Site Archives no debt

Am I Truly Free from Financial Bondage? A Life Without Debt


I talk a lot about being debt free, but recently this question came up amongst friends: Am I as free as I think I am? I have no debt of any kind, so I am free from obligations to creditors. The bank cannot come take my house if I don’t pay my mortgage, my car [...]

A Life Without Debt: Not Immune From The Credit Crisis


I knew it was bound to happen, but I’d been hoping that somehow I’d avoid it. Despite having excellent credit and no debt, we got a letter from one of our credit card companies dropping our limit from $10,000 to $300. This was done because of “inactivity” on our account, which really translates into the [...]

A Life Without Debt: Where Did It Come From?


People often ask me some version of the following question: “Where did you get this idea that you should live a debt free life? How did you, in a world where credit cards are ubiquitous and debt is the norm, decide that you were going to go against the norm?” People are curious about my [...]