Tag Archives: spending

10 Daily Actions Keeping You in Debt

It’s hard to get out of debt. Sometimes it’s easy to feel that no matter how hard you try, you’ll never be able to pay off all your debt and expenses. While you might have reassessed your finances and figured … Continue reading

Posted in Budgeting, Credit Cards, Debt, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 5 Comments

It’s Dirt Cheap!

The other day I was perusing another personal finance message board when I came upon, of all things, a debate about the merits of Blu-ray versus standard DVD. It came about because someone was mad that they were being “forced” … Continue reading

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Should Income Be “Disposable?”

One of the financial phrases that always irks me is “disposable income.” Disposable income is money that has no designated purpose and thus can be blown on anything you want. It’s money that is not “needed” to meet your obligations … Continue reading

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First Difficult Choice: Day 3

Well, I knew this day was bound to happen. I just wish that it would have been a little later into the year. Having it come so quickly into the new year only confirms that I will likely have to … Continue reading

Posted in Budgeting, Entertainment, Minimum Wage Challenge, Personal Finance, Saving Money | Tagged , , , , , , , | 7 Comments

Ten Ways We Psychologically Hurt Our Relationship With Money

By Dr. Charles Richards Why is it that just when everything seems to be going well financially and you feel like you’re getting ahead, something seems to crop up that alters your plans? In my practice as a psychotherapist, I’ve … Continue reading

Posted in Budgeting, Credit Cards, Debt, Personal Finance, Relationships, Saving Money | Tagged , , , , , , , , , , , , , , , | 2 Comments

Things I Am Unwilling To Give Up

I write a lot about things that I can eliminate in order to save money, but I am actually to the point where I really have nothing else that I particularly want to eliminate from my life or my household. … Continue reading

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Degrees Of Loyalty

What’s in a name? Sometimes a lot. And sometimes not a lot. It all depends on what name is at issue and what associations you have with that name. If someone calls you by your name, you will recognize it. … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , , , , | 6 Comments

Getting Household Items Without Touching Your Cash: Strange Spending

Like most people, I used to factor groceries, toiletries, and household items into my regular budget. The cost of those items had to be deducted from my cash flow. That was before I discovered how to pay for most of … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , , , , , , | 15 Comments

Good Reasons To Spend Money

There are a lot of reasons to spend money and each of us has his or her own. Our attitudes and perspectives are forged over lifetimes spent earning and spending and enjoying and regretting. I can look at any number … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , , , , | 9 Comments

Why Pay to Feel Bad?

I’ve written before about how we’ve cut out cable TV, preferring instead to use Netflix and over the air channels for our entertainment needs. Recently, however, we allowed cable back into the house. I’m a huge Olympics and tennis junkie … Continue reading

Posted in Entertainment, Personal Finance | Tagged , , , , , | 9 Comments

A Life Without Debt: A Different Kind of Judgement

I’m a huge Star Wars nerd and many of my favorite quotes come from the Jedi Master, Yoda. My personal favorite is the following: “Size matters not. Look at me. Judge me by my size, do you? Hmm? Hmm. And … Continue reading

Posted in Personal Finance, Relationships | Tagged , , , , , , , , | 8 Comments

Fast Food Hamburger Ad vs Reality

Have you ever wondered why the look of fast food is always so much different in the ads than it is in reality? It’s because they hire professional food make-up artists to make the food look better than it ever … Continue reading

Posted in Financial Videos, Food / Groceries, Personal Finance | Tagged , , , , , , , | 3 Comments

How To Avoid Looking Cheap

I need to buy new sneakers today. I know this because when I took my dog for a walk this morning, the plastic heel guard in my right sneaker tore through the fabric cover and scratched my heel. More specifically, … Continue reading

Posted in Frugal, Personal Finance, Relationships, Saving Money | Tagged , , , , , , | 10 Comments

Five Ways To Spend Your Money Wisely

My family and I have lived in the same house for close to a decade. When we moved here, there were six palm trees on our rather small lot, and I could trim all of them on my own. A … Continue reading

Posted in Personal Finance, Shopping | Tagged , , | 8 Comments

Ten Things I Want to Buy, But Won’t

I, like a lot of people, have a list of things that I would like to own. There can be a lot of fun in fantasizing about all the things you’d like to have and the fun you’d have owning … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , , , , , | 20 Comments

Standards for Living Expenses

If you’re trying to scale back your spending and live within your means or just save a little more each month, how do you determine reasonable spending amounts for each category of spending in your life like food, clothes, and … Continue reading

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Trash the Budget and Get Happy

In 2008 you worried and logged every cent you made. You made out a budget and tried to stick to it. Every month you failed. Something came up and you overspent. It caused a great deal of tension and maybe … Continue reading

Posted in Budgeting, Personal Finance, Saving Money | Tagged , , , , , , | 2 Comments

Money vs. Misery

While at a networking event the other day, I couldn’t help but overhear a conversation between two guys. The first guy was complaining about how much he hated his job. He said he couldn’t stand the job, the people, the … Continue reading

Posted in Budgeting, Making Money, Personal Finance | Tagged , , , , , , | 2 Comments

How to Offset the Cost of Luxury

Al Gore offsets his carbon footprint. Volunteering for your community is offset for minor crimes. If you can offset those, you can definitely offset luxurious spending. The opportunity or the cost of that opportunity is a perceived value. Sometimes you … Continue reading

Posted in Personal Finance | Tagged , , , | 6 Comments

What Tricks Help You to Keep from Spending Money?

The question to get your morning rolling today is, What tricks help you from spending money? I was talking with a friend who is super frugal except when it comes to traveling. It seems that he spends virtually all his … Continue reading

Posted in Personal Finance, Shopping | Tagged , , , , , , | 19 Comments