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A friend and I were discussing New Year’s plans the other day. She is resolving to get her debt under control and start saving more for retirement and her kids’ college funds. “I’m cutting life down to the bare bones this year,” she said. “We’re not spending on anything extra until things are under control.” [...]
My desk in my home office looks out over the road in front of my house. It always amazes me how much traffic goes by my window on any given day, especially since I live on a cul-de-sac. People in this neighborhood are on the go all the time. They come home and then they [...]
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