the US that doesn’t have a cell phone. I don’t have a cell phone to protest in any way. I actually think there are a lot of interesting aspects to them. … Continue reading

Posted in Budgeting, Frugal, Personal Finance, Saving Money, Utilities | Tagged , , , , , , , , | 16 Comments

Know What Makes You Happy to Improve Your Finances

I am a firm believer, from my own experience, that after committing to spend less than you earn, the most important thing that you can do for your finances is to truly understand what is important to you and what … Continue reading

Posted in Budgeting, Frugal, Personal Finance, Relationships, Saving Money, Travel | Tagged , , , , , , , , | 5 Comments

Wants that Morph Into Needs

Last year I finally caved in to my baser urges and bought a Wii. I also bought the Wii Fit and balance board to go with it so I could get a little fun exercise on bad weather days. I’ve … Continue reading

Posted in Entertainment, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , | 11 Comments