Personal Finance Advice

Credit cards get a bad rap in frugal circles. The high interest rates and the ability to quickly get deeply into debt make credit cards seem opposed to any sort of money saving lifestyle. This is true if they are used irresponsibly. However, if used responsibly and carefully, credit cards have advantages which can be [...]

The other day I stumbled across an advertisement for Bank of America’s new Brighter Planet credit card. The idea behind the card is that every dollar you spend earns points which are then converted to purchase carbon offsets. Bank of America is not the first credit card company to try to convince us that we [...]