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	<title>Personal Finance Advice &#187; tough times</title>
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	<description>Bridging the gap between saving money and investing</description>
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		<title>Businesses That Should Not Be Thriving</title>
		<link>http://www.pfadvice.com/2010/09/02/businesses-that-should-not-be-thriving/</link>
		<comments>http://www.pfadvice.com/2010/09/02/businesses-that-should-not-be-thriving/#comments</comments>
		<pubDate>Thu, 02 Sep 2010 09:39:47 +0000</pubDate>
		<dc:creator>Wixx</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Cars]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[businesses]]></category>
		<category><![CDATA[recession]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[spending money]]></category>
		<category><![CDATA[tough times]]></category>
		<category><![CDATA[what to spend money on]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=6487</guid>
		<description><![CDATA[I have recently read a number of articles about the businesses which are being hit the hardest by the current downturn in US and well as the global economy. This got me thinking about the businesses that should be affected, even though apparently some of them aren&#8217;t. Giant Gas Guzzling SUVs: Not only are they [...]]]></description>
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		<slash:comments>7</slash:comments>
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		<title>Little House on the Prairie Financial Lessons</title>
		<link>http://www.pfadvice.com/2009/07/23/little-house-on-the-prairie-financial-lessons/</link>
		<comments>http://www.pfadvice.com/2009/07/23/little-house-on-the-prairie-financial-lessons/#comments</comments>
		<pubDate>Thu, 23 Jul 2009 07:01:29 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Entertainment]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Work]]></category>
		<category><![CDATA[Christmas costs]]></category>
		<category><![CDATA[Credit]]></category>
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		<category><![CDATA[Little House on the Prarie]]></category>
		<category><![CDATA[tough times]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4872</guid>
		<description><![CDATA[I grew up watching Little House on the Prairie in the 70&#8242;s. Each episode had a moral to it, but it wasn&#8217;t until I staged a marathon viewing session courtesy of Netflix that I realized how many of those episodes dealt with the subject of money in some form. Maybe some of my money habits [...]]]></description>
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		<slash:comments>8</slash:comments>
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		<title>A Life Without Debt: Getting By In Tough Times</title>
		<link>http://www.pfadvice.com/2009/03/10/a-life-without-debt-getting-by-in-tough-times/</link>
		<comments>http://www.pfadvice.com/2009/03/10/a-life-without-debt-getting-by-in-tough-times/#comments</comments>
		<pubDate>Tue, 10 Mar 2009 08:01:29 +0000</pubDate>
		<dc:creator>Sadie Morris</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Work]]></category>
		<category><![CDATA[debt free]]></category>
		<category><![CDATA[debt free living]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[penny pinching]]></category>
		<category><![CDATA[tight budget]]></category>
		<category><![CDATA[tough times]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4207</guid>
		<description><![CDATA[One of the things you learn when you live a life committed to being debt free is how to get by in tough times. We&#8217;ve had our share of lean years, emergencies, and layoffs and yet we&#8217;ve always managed to remain debt free. The worst time I can remember was after we were first married [...]]]></description>
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		<slash:comments>4</slash:comments>
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		<title>Dear Mr. CEO</title>
		<link>http://www.pfadvice.com/2008/09/03/dear-mr-ceo/</link>
		<comments>http://www.pfadvice.com/2008/09/03/dear-mr-ceo/#comments</comments>
		<pubDate>Wed, 03 Sep 2008 13:01:42 +0000</pubDate>
		<dc:creator>Christina Pifer</dc:creator>
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		<category><![CDATA[bonus]]></category>
		<category><![CDATA[ceo]]></category>
		<category><![CDATA[coffee]]></category>
		<category><![CDATA[dress code]]></category>
		<category><![CDATA[Free]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[motivation]]></category>
		<category><![CDATA[perks]]></category>
		<category><![CDATA[tight]]></category>
		<category><![CDATA[tough times]]></category>

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		<description><![CDATA[Dear Mr. CEO of a fiction company that bears no resemblance whatsoever to the author&#8217;s current real-life employer: We, your loyal employees, understand money is tight. We know you&#8217;re doing everything you can to keep the company running. But morale is down. Your employees think all you care about is meeting a sales number. Do [...]]]></description>
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