Personal Finance Advice

Those large expenses that don’t occur monthly are a big reason why some people end up in debt. Even people who are well intentioned and good at avoiding debt in other circumstances are often caught by surprise by these big expenses. Insurance, taxes, and other bills that are paid yearly rather than monthly are all [...]

I’m a fan of automatic online bill payments. Having a payment automatically deducted from my account every month is convenient and environmentally friendly. No paper statements to wade through, no need to remember a due date, and no checks to write. However, automatic bill payment isn’t the best choice for every bill. Many of my [...]

The mail comes, you glance at your bills and drop them in the “To Be Paid” pile. Then, on the appointed day, you write out the checks or direct the online bill pay to do its thing and then you forget about it until next month. In the process of paying your bills, do you [...]