Tag Archives: saving

Can You Ever Really Be Financially “Ready” to Have a Baby?

The most common question my husband and I have been asked since we got married a couple of years ago is “When are you guys going to have kids?” Each time, we give the same answer — that were not … Continue reading

Posted in Budgeting, Personal Finance, Saving Money | Tagged , , , , , | 30 Comments

Finding the Best Saving Opportunities in Changing Circumstances

One thing saving has in common with the rest of life is that opportunities are always changing. Economic conditions, companies’ offers and policies, tax laws, and personal financial situations are not static. As a result, the best ways to save … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , , , | 1 Comment

10 Great Places To Find Coupons

The other day someone mentioned to my husband something about the fact that I always find the best deals and I always have a coupon for something. That’s actually a pretty true statement. I can sniff out a coupon a … Continue reading

Posted in Food / Groceries, Saving Money | Tagged , , , | 10 Comments

Sometimes, It Doesn’t Pay to Save

“Act now, and you may be able to pay less than you owe!” proclaims an ad for debt consolidation services. I’m all for paying off debts, but I was offended. Why should some people be allowed to pay less than … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , , , | 12 Comments

10 Ways to Save Money when Eating Out

When saving money, meals in restaurants are rightfully one of the first expenses to be cut, but if you hate to cook as much as I do, budgeting for a meal or two out each week may save enough of … Continue reading

Posted in Food / Groceries, Saving Money | Tagged , , , , , , | 8 Comments

Funding The Holidays: Twelve Funds of Christmas

Christmas cheer kicked in when I returned from my vacation and decorated my house. I emptied my Post Office box into a bag, then onto my table. Christmas cards (I scribble on a notebook some addresses before the envelopes disappear), … Continue reading

Posted in Frugal, Holidays, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , | Leave a comment

Wal-Mart Has a New Coupon Policy

In recent weeks I’ve seen reports flying around the Internet that some Wal-Mart stores are accepting only ten coupons or less per transaction. For a heavy coupon user like me, this is bad news. I had hoped that perhaps it … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 39 Comments

Sheet Music – 10 Free or Nearly Free Ways to Get It

I became intrigued with collecting sheet music for various instruments, most of which I play, ever since my mom came home from an auction with a box full of sheet music in pristine condition, dated in a range of the … Continue reading

Posted in Frugal, Saving Money | Tagged , , , , , | 1 Comment

Sometimes, All You Have to Do is Ask to Save Money

By Jennifer Derrick I recently returned from two weeks of traveling for both business and pleasure. As I was setting up the components of the trip (hotels, rental cars, etc.) I was disappointed to discover that there were virtually no … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , , , , | 4 Comments

The Real Reason People Save Money

This morning it was 2 degrees outside when I woke up. When it’s that cold outside, most people tend to want a hot cup of coffee or hot chocolate to warm them up. However, I made myself an iced latte … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , , | 8 Comments

Ways to Save for your Children’s Futures

I know many kids who grow up and go to college on their own dime, spending all their own hard earned cash for the next twenty years getting out of that debt. I also know of several kids who had … Continue reading

Posted in Education, Personal Finance | Tagged , , , , , , , , , | 21 Comments

Using Product Loyalty Programs to Help Teach Saving Skills

As a child, I went grocery shopping with my adult sister at a store that didn’t exist in my hometown. When she checked out, the cashier gave her a number of stamps based on how much she had spent, and … Continue reading

Posted in Food / Groceries, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 6 Comments

Frugal Tricks to Make Consumable Purchases Last Longer

Other than our mortgage and utilities, the majority of our regular spending goes to consumables. It’s amazing to think how much it costs to keep our bodies fed, clean, and healthy. Penny pincher that I am, I try to squeeze … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , , , , , , | 12 Comments

Winter Fun: Ways to Enjoy the Snow for Little Money

We recently had our first snow of the winter and now my city is under a blanket of white. Snow sure makes everything more beautiful (except the roads and my car). Many people take advantage of winter sports like skiing, … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , , , , , , , | 3 Comments

Small Savings Add Up and Here’s The Proof

Some people are “pound wise and penny foolish.” That is, they focus their savings efforts only on big items while letting small amounts of money slip through their fingers. Having tallied up my “penny savings” from last year, I can … Continue reading

Posted in Food / Groceries, Personal Finance, Saving Money, Shopping | Tagged , , , | 13 Comments

The Frugal Counterculture

“Countercultural” is one of the last things most people would call me, but the description that fits me well. Chances are, if you are reading this article, you are countercultural, too. Living within your means and saving for the future … Continue reading

Posted in Frugal, Personal Finance | Tagged , , , , , , | 11 Comments

The Best Way to Save Money – Learn Contentment

Personal finance books and articles offer many simple ways to save money — cut out a daily trip to Starbucks, turn down the heat by one degree, order water at restaurants — and all of these tips are useful, but … Continue reading

Posted in Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , | 9 Comments

Stuff I Just Don’t Buy Anymore

We haven’t had a significant salary raise in this household for quite some time. Yet, despite the fact that our income hasn’t gone up very much, our standard of living has increased. We’re able to travel more and buy more … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , , | 18 Comments

To Be Green, Prepare to Spend Some Green

I try to live an environmentally friendly life. Among other things, I drive a smaller car, I recycle, and I use compact fluorescent light bulbs. I’m interested in doing more to help the environment, but sometimes I find myself stymied … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , , | 9 Comments

Prepare For Your Financial Winter in Times of Plenty

Posted in Personal Finance, Saving Money | Tagged , , , , | 4 Comments