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	<title>Personal Finance Advice &#187; personal finances</title>
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	<description>Bridging the gap between saving money and investing</description>
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		<title>What Trash Art Can Teach About Money</title>
		<link>http://www.pfadvice.com/2012/01/13/what-trash-art-can-teach-about-money/</link>
		<comments>http://www.pfadvice.com/2012/01/13/what-trash-art-can-teach-about-money/#comments</comments>
		<pubDate>Fri, 13 Jan 2012 20:17:52 +0000</pubDate>
		<dc:creator>Jeffrey Strain</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[inspiration]]></category>
		<category><![CDATA[personal finances]]></category>
		<category><![CDATA[repurpose]]></category>
		<category><![CDATA[thinking creatively]]></category>
		<category><![CDATA[trash art]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=8798</guid>
		<description><![CDATA[I must admit that I wish I had more artistic talent. When there is an art piece that catches my eye, I can stare at it for hours wondering how the artist was able to visualize the final piece from the raw materials she decided to use. I also must admit that I have a [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2012/01/13/what-trash-art-can-teach-about-money/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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		<title>11 Actions That Have Benefitted My Finances the Most</title>
		<link>http://www.pfadvice.com/2011/08/29/11-actions-that-have-benefitted-my-finances-the-most/</link>
		<comments>http://www.pfadvice.com/2011/08/29/11-actions-that-have-benefitted-my-finances-the-most/#comments</comments>
		<pubDate>Mon, 29 Aug 2011 11:49:29 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[complete education]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[frugality]]></category>
		<category><![CDATA[live below means]]></category>
		<category><![CDATA[not cool]]></category>
		<category><![CDATA[patience]]></category>
		<category><![CDATA[personal finances]]></category>
		<category><![CDATA[uncool]]></category>
		<category><![CDATA[unnecessary risks]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=7651</guid>
		<description><![CDATA[I&#8217;ve reached one of those milestone birthdays where you stop and take stock of your life. I&#8217;ve been looking at where I&#8217;ve been and where I&#8217;m going professionally, personally, and financially. In looking at my finances, I&#8217;ve realized that there are eleven actions that have contributed directly to my success. These actions have all been [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2011/08/29/11-actions-that-have-benefitted-my-finances-the-most/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
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		<title>Paying to Save Money</title>
		<link>http://www.pfadvice.com/2011/07/26/paying-to-save-money/</link>
		<comments>http://www.pfadvice.com/2011/07/26/paying-to-save-money/#comments</comments>
		<pubDate>Tue, 26 Jul 2011 14:06:54 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Dave Ramsey]]></category>
		<category><![CDATA[financial books]]></category>
		<category><![CDATA[financial forums]]></category>
		<category><![CDATA[financial spreadsheets]]></category>
		<category><![CDATA[money saving tools]]></category>
		<category><![CDATA[personal finances]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=7483</guid>
		<description><![CDATA[A coworker of mine recently decided to get her finances in order. She admitted her debt troubles and her concerns that they don&#8217;t have anything saved for the future, let alone emergencies. While I applaud her desire to fix things, I question the method and the seriousness of her effort. I had to hide a [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2011/07/26/paying-to-save-money/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
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		<title>Money and Weight Loss: Getting Past the Plateau</title>
		<link>http://www.pfadvice.com/2011/05/24/money-and-weight-loss-getting-past-the-plateau/</link>
		<comments>http://www.pfadvice.com/2011/05/24/money-and-weight-loss-getting-past-the-plateau/#comments</comments>
		<pubDate>Tue, 24 May 2011 09:22:18 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[financial challenges]]></category>
		<category><![CDATA[financial goals]]></category>
		<category><![CDATA[financial sacrifice]]></category>
		<category><![CDATA[hitting the plateau]]></category>
		<category><![CDATA[personal finances]]></category>
		<category><![CDATA[weight loss]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=7291</guid>
		<description><![CDATA[Getting your finances in order is a lot like weight loss. You start off great in the beginning. You drop a lot of debt quickly. It&#8217;s almost too easy to cut expenses. You realize that you&#8217;ve got lots of things you can cut and you eagerly drop unwanted services, renegotiate bills, stop eating out, and [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2011/05/24/money-and-weight-loss-getting-past-the-plateau/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>Don&#8217;t Let The Media Color Your Financial Picture</title>
		<link>http://www.pfadvice.com/2011/03/07/dont-let-the-media-color-your-financial-picture/</link>
		<comments>http://www.pfadvice.com/2011/03/07/dont-let-the-media-color-your-financial-picture/#comments</comments>
		<pubDate>Mon, 07 Mar 2011 08:01:24 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[financial media]]></category>
		<category><![CDATA[Financial newspapers]]></category>
		<category><![CDATA[financial TV]]></category>
		<category><![CDATA[media]]></category>
		<category><![CDATA[media predictions]]></category>
		<category><![CDATA[media reports]]></category>
		<category><![CDATA[personal finances]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=7038</guid>
		<description><![CDATA[If you turn on the TV or read a newspaper, you&#8217;re likely to be confronted with two opposite messages. Either everything is great, the economy is strong, and finances are looking better, or things are terrible, everyone is poor, and we&#8217;re heading for doom. It depends on the day and the reporter/station as to which [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2011/03/07/dont-let-the-media-color-your-financial-picture/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Spend Less Than You Earn</title>
		<link>http://www.pfadvice.com/2011/01/04/spend-less-than-you-earn/</link>
		<comments>http://www.pfadvice.com/2011/01/04/spend-less-than-you-earn/#comments</comments>
		<pubDate>Tue, 04 Jan 2011 08:38:10 +0000</pubDate>
		<dc:creator>Jeffrey Strain</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Financial Videos]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[best financial advice]]></category>
		<category><![CDATA[financial rules]]></category>
		<category><![CDATA[getting finances in order]]></category>
		<category><![CDATA[live within your means]]></category>
		<category><![CDATA[personal finances]]></category>
		<category><![CDATA[spend less than your earn]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=6847</guid>
		<description><![CDATA[One thing I learned along ago is that personal finance is not rocket science. In fact, it is far from it. The hitch is that simply because I know how to get my personal finances in order doesn&#8217;t mean that it&#8217;s always easy for me to do so when there are a lot of competing [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2011/01/04/spend-less-than-you-earn/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Nobody Cares (Except You)</title>
		<link>http://www.pfadvice.com/2010/10/25/nobody-cares-except-you/</link>
		<comments>http://www.pfadvice.com/2010/10/25/nobody-cares-except-you/#comments</comments>
		<pubDate>Mon, 25 Oct 2010 09:33:11 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[keeping up with the Joneses]]></category>
		<category><![CDATA[losing sleep over finances]]></category>
		<category><![CDATA[my finances]]></category>
		<category><![CDATA[nobody cares]]></category>
		<category><![CDATA[personal finances]]></category>
		<category><![CDATA[possessions]]></category>
		<category><![CDATA[your finances]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=6643</guid>
		<description><![CDATA[One of the biggest (and hardest) financial lessons that many people have to learn is simply this: No one cares about your finances, except you. Your mother might have tried to tell you something similar when she refused to buy those designer clothes you wanted. She probably told you that it didn&#8217;t matter what brand [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2010/10/25/nobody-cares-except-you/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>Stop Worrying and Do Something</title>
		<link>http://www.pfadvice.com/2009/04/09/stop-worrying-and-do-something/</link>
		<comments>http://www.pfadvice.com/2009/04/09/stop-worrying-and-do-something/#comments</comments>
		<pubDate>Thu, 09 Apr 2009 07:01:03 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[economic crisis]]></category>
		<category><![CDATA[personal finances]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[stop worrying]]></category>
		<category><![CDATA[take action]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4321</guid>
		<description><![CDATA[Last week I wrote about reframing the economic crisis. The point of that piece was to bring a little positivity into what is becoming a pretty gloomy economic time. I hoped to challenge you to think of the positive things that may come from disaster. So, in the interest of continuing that bit of positivity, [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/04/09/stop-worrying-and-do-something/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>When Friends Want Validation of Their Spending Choices</title>
		<link>http://www.pfadvice.com/2009/03/18/when-friends-look-to-you-for-validation/</link>
		<comments>http://www.pfadvice.com/2009/03/18/when-friends-look-to-you-for-validation/#comments</comments>
		<pubDate>Wed, 18 Mar 2009 08:01:44 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[exercising restraint]]></category>
		<category><![CDATA[financial efforts]]></category>
		<category><![CDATA[financially successful]]></category>
		<category><![CDATA[non-spender]]></category>
		<category><![CDATA[personal finances]]></category>
		<category><![CDATA[spending choices]]></category>
		<category><![CDATA[validation]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4219</guid>
		<description><![CDATA[It&#8217;s well known where I work and in my circle of acquaintances that I am, shall we say, financially conservative. I don&#8217;t blow money for fun and everyone knows that about me. So it never ceases to amaze me the number of people who still ask me out to pricey restaurants for lunch, or to [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/03/18/when-friends-look-to-you-for-validation/feed/</wfw:commentRss>
		<slash:comments>12</slash:comments>
		</item>
		<item>
		<title>Why We Should Judge People By Their Finances</title>
		<link>http://www.pfadvice.com/2009/03/13/judge-people-by-their-finances/</link>
		<comments>http://www.pfadvice.com/2009/03/13/judge-people-by-their-finances/#comments</comments>
		<pubDate>Fri, 13 Mar 2009 12:01:25 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[financial decisions]]></category>
		<category><![CDATA[financial judgement]]></category>
		<category><![CDATA[helping others]]></category>
		<category><![CDATA[hyper-spending]]></category>
		<category><![CDATA[judging others]]></category>
		<category><![CDATA[personal finances]]></category>
		<category><![CDATA[vapor money]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4225</guid>
		<description><![CDATA[A recent Saving Advice article called on all of us to pursue the path of kindness when confronted with people who are suffering as a result of our current economic crisis. I am very much in agreement with the author&#8217;s plea that we approach people in hardship without &#8220;anger&#8221; or &#8220;resentment&#8221; &#8211; those emotions are [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/03/13/judge-people-by-their-finances/feed/</wfw:commentRss>
		<slash:comments>19</slash:comments>
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