Tag Archives: pay down debt

Fast or Slow: The Best Way to Pay Down Debt

When it comes time to pay down debt, there are two schools of thought. The first argues that you should pay it all down as quickly as possible. This may mean taking on extra jobs and sacrificing all of your … Continue reading

Posted in Debt, Personal Finance | Tagged , , , , , , , | 9 Comments

I Just Can’t Live Within My Means!

The other day I heard someone make the argument that most financial advice was of no use to them because it assumes that you have some extra money, you just need to “find it.” “I literally have no extra money,” … Continue reading

Posted in Budgeting, Debt, Frugal, Personal Finance | Tagged , , , , , , , , | 14 Comments

Dave Ramsey Falters in a Crummy Economy

By Maggie Ellis, guest writer I know many people who are followers of Dave Ramsey’s financial advice. Since the economy has tanked, it seems like I’m seeing even more people joining the Dave bandwagon, looking for a way out of … Continue reading

Posted in Budgeting, Credit Cards, Debt, Investing, Personal Finance | Tagged , , , , , , , , , , , , | 47 Comments

How Important is Your Debt to Limit Ratio?

We are under constant media barrage about checking our credit report and we all know it’s important to have a high credit score. With the new legislation, it’s possible that a great credit score will be more important than ever. … Continue reading

Posted in Credit Cards, Debt, Personal Finance | Tagged , , , , , , , | 10 Comments