Personal Finance Advice

When times are tough financially, it’s tempting to look only at the negatives. It’s easy to focus on what you can’t have and what you can’t do. But there are positives to financial hardship, if you choose to look for them. Having a positive outlook on your financial situation can make it easier to deal [...]

I have recently read a number of articles about the businesses which are being hit the hardest by the current downturn in US and well as the global economy. This got me thinking about the businesses that should be affected, even though apparently some of them aren’t. Giant Gas Guzzling SUVs: Not only are they [...]

I grew up watching Little House on the Prairie in the 70′s. Each episode had a moral to it, but it wasn’t until I staged a marathon viewing session courtesy of Netflix that I realized how many of those episodes dealt with the subject of money in some form. Maybe some of my money habits [...]

One of the things you learn when you live a life committed to being debt free is how to get by in tough times. We’ve had our share of lean years, emergencies, and layoffs and yet we’ve always managed to remain debt free. The worst time I can remember was after we were first married [...]

Dear Mr. CEO of a fiction company that bears no resemblance whatsoever to the author’s current real-life employer: We, your loyal employees, understand money is tight. We know you’re doing everything you can to keep the company running. But morale is down. Your employees think all you care about is meeting a sales number. Do [...]