Personal Finance Advice

A couple of weeks ago I wrote about the benefits of a timer for increasing productivity. When you use a timer, you can break tough or dreaded tasks down into small increments of time. Doing this can keep you from getting bored or frustrated and enable you to make slow but steady progress toward your [...]

When I was in college and, later, working my first jobs, I never had a regular schedule. The jobs I had back then were either temporary or service oriented. Sometimes I’d work nights, sometimes days, and sometimes both. I worked holidays, weekends, and other times when no one else could or would work. It wasn’t [...]

Believe it or not, your daily schedule says a lot about your spending habits. Is your schedule packed to the gills with spending opportunities? For example, do you schedule your days around eating out, going to the mall, or going to the movies? Are these the items on your to-do list that are most important? [...]