Personal Finance Advice

I must admit that I wish I had more artistic talent. When there is an art piece that catches my eye, I can stare at it for hours wondering how the artist was able to visualize the final piece from the raw materials she decided to use. I also must admit that I have a [...]

I hate waste. I hate that sometimes I have to throw something away without having gotten maximum use out of it. I hate the waste of money and the waste of resources. Unfortunately, I’ve learned that there are instances where I end up wasting things. For example, I cannot use up an entire head of [...]

Over the years I’ve inherited quite a bit of stuff from my relatives. Dishes, jewelry, books, scrapbooks, pictures, clothing, keepsakes, letters, souvenirs from far away places, and even a trunk have all come my way as relatives have passed away or downsized their lives. For the longest time this stuff just sat in various places [...]

One of the best ways to save money and be frugal is to find ways to reuse things that can no longer be used for their intended purpose. I’ve gotten pretty good at this over the years, finding uses for jars, spare parts, newspaper, old clothes and many more items that most people just throw [...]

If you live in the middle of nowhere like I do, you may find that being a money saving guru is difficult at times. We don’t have easy access to a lot of grocery stores or big box stores like Wal-Mart and Target and their lower prices. We don’t have a CVS or Walgreens on [...]

I hear many people complain that they aren’t creative. “I can’t paint or write,” they say. They assume that creativity is only relevant if you are creating some piece of art, music, or design. But creativity isn’t limited only to the arts. Plenty of creativity is required in everything from manufacturing to accounting to the [...]

Last week I was out walking my dog on trash day. As I was walking past my neighbor’s trash heap (I say heap because they always have more trash than will fit in the trash can and they just pile it up on the road), I noticed a cute wire basket that was decorated with [...]