Personal Finance Advice

Christmas is less than three weeks away. In past years, I would have completed my shopping by now. Indeed, in past years my shopping has always been done by about the middle of October. This year presents new challenges and I don’t know what to do about them. My kids are too old for gifts, [...]

In the last year, I’ve noticed a trend among the invitations I’ve been receiving in my mailbox: Rather than being simple invitations to celebrations, they are becoming thinly disguised money grabs. I have been invited to weddings and told (not requested, but told) to give cash. I’ve been invited to a “going away to college [...]