Personal Finance Advice

I hate waste. I hate that sometimes I have to throw something away without having gotten maximum use out of it. I hate the waste of money and the waste of resources. Unfortunately, I’ve learned that there are instances where I end up wasting things. For example, I cannot use up an entire head of [...]

Generally, I don’t do New Year’s resolutions. I tend to decide to do things throughout the year and then just get on with them. New Year’s resolutions come with to much pressure and they’ve always seemed forced to me. So I tend to avoid them. But this year is different. I have one New Year’s [...]