Personal Finance Advice

Most people know that they need to actively manage their money. That means reconciling statements, reviewing investment choices, paying bills or making sure that auto-payments are happening, periodically checking for deals or better plan options on services, and learning about money topics so they can be informed consumers. Unfortunately, many people don’t do this. It’s [...]

One of the best things I’ve done to increase my productivity is to start using a timer. A while ago I noticed I was having trouble with my concentration and as a result my productivity was dropping. While I’ve gotten much of that issue under control, I have a related problem with procrastination. When there [...]

We all tend to make excuses from time to time. It’s just human nature. But I’ve seen people rely too heavily on excuses when it comes to finance. When they have too much debt or can’t seem to make ends meet they pull out the excuses as to why their life has to be this [...]

Over my years of debt free living I’ve learned that procrastination is a huge enemy to staying debt free. We all tend to say, “I can take care of that tomorrow,” and put off things we don’t want to (or can’t) deal with right then. The problem is, the longer you put things off, the [...]

I’m making an assumption that you really shouldn’t be reading this post because, well, you’re doing exactly what you shouldn’t be doing. If you were looking for specific information to help you with your finances, you should be reading about that topic rather than this post about why you shouldn’t be reading this post. One [...]

Have you ever thought about how much money people waste in a given day? Today, I tried to keep track of all of the waste that I witnessed and I was rather surprised, given our economy, how cavalierly people will still waste their financial resources. It made me think back to a time, about 15 [...]

I hate Paris Hilton. I hate her a lot more than I did a few hours ago. I can thank my sister for that. My sister, to put it bluntly, is a royal pain in the butt. This is a feeling that many siblings share, but I can guarantee that my sister is much more [...]