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Four Important Reasons To Harp On Small Expenses


I’ve been helping a neighbor attack her New Year’s resolution to get her finances in order. She’s been writing down all of her spending for a couple of weeks and I’m helping her identify things that can be cut back. Like a lot of people, she spends a lot on things like coffee from Starbucks, [...]

The Difference Between “Saving” and “Not Spending”


While watching the train wreck that is “Extreme Couponing” the other day, I was struck by how so many of these people seemed to have become confused about the difference between saving money and not spending money. One woman was claiming that she’d saved $40,000 on her family’s grocery bill in one year. But would [...]