Personal Finance Advice

We all feel the need to reward ourselves sometimes. Maybe we reach a tough goal such as losing fifty pounds, or we accomplish a significant milestone on the way to a larger goal, such as finishing the novel that must now be sent out to agents and publishers. Whatever the reason, rewards can give us [...]

Ah, hurricane season is here again. That means it’s time to check over the emergency kit and make sure I have enough water, food, and other supplies to make it through several days if we should lose power. Even if we don’t get a hurricane this year, there’s snow and ice season to look forward [...]

We all tend to make excuses from time to time. It’s just human nature. But I’ve seen people rely too heavily on excuses when it comes to finance. When they have too much debt or can’t seem to make ends meet they pull out the excuses as to why their life has to be this [...]

What I am about to say may be shocking to some in financially responsible circles: I use my credit cards more and more each year. Now, to make a disclaimer, I have never been tempted to rack up credit card debt and have only once failed to pay off the balance in full (a mistake [...]

I have never been able to make money online. I’m terrible at it. I’ve done survey sites, sign-up for stuff sites, read these email sites and rate our product sites. I’m resigned to the fact that I’m just not creative or persevering enough to read 500 2-cent emails to make the 10 dollar minimum that [...]