Tag Archives: money

21 Days to a Negative Money Habit

A couple of weeks ago, I wrote about how you could create positive new money habits in just twenty-one days. Now for the flip side of that article. I want to show you how easy it is to fall into … Continue reading

Posted in Personal Finance | Tagged , , , , , | 11 Comments

Leaving the Sale Behind

I am a sucker for sales. I’m the kind of person that will buy something that is deeply discounted even though I don’t really need it. I’ve come to realize that no matter how good of a deal it is, … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , , , | 3 Comments

21 Days to Positive Money Habits

It is an accepted part of self-help wisdom that it takes twenty-one days to develop a new habit and make it stick. This has been found to be true in weight loss, smoking cessation, reducing alcohol consumption, and many other … Continue reading

Posted in Budgeting, Personal Finance, Saving Money | Tagged , , , | 6 Comments

St. Patrick’s Day and Money

With any luck, St. Patrick’s Day will bring full bellies and full beer mugs. While there are Irish tunes, blessings, drinks, and colors splashed about our dining rooms and bars, there are also fun stories, legends and myths to share … Continue reading

Posted in Holidays | Tagged , , , , , , , , | 1 Comment

10 Reasons Why I Love Our Credit Union

Since I landed my first job at age 15, I have been with the same bank. It is a credit union open only to residents of Washington State and I love the perks it gives us. When my husband and … Continue reading

Posted in Personal Finance, Saving Money, X Files | Tagged , , , , , , | 14 Comments

Financial Lessons Learned at the Bridal Show

This past weekend I went to the annual bridal expo with a friend who is getting married soon. As my wedding was many years ago, I was astounded to see how far the bridal industry has come. Or maybe I … Continue reading

Posted in Personal Finance | Tagged , , , , , , | 17 Comments

Finding the Best Saving Opportunities in Changing Circumstances

One thing saving has in common with the rest of life is that opportunities are always changing. Economic conditions, companies’ offers and policies, tax laws, and personal financial situations are not static. As a result, the best ways to save … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , , , | 1 Comment

Sometimes, It Doesn’t Pay to Save

“Act now, and you may be able to pay less than you owe!” proclaims an ad for debt consolidation services. I’m all for paying off debts, but I was offended. Why should some people be allowed to pay less than … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , , , | 12 Comments

How Your Budget Can Help Your Memory

Do you ever find that it is difficult to remember things? A weak memory is often hard to fix, but there are some things you can do to help yourself remember things. I’ve actually found that having a budget helps … Continue reading

Posted in Budgeting, Personal Finance | Tagged , , , , , | 5 Comments

Is Your Career Hurting Your Earning Potential?

I have always assumed that if your career/job pays you decent money that you should have no trouble getting ahead financially as long as you’re responsible with money. But recently an old friend who works in a high powered, high … Continue reading

Posted in Personal Finance, Work | Tagged , , , , , | 7 Comments

Turning Finances into Financial Fun

Most people don’t associate personal finance with fun and it’s hard to blame them. There’s a lot of doom and gloom, especially these days. Writing out a budget seriously stinks. Really, who wants to find out they can’t afford the … Continue reading

Posted in Personal Finance | Tagged , , , | 3 Comments

10 Ways to Save Money when Eating Out

When saving money, meals in restaurants are rightfully one of the first expenses to be cut, but if you hate to cook as much as I do, budgeting for a meal or two out each week may save enough of … Continue reading

Posted in Food / Groceries, Saving Money | Tagged , , , , , , | 9 Comments

95 Things I’ve Been Paid to Do

Nearly half (45%) of college graduates are working in fields unrelated to their majors four years after graduation, according to a 1997 survey by the National Center for Education Statistics. That’s hard to imagine when reading the want ads, which … Continue reading

Posted in Personal Finance, Work | Tagged , , , | 3 Comments

How Living an Uncluttered Life Can Cost You

Mmm.. Organizational shows: watch and drool. Suddenly you find yourself grasped by the impulse to tidy your tiny world. Most of us realize that a a cluttered life can cost us money, but how can an uncluttered home put a … Continue reading

Posted in Personal Finance | Tagged , , , | 16 Comments

Nine Money Books for Children

Children live in a very self-centered world as they focus on learning about themselves and how the world works according to them. As they go along, learning how to mimic parents and other adults, observing behaviors through cause and effect, … Continue reading

Posted in Personal Finance | Tagged , , , , | 4 Comments

Learning Valuable Lessons By Being Scammed

I would be willing to bet that most of the people who read these blogs are pretty financial savvy — or at least are trying to be. But everyone once in a while people can get duped into spending money … Continue reading

Posted in Making Money | Tagged , , , , | 4 Comments

The Real Reason People Save Money

This morning it was 2 degrees outside when I woke up. When it’s that cold outside, most people tend to want a hot cup of coffee or hot chocolate to warm them up. However, I made myself an iced latte … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , , | 8 Comments

Ways to Save for your Children’s Futures

I know many kids who grow up and go to college on their own dime, spending all their own hard earned cash for the next twenty years getting out of that debt. I also know of several kids who had … Continue reading

Posted in Education, Personal Finance | Tagged , , , , , , , , , | 21 Comments

Using Product Loyalty Programs to Help Teach Saving Skills

As a child, I went grocery shopping with my adult sister at a store that didn’t exist in my hometown. When she checked out, the cashier gave her a number of stamps based on how much she had spent, and … Continue reading

Posted in Food / Groceries, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 6 Comments

Frugal Tricks to Make Consumable Purchases Last Longer

Other than our mortgage and utilities, the majority of our regular spending goes to consumables. It’s amazing to think how much it costs to keep our bodies fed, clean, and healthy. Penny pincher that I am, I try to squeeze … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , , , , , , | 12 Comments