                                                                                                            <?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Personal Finance Advice &#187; Personal Finance</title>
	<atom:link href="http://www.pfadvice.com/tag/personal-finance/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.pfadvice.com</link>
	<description>Bridging the gap between saving money and investing</description>
	<lastBuildDate>Thu, 09 Feb 2012 23:57:37 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3.1</generator>
		<item>
		<title>Security Lessons Learned From &#8220;Home Alone&#8221;</title>
		<link>http://www.pfadvice.com/2011/12/08/security-lessons-learned-from-home-alone/</link>
		<comments>http://www.pfadvice.com/2011/12/08/security-lessons-learned-from-home-alone/#comments</comments>
		<pubDate>Thu, 08 Dec 2011 17:00:43 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[X Files]]></category>
		<category><![CDATA[burglar]]></category>
		<category><![CDATA[holiday theft]]></category>
		<category><![CDATA[Home Alone]]></category>
		<category><![CDATA[home break in]]></category>
		<category><![CDATA[Leaving for holidays]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[personal security]]></category>
		<category><![CDATA[silver tuna]]></category>
		<category><![CDATA[thief]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=8297</guid>
		<description><![CDATA[Home and personal security is a big part of personal finance. After all, you don&#8217;t want to work hard for what you have only to have it taken away by thieves. Neither do you want to be physically injured by someone who is after your stuff. While security is a very serious subject, the movie [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2011/12/08/security-lessons-learned-from-home-alone/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>What Changes Your Life?</title>
		<link>http://www.pfadvice.com/2011/01/25/what-changes-your-life/</link>
		<comments>http://www.pfadvice.com/2011/01/25/what-changes-your-life/#comments</comments>
		<pubDate>Tue, 25 Jan 2011 09:48:24 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[change your life]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[financial decisions]]></category>
		<category><![CDATA[financila life]]></category>
		<category><![CDATA[paying debt]]></category>
		<category><![CDATA[take action]]></category>
		<category><![CDATA[time and energy]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=6933</guid>
		<description><![CDATA[When it&#8217;s time to make financial decisions such as contributing to your retirement, paying down debt, saving for college, buying a home, and building an emergency fund, you need to ask yourself a question. &#8220;Will this change my life for the better?&#8221; This question is important because it&#8217;s the opposite of the question people usually [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2011/01/25/what-changes-your-life/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Penny Experiment</title>
		<link>http://www.pfadvice.com/2010/10/05/penny-experiment/</link>
		<comments>http://www.pfadvice.com/2010/10/05/penny-experiment/#comments</comments>
		<pubDate>Tue, 05 Oct 2010 09:37:02 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Food / Groceries]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[donate food]]></category>
		<category><![CDATA[execute ideas]]></category>
		<category><![CDATA[food bank]]></category>
		<category><![CDATA[help others]]></category>
		<category><![CDATA[penny experiment]]></category>
		<category><![CDATA[volunteer]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=6476</guid>
		<description><![CDATA[Each time that I sit down to write an article, I never really know how it will turn out or whether it will be published. That sense of unknowing always takes me back to junior high school when I was always convinced that my papers just wouldn&#8217;t measure up to expectation. So far, I have [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2010/10/05/penny-experiment/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Stop Being Picky</title>
		<link>http://www.pfadvice.com/2010/09/24/stop-being-picky/</link>
		<comments>http://www.pfadvice.com/2010/09/24/stop-being-picky/#comments</comments>
		<pubDate>Fri, 24 Sep 2010 17:57:35 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[alternatives]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[inflexible]]></category>
		<category><![CDATA[pickiness]]></category>
		<category><![CDATA[picky]]></category>
		<category><![CDATA[unwilling to be flexible]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=6521</guid>
		<description><![CDATA[I have a friend who is incredibly picky, to the detriment of her finances. She demands certain brands of every food and personal product she buys. Even if another brand is cheaper, she won&#8217;t buy it. She demands specific features in her cars. On vacation, her hotel room must have certain views and specific amenities. [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2010/09/24/stop-being-picky/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Plan for Getting Sick on Vacation</title>
		<link>http://www.pfadvice.com/2010/09/13/plan-for-getting-sick-on-vacation/</link>
		<comments>http://www.pfadvice.com/2010/09/13/plan-for-getting-sick-on-vacation/#comments</comments>
		<pubDate>Mon, 13 Sep 2010 09:45:59 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Holidays]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[getting sick]]></category>
		<category><![CDATA[sick on vacation]]></category>
		<category><![CDATA[vacation preparation]]></category>

		<guid isPermaLink="false">http://www.pfadvice.com/?p=6503</guid>
		<description><![CDATA[Just about every time we go on vacation, someone gets sick. I think it&#8217;s because we&#8217;re all off our normal routines and we&#8217;re exposed to a lot more people. We eat food that we don&#8217;t normally eat, we stay out later and get less sleep, we&#8217;re around large crowds of germy people, and we are [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2010/09/13/plan-for-getting-sick-on-vacation/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Patience is a Virtue</title>
		<link>http://www.pfadvice.com/2010/09/11/patience-is-a-virtue/</link>
		<comments>http://www.pfadvice.com/2010/09/11/patience-is-a-virtue/#comments</comments>
		<pubDate>Sat, 11 Sep 2010 09:02:13 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[good deals]]></category>
		<category><![CDATA[patience]]></category>
		<category><![CDATA[patience saves money]]></category>
		<category><![CDATA[waiting]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=6491</guid>
		<description><![CDATA[One of the best ways to save money is also the hardest. You have to cultivate patience. In today&#8217;s world that moves so fast and where everything is about having and doing things right now, patience is hard to find and even harder to apply. Every day new things are coming out that we want. [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2010/09/11/patience-is-a-virtue/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Parting From Your Stuff</title>
		<link>http://www.pfadvice.com/2010/09/07/parting-from-your-stuff/</link>
		<comments>http://www.pfadvice.com/2010/09/07/parting-from-your-stuff/#comments</comments>
		<pubDate>Tue, 07 Sep 2010 09:46:41 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[emotional attachment]]></category>
		<category><![CDATA[energy]]></category>
		<category><![CDATA[get rid of stuff]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[sell stuff]]></category>
		<category><![CDATA[stuff]]></category>
		<category><![CDATA[things]]></category>
		<category><![CDATA[throw away stuff]]></category>
		<category><![CDATA[time]]></category>
		<category><![CDATA[unwanted stuff]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=6489</guid>
		<description><![CDATA[We all love our stuff. We like our clothes, our knick knacks, and our DVD&#8217;s. We like our photographs, saved letters, mementos of our childhood (or our children&#8217;s childhoods), and the stuff we inherit from others. As much as we like stuff, there are many problems with stuff, ranging from the money it costs to [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2010/09/07/parting-from-your-stuff/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Saving Our Savings</title>
		<link>http://www.pfadvice.com/2010/09/04/saving-our-savings/</link>
		<comments>http://www.pfadvice.com/2010/09/04/saving-our-savings/#comments</comments>
		<pubDate>Sat, 04 Sep 2010 09:16:28 +0000</pubDate>
		<dc:creator>Guest Writer</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[lost job]]></category>
		<category><![CDATA[reduce costs]]></category>
		<category><![CDATA[save money]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=6478</guid>
		<description><![CDATA[By Karen Norling Eight months ago, my husband, Jim, lost his engineering job at GE Health care here in Ohio. In all those eight months &#8211;after dozens and dozens of resumes &#8220;snail-mailed&#8221; and emailed &#8212; not one company has called him for an interview. Not one company has called me for an interview either, despite [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2010/09/04/saving-our-savings/feed/</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>What I&#8217;ve Learned About You</title>
		<link>http://www.pfadvice.com/2009/08/22/what-ive-learned-about-you/</link>
		<comments>http://www.pfadvice.com/2009/08/22/what-ive-learned-about-you/#comments</comments>
		<pubDate>Sat, 22 Aug 2009 07:01:16 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Website]]></category>
		<category><![CDATA[commentary]]></category>
		<category><![CDATA[comments]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[service]]></category>
		<category><![CDATA[tipping]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5070</guid>
		<description><![CDATA[It&#8217;s hard to believe that I have been writing here for the past year. I thank you for visiting these pages and reading my thoughts on money and saving. I hope you have enjoyed what I have had to offer as much as I have enjoyed sharing it with you. Over the past year, I [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/08/22/what-ive-learned-about-you/feed/</wfw:commentRss>
		<slash:comments>13</slash:comments>
		</item>
		<item>
		<title>Understanding Opportunity Cost</title>
		<link>http://www.pfadvice.com/2009/06/08/understanding-opportunity-cost/</link>
		<comments>http://www.pfadvice.com/2009/06/08/understanding-opportunity-cost/#comments</comments>
		<pubDate>Mon, 08 Jun 2009 07:01:57 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[financial decisions]]></category>
		<category><![CDATA[future costs]]></category>
		<category><![CDATA[opportunity cost]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4674</guid>
		<description><![CDATA[Many times, when I help someone with their finances, I discover that their biggest obstacle is that they don&#8217;t understand opportunity cost and the impact it has on personal finance. In order to take advantage of an opportunity, something else must always be given up. Opportunity cost is basically what you lose by choosing one [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/06/08/understanding-opportunity-cost/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
	</channel>
</rss>

