Site Archives time management

10 Advantages of Keeping All of Your Accounts at One Financial Institution


Last week I wrote a piece about the advantages of keeping accounts at multiple financial institutions. The benefits range from having fall back money if one account is compromised to taking advantage of the strengths of certain types of banks. While I feel that it is best to keep accounts at a least a couple [...]

Recapturing Small Bits of Wasted Time


The old saying, “Time is money,” is true in a lot of ways. This is literally true at work. You put in time, you get paid. In some cases the more time you put in, the more you get paid thanks to overtime. It’s also true when it comes to frugal activities or other activities [...]

Increase Productivity: Break Your Day Into Periods


A couple of weeks ago I wrote about the benefits of a timer for increasing productivity. When you use a timer, you can break tough or dreaded tasks down into small increments of time. Doing this can keep you from getting bored or frustrated and enable you to make slow but steady progress toward your [...]

Recapturing Wasted Time


My local gas station usually puts up motivational or religious thoughts on their marquee, right below the prices. (I think it’s because when you see the price you need a pick me up after the sticker shock.) This week’s offering said, “Dear God, please help me pay attention only to what is important.” While I [...]

Frugality Buys You Time


We all know that time is our most finite resource. We all have a set number of days on this planet and we’re not getting any more. We can’t make or buy more time. Since we can’t make more time, it’s important to make the most of the time we do have. I’ve found that, [...]

Are You Wasting Time In Bed?


I don’t need a lot of sleep. That does not surprise me because my father does not need a lot of sleep either. Usually about 5.5 hours is enough for me. If I go to sleep at midnight or 1am, I am usually wide awake at 6 or 6:30am and I start my day with [...]

15 Excuses That Are Wrecking Your Finances


We all tend to make excuses from time to time. It’s just human nature. But I’ve seen people rely too heavily on excuses when it comes to finance. When they have too much debt or can’t seem to make ends meet they pull out the excuses as to why their life has to be this [...]