Tag Archives: student loans

10 Types of Unsecured Loans to Choose From

Unsecured loans are loans that aren’t attached to collateral. A lot of people like unsecured loans because they don’t have to worry about losing everything if they’re unable to pay. However, if you’re thinking of taking out an unsecured loan, … Continue reading

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Americans Love Debt Again: Consumer Credit Card Spending Surges by $8.8 Billion

Consumers seem to have forgotten their lesson that debt is not their friend. In what might be a positive sign for the economy that consumer spending is increasing, the April data from the Federal Reserve isn’t good news for those … Continue reading

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Consumer Borrowing Increase Verifies Consumers Still Stink at Finances

If there was any ray of hope that US consumers could learn the lesson that consumer debt was not their friend, and try to part ways with it, the latest numbers suggest that consumers have no intention of breaking up … Continue reading

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Is StudentZoom a Scam or Legit?

For those who are dealing with student loans, consolidation of these loans often holds a great appeal, especially if you’re able to sign-up for an income-based repayment plan. There are a lot of companies out there claiming that they can … Continue reading

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21 Reasons Dave Ramsey Sucks at Giving Credit Score Advice

There are huge disadvantages of having no credit score. I actually know this better than most. After living over ten years in Japan, I came back to the US naively assuming that the credit history I had built over there … Continue reading

Posted in Budgeting, Credit Cards, Debt, Education, Housing, Insurance, Personal Finance, Saving Money, Travel, Work | Tagged , , , , , , , , | 100 Comments

Death by Debt: 25 Ways You’re Killing Your Credit

By Jason Bushey Few sectors of personal finance are as misunderstood as credit. We’ve all been passed on some semblance of how credit score works by our parents, but often those before us are as confused about their scores as … Continue reading

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10 Great Financial Gifts for the College Graduate

While money gifts aren’t the best financial gift you can give your kids, that doesn’t mean that they aren’t a good choice at times. Sometimes it’s hard to figure out what gift to get for a new college graduate. Do … Continue reading

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What Counts as Being Debt Free? – A Life Without Debt

In writing this column, one of the things that I see frequently in the comment trail is an argument about what counts as being debt free. Some people argue that debt free means freedom from consumer debt such as credit … Continue reading

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Going Into Debt to Have Kids

By Maggie Ellis It is widely taught in financial education that there are only two kinds of debt that can be considered “good debt”: A mortgage and student loans (as long as they aren’t beyond your ability to repay comfortably). … Continue reading

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