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	<title>Personal Finance Advice &#187; money problems</title>
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	<description>Bridging the gap between saving money and investing</description>
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		<title>The Secret to a Long, Happy Marriage: Live Below Your Means</title>
		<link>http://www.pfadvice.com/2011/07/11/the-secret-to-a-long-happy-marriage-live-below-your-means/</link>
		<comments>http://www.pfadvice.com/2011/07/11/the-secret-to-a-long-happy-marriage-live-below-your-means/#comments</comments>
		<pubDate>Mon, 11 Jul 2011 19:09:44 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[happy marriage]]></category>
		<category><![CDATA[healthy marriage]]></category>
		<category><![CDATA[lifestyle choice]]></category>
		<category><![CDATA[live below your means]]></category>
		<category><![CDATA[money and marriage]]></category>
		<category><![CDATA[money problems]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=7440</guid>
		<description><![CDATA[In amongst the usual depressing crime and war stories, our local paper recently carried an article about a couple who has been married for seventy years. That&#8217;s such a rare feat that the U.S. Census doesn&#8217;t even track the number of couples that make it that far. The census stops counting at fifty years of [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<title>We Create Many of Our Own Financial Problems</title>
		<link>http://www.pfadvice.com/2011/01/13/we-create-many-of-our-own-financial-problems/</link>
		<comments>http://www.pfadvice.com/2011/01/13/we-create-many-of-our-own-financial-problems/#comments</comments>
		<pubDate>Thu, 13 Jan 2011 09:00:29 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[debt level]]></category>
		<category><![CDATA[financial choices]]></category>
		<category><![CDATA[financial issues]]></category>
		<category><![CDATA[financial problems]]></category>
		<category><![CDATA[money problems]]></category>
		<category><![CDATA[poor decisions]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=6864</guid>
		<description><![CDATA[A coworker came to me moaning about her debt level the other day. Her New Year&#8217;s resolution is to get out of debt and she wanted to know where to start. I asked her what kind of debt she had. Car loans? Student loans? Credit cards? Almost all of the debt she had was from [...]]]></description>
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		<slash:comments>6</slash:comments>
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		<title>Small Changes Don&#8217;t Really Help</title>
		<link>http://www.pfadvice.com/2010/08/09/small-changes-dont-really-help/</link>
		<comments>http://www.pfadvice.com/2010/08/09/small-changes-dont-really-help/#comments</comments>
		<pubDate>Mon, 09 Aug 2010 16:26:19 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[big changes]]></category>
		<category><![CDATA[money issues]]></category>
		<category><![CDATA[money problems]]></category>
		<category><![CDATA[quick fix]]></category>
		<category><![CDATA[small changes]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=6400</guid>
		<description><![CDATA[Over the years I&#8217;ve found myself, both here and in my real life, telling people with financial problems that small changes will help. I&#8217;ve told people that, &#8220;If you just stop eating out,&#8221; or &#8220;Stop spending on magazines at the grocery store,&#8221; or &#8220;Save $10 per pay period,&#8221; you can really help your financial situation. [...]]]></description>
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		<slash:comments>11</slash:comments>
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		<title>A Life Without Debt: Five Myths About Being Debt Free</title>
		<link>http://www.pfadvice.com/2010/02/09/a-life-without-debt-five-myths-about-being-debt-free/</link>
		<comments>http://www.pfadvice.com/2010/02/09/a-life-without-debt-five-myths-about-being-debt-free/#comments</comments>
		<pubDate>Tue, 09 Feb 2010 07:01:41 +0000</pubDate>
		<dc:creator>Sadie Morris</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[debt free]]></category>
		<category><![CDATA[debt free life]]></category>
		<category><![CDATA[debt myths]]></category>
		<category><![CDATA[Debt Reduction]]></category>
		<category><![CDATA[everything you want]]></category>
		<category><![CDATA[money problems]]></category>
		<category><![CDATA[money woes]]></category>
		<category><![CDATA[money worries]]></category>
		<category><![CDATA[no budget]]></category>
		<category><![CDATA[you're rich]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5704</guid>
		<description><![CDATA[Most people seem to have a lot of false beliefs about being debt free. They seem to think that those of us who are debt free never have to worry about money, or that we are somehow free from the concerns of everyday life. Some people work to become debt free because they believe that [...]]]></description>
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		<slash:comments>13</slash:comments>
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		<title>Don&#8217;t Tell Me Your Money Problems</title>
		<link>http://www.pfadvice.com/2008/12/19/money-problems/</link>
		<comments>http://www.pfadvice.com/2008/12/19/money-problems/#comments</comments>
		<pubDate>Fri, 19 Dec 2008 08:01:36 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Education]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[cost of education]]></category>
		<category><![CDATA[cost of private school]]></category>
		<category><![CDATA[money problems]]></category>
		<category><![CDATA[parochial school]]></category>
		<category><![CDATA[private school]]></category>
		<category><![CDATA[public school]]></category>
		<category><![CDATA[tuition costs]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=3601</guid>
		<description><![CDATA[I work at home and see a lot of neighborhood moms as I go about my daily errands. The other day, I bumped into a woman I have known for several years because our sons have played on the same teams and for a while they attended the same school. After chatting for a few [...]]]></description>
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		<slash:comments>18</slash:comments>
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		<title>10 Things I Hate About Money</title>
		<link>http://www.pfadvice.com/2008/12/04/10-things-i-hate-about-money/</link>
		<comments>http://www.pfadvice.com/2008/12/04/10-things-i-hate-about-money/#comments</comments>
		<pubDate>Thu, 04 Dec 2008 15:01:06 +0000</pubDate>
		<dc:creator>M. Beddingfield</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[dirty money]]></category>
		<category><![CDATA[hate money]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[money excuses]]></category>
		<category><![CDATA[money issues]]></category>
		<category><![CDATA[money problems]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=3463</guid>
		<description><![CDATA[Money is physically dirty 99.9% of all paper money is covered in germs and bacteria including E. coli and salmonella. Money isn&#8217;t just dirty because of the microorganisms; it&#8217;s also covered in bits of fecal matter and grains of cocaine. You would probably be just as well off licking the bottom of your shoe as [...]]]></description>
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		<slash:comments>5</slash:comments>
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