Tag Archives: Retirement

What If You Don’t Want to Retire?

I have an uncle who is pushing ninety years old. He still gets up early, gets dressed, and goes to work every day and often on weekends. He doesn’t do it for the money; he’s covered in that department. He … Continue reading

Posted in Health, Making Money, Personal Finance, Retirement | Tagged , , , , , , | 2 Comments

Time Flies and It’ll Cost You

Last year there were changes to our health insurance plan. The employer has always used a high deductible plan and they have always been kind enough to contribute $2,000 toward that deductible. The money has always been available at the … Continue reading

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Planning for Old Age: You Need to Do More Than Save Money

You’d think that all anyone has to do these days to secure an enjoyable and comfortable retirement is save money. The media, financial gurus, and your employer harp on money as the end-all, be-all of retirement. Just get there with … Continue reading

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Retirement Planning: Consider Your Time as Well as Your Money

Retirement can be a scary thing. You wouldn’t think so, since so many people look forward to the day when they can stop working and take it easy. However, the financial and emotional adjustments can cause problems if you aren’t … Continue reading

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Stop Robbing Your Future Wealth

One of the hardest things for many people to see in relation to their finances is how their actions today are robbing them of future wealth. It’s easy to focus on today and think that if you can make the … Continue reading

Posted in Debt, Housing, Personal Finance, Retirement | Tagged , , , , , | 3 Comments

How to Use a Retirement Calculator

You’ve probably seen retirement calculators scattered all over the Internet. Almost every bank and brokerage firm has their own. You can also find them at sites like CNN Money or MSN Money. With so many available, you’d think that everyone … Continue reading

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The Completely Tax Free Roth IRA: Strange Ways to Save

SavingAdvice is starting a new column that’s going to look at strange, offbeat ways to save and make money. Anything that’s a little odd, uncommon, or contrarian is fair game – as long as it’s legal. You probably already know … Continue reading

Posted in Investing, Making Money, Personal Finance, Retirement, Saving Money, Taxes | Tagged , , , , , | 10 Comments

Why No One Saves for Retirement

If you follow financial news, you see the statistics all the time. The average 401(k) balance is $10,000. Or less, depending on the report. Seventy percent of Boomers haven’t saved nearly enough for retirement. Only fifteen percent of people eligible … Continue reading

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Dave Ramsey Financial Peace University Review: Week 10

This week we moved on to Baby Steps Four and Five, which are saving for retirement and saving for your kids’ college education. Baby step four was on deck first, which is to save 15% of your household income in … Continue reading

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A Life Without Debt: Procrastination Is The Enemy

Over my years of debt free living I’ve learned that procrastination is a huge enemy to staying debt free. We all tend to say, “I can take care of that tomorrow,” and put off things we don’t want to (or … Continue reading

Posted in Debt, Personal Finance, Saving Money | Tagged , , , , , , , , , , , , , , | 8 Comments

What Happens If I Can’t Retire?

In financial circles the big push is to get people to save enough money so that they can retire in comfort. That’s a noble goal, but the fact is that more and more people aren’t going to be able to … Continue reading

Posted in Budgeting, Health, Personal Finance, Retirement, Saving Money, Work | Tagged , , , , , , , , , , | 9 Comments

How I Retired Early

By Retire@50 It’s the dream of many to retire early. This is how I did it: I had a paradigm shift: It was the early 80s and I was in my early 20s. I was working an entry level job … Continue reading

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A Life Without Debt: Building the Retirement Nest Egg

Debt free living has one important benefit that many people don’t consider at first. Sure, it makes bill paying easier and it lets you save for vacations and other fun things, but it also lets you save big sums for … Continue reading

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Enabling Self-Indulgent Adult Children Is Not Good Parenting

About ten years ago, a woman I know gave up a high paying job in Connecticut because she felt that she could not handle the stress. She moved to rural Florida for a few years, lived with a guy she … Continue reading

Posted in Housing, Personal Finance, Relationships, Work | Tagged , , , , , , | 86 Comments

The Four Keys to a Successful Financial Future

There are many things you can do to improve your finances. We talk a lot about the various ways to cut your spending and increase your savings, both big and small. All the options can be difficult to sort out. … Continue reading

Posted in Debt, Insurance, Investing, Personal Finance, Retirement, Saving Money | Tagged , , , , , , | 6 Comments

Reached Financial Independence. Now What?

I have a friend who has reached financial independence at the relatively young age of thirty-eight. He is completely debt free, having paid off his modest mortgage several years ago and owing nothing else. He has enough money invested to … Continue reading

Posted in Personal Finance, Retirement, Work | Tagged , , , , | 15 Comments

Five Tried and True Financial Fundamentals

When my interest in personal finance began to grow, I began to seek out knowledge from sources such as books, the Internet and personal advice, as well as various other sources. But if you’ve ever read more than one finance … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , | 10 Comments