Tag Archives: saving

Dave Ramsey Financial Peace University Review: Week 10

This week we moved on to Baby Steps Four and Five, which are saving for retirement and saving for your kids’ college education. Baby step four was on deck first, which is to save 15% of your household income in … Continue reading

Posted in Education, Investing, Personal Finance, Saving Money | Tagged , , , , , , , , , , , , , | 2 Comments

Why Literacy Is An Important Financial Building Block

“More than 20 percent of adults read at or below a fifth-grade level – far below the level needed to earn a living wage.” – National Institute for Literacy “Nearly half of America’s adults are poor readers, or ‘functionally illiterate.’ … Continue reading

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What Tricks Help You to Keep from Spending Money?

The question to get your morning rolling today is, What tricks help you from spending money? I was talking with a friend who is super frugal except when it comes to traveling. It seems that he spends virtually all his … Continue reading

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The Best Voyeuristic Financial Books

A few weeks ago I wrote about books that are valuable for every level of financial knowledge. Almost all of those books were “how-to” books or books about developing and implementing investment strategies. This week I’m going to recommend a … Continue reading

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Falling Off the Dave Ramsey Diet

If you’re interested in personal finance, you probably know who Dave Ramsey is. If you don’t know, he’s a television and radio personality (and author) who preaches a “common sense” approach to getting out of debt and creating wealth. His … Continue reading

Posted in Budgeting, Personal Finance | Tagged , , , , , , , | 158 Comments

Books For Every Level of Financial Acumen

I’m a huge fan of reading. I believe that reading, both fiction and non-fiction, is a great way to learn new things and be exposed to more than you typically see in your daily life. If you want to learn … Continue reading

Posted in Investing, Personal Finance, Saving Money | Tagged , , , , , , , | 10 Comments

The Money Saving Aspects of Daylight Savings Time

I’m a huge fan of daylight savings time. I hate the long dark winters and get excited when we make the transition to longer days. But beyond my joy at more daylight, the transition to daylight savings time also saves … Continue reading

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When It Comes to Saving, “Instead of

“Instead of using coupons, I buy things on sale” is a statement I hear often from people who think I waste my time clipping coupons. My response is, “Why not do both? If you use the coupons for things that … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , , , , , | 13 Comments

Free (Or Nearly Free) Entertainment For Every Week of the Year

A lot of people ask me: “If you don’t watch TV and you choose to limit movies, clubs, restaurants, etc. in order to save money, what do you do for entertainment? Aren’t you bored?” I usually look at them, dumbfounded, … Continue reading

Posted in Entertainment, Frugal, Personal Finance, Saving Money | Tagged , , , , , , , , | 19 Comments

Ten Ways to Reduce the Cost of Printing from Your Home Computer

Printing invitations, photos, shipping labels, and other paper items from a home computer is one do-it-yourself activity many people erroneously adopt in an effort to save money. While printing from home rather than buying in a store can save money … Continue reading

Posted in Personal Finance, Saving Money, Shopping, Work | Tagged , , , , , , , | 13 Comments

Short-List Grocery Shopping Tips

I went to the grocery store this morning. My list included four items. I returned with ten. It would seem I had a problem with the impulse buy. That’s not, however, the case. Four of the things I returned with … Continue reading

Posted in Food / Groceries, Saving Money, Shopping | Tagged , , , , , | 4 Comments

“I Spy” a Saving Opportunity

Just in case you have spotted me checking out all the library books I can find by Walter Wick, best known as co-creator of the I Spy books, I have a confession to make: they’re not really for my kids. … Continue reading

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32 Reasons to Be Frugal Besides Saving Money

I’m frequently asked why I choose to be frugal. Is it all about saving money? My answer is always, “No, it’s not all about saving money, although that’s a nice side effect.” Saving money tends to be the driving reason … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , | 33 Comments

Is Camping Still an Economical Way to Travel?

I have always enjoyed camping, first in a tent and then in a mini-motorhome. We’ve always found it to be an economical way to travel. It’s always been cheaper than flying or driving, staying in a hotel room, and eating … Continue reading

Posted in Holidays, Personal Finance, Saving Money, Travel | Tagged , , , , , , , | 26 Comments

Top Dollar Store Finds

For a store where everything’s a dollar, I’m surprised I don’t shop there more often. I guess I’m a creature of habit so I’m more likely to go to a store that I know will have a particular item in … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , , , | 8 Comments

Want to Save Money? Stay Home!

I find that usually the weekends are the only time I have to do any sort of shopping, whether it be for groceries, clothes, stuff for the house, or pretty much anything we need (or sometimes don’t need). But the … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , , , | 6 Comments

Care Packages: Thanks that Costs Less

I got a letter today from a soldier in Bagdad. She’s bored. She ranted about the perpetuality of her job, and the things she “always” does, and my first instinct is to send her another package. She suggested we send … Continue reading

Posted in Relationships, Shopping | Tagged , , , | 17 Comments

Leaving the Sale Behind

I am a sucker for sales. I’m the kind of person that will buy something that is deeply discounted even though I don’t really need it. I’ve come to realize that no matter how good of a deal it is, … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , , , | 3 Comments

Can You Ever Really Be Financially “Ready” to Have a Baby?

The most common question my husband and I have been asked since we got married a couple of years ago is “When are you guys going to have kids?” Each time, we give the same answer — that were not … Continue reading

Posted in Budgeting, Personal Finance, Saving Money | Tagged , , , , , | 30 Comments

Finding the Best Saving Opportunities in Changing Circumstances

One thing saving has in common with the rest of life is that opportunities are always changing. Economic conditions, companies’ offers and policies, tax laws, and personal financial situations are not static. As a result, the best ways to save … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , , , | 1 Comment